Online Payday Loan in Toronto, Ontario, Canada

paydayloanintorontoontario Online Payday Loan in Toronto, Ontario, CanadaThis is a payday loan application from an applicant in Kingsway South, Toronto (Canada of course). As with all information on Canadian payday loan companies, here at BFC ( we are exclusive to the Canadian lending market.

This borrower send in their application request because they were having troubling getting approved for a loan of any kind. They tried getting approved with a traditional bank, and finally gave up on that.

He even went as far as looking for pawn shops that give cash advances in the downtown Toronto area. No luck there either. We thought we would include his request for our readers’ to understand what payday loans require in the way of approval criteria.

This borrower is now looking for a payday loan anywhere in Canada, as long as it is purely 100% online. He has given up on Toronto and he is using the Internet to try and track down lender who may approve him for a small cash loan. Our borrower has tried these other areas of Toronto for payday loan as well;

Bedford Park-Nortown
Black Creek
Briar Hill-Belgravia
Bridle Path-Sunnybrook-York Mills
Broadview North
Cabbagetown-South St. James Town
Casa Loma
Centennial Scarborough
Church-Yonge Corridor
Clanton Park
Corso Italia-Davenport
Crescent Town
Danforth Village – Toronto
Don Valley Village
Dorset Park
Dufferin Grove
East End-Danforth
Edenbridge-Humber Valley
Eglinton East
Elms-Old Rexdale
Eringate-Centennial-West Deane
Etobicoke West Mall
Forest Hill North
Forest Hill South
Henry Farm
High Park North
High Park-Swansea
Highland Creek
Hillcrest Village
Humber Heights
Humber Summit
Kennedy Park
Kingsview Village
Kingsway South
Lambton Baby Point
Lawrence Park North
Junction Area
Keelesdale-Eglinton West
Little Portugal
Long Branch
Flemingdon Park
Old East York
Palmerston-Little Italy
Pelmo Park-Humberlea
Playter Estates-Danforth
Pleasant View
Regent Park
Markland Wood
Moss Park
Mount Dennis
Mount Olive
Mount Pleasant East
New Toronto
North Riverdale
North St. James Town
Maple Leaf

Online Payday Loan Application from Toronto, Ontario Resident

Have you ever applied for a payday loan with us before? – No, I have never applied for a payday loan at Bucks for Canucks before. I have never heard of this web site until recently.

How did you find BFC? – I found your web site using the Google search engine.

Have you ever had a Payday loan before? – Yes. I got a payday loan and paid back on time and in full with a cash advance company called Mr. Payday. I also got approved for a payday loan with 310 Payday Loans Cash Advance Canada. I was late making the payment which cost me allot in fees. I borrowed from them again, and never did pay back the loan. My credit rating is damaged because of this I am sure.

Do you have bad credit? – Yes. I have a bad credit rating, and I think this is why I have been unable to find a lender who will give me a small loan. I’m only applying for a small loan of $500 maximum, and I’m willing to do business with any lender who is willing to lend me the money.

What area of Toronto have you looked for a payday loan store? – I have listed those areas below. You are welcome to use this list to help me find a willing lender.

Do you have employment? – Yes. I work in a grocery store in the Kingsway South area. I work only 20 hours a week though and I make $12 dollars an hour right now. I’m getting raise next month to $14 dollars an hour. At 20 hours a week, I make close to $700 a month. I share rent with my roomates, so it is enough money to get by, and enough money to make a payment to you.

How long have you been employed with current your employer? – 2 years, and I have a solid relationship with the boss. There are no plans of layoffs. I used to be full time, and that is why I am part time now – they have already cut back to make ends meet.

Bank Name? – Not required. For Payday Lender.

Bank Branch/Transit Number? – Not required. For Payday Lender.

Bank Institution Number? – Not required. For Payday Lender.

Bank Account Number? – Not required. For Payday Lender.

Bank Account Type? – Not required. For Payday Lender.

Why This Payday Loan Applicant Can’t Get Approved

The reason this applicant has had so much trouble finding a payday loan is because his borrowing history is so bad. His rating with Teletrack is bad, and on top of that, he doesn’t earn allot of money. He is only making a net income of near $700 dollar Canadian a month. Most payday lenders won’t risk a loan to an applicant like this.

He will continue to be denied a loan as long as these facts are true, but in time he could turn it around. He needs to think about other factors in his finances besides getting a payday loan. A payday loan is by far the most expensive form of credit you can get. Not worth doing unless you are really desperate.

Would an Purely 100% Online Payday Loan Be a Solution

This borrower has said that he is looking for a 100% online loan from a lender that operates in Canada. He can try this, but not likely to make a difference. He is being denied a loan because of his past borrowing history, and his low net income each month. Our recommendation is to get some training and get a higher paying job, or go and find another job with a different employer that will give him full time hours.

Do You Need A Personal Loan?

Legitimate lenders use BFC to find borrowers they can lend money to. We screen them all to make sure they are legal and trustworthy. All fields must be filled out, or the pre-app will not be processed. Thanks for your understanding. NOTE: Lenders generally DO NOT RESPOND to one sentence requests for a loan. They take action if the borrower provides details regarding why they need the money, their Province location, income, outstanding debts in detail. The more in depth your information, the more lenders respond.

Use the loan application below to start the process. Detail your income and purpose of loan please - lenders do not respond to applicants who don't provide it. Thanks for using BFC!

10 Loan Requests

  1. Biverly applied for the following loan:







    Loan: 5000

    Speed: Tomorrow

    Credit: Good

    Location: Fort mcmurray,Alberta,Canada

    Income: 1900


    For a quick kidney transplant of my grandfather..

  2. arthur applied for the following loan:

    Loan: 3500

    Speed: asap

    Credit: bad

    Location: calgary,ab

    Income: work, student loan and other income


    to get licence back

  3. arthur applied for the following loan:

    Loan: 3500

    Speed: asap

    Credit: bad

    Location: calgary ,alta, canada

    Income: work ,student loan and other 3100 mnth


    pay licence

  4. kwabina applied for the following loan:

    Loan: 2000

    Speed: july 15 2012

    Credit: bad

    Location: toronto ontario canada

    Income: 2400


    For surgery my mother is sick please help me else she will die

  5. manider applied for the following loan:

    Loan: $6000

    Speed: today

    Credit: ok

    Location: SURREY BC CANADA

    Income: $2000 per month delivery driver i repay your amount on time


    personal I Need this loan very badly

  6. malarie applied for the following loan:

    Loan: 200

    Speed: tomorrow

    Credit: poor at the time being

    Location: Pembroke, ontario, canada

    Income: full time employment..2500 bring home monthly 280 in child tax credit once monthly, 128 in child support monthly


    late with hydro, afraid of disconnection before next pay date

  7. Kurt applied for the following loan:

    Loan: 7000

    Speed: Today

    Credit: Poor

    Location: Welland, Ontario

    Income: 1920 ei, 1022 child tax credit, 615 child support


    To pay up past due bills

  8. james applied for the following loan:

    Loan: 5000

    Speed: Now

    Credit: 599

    Location: Tyler,TX USA

    Income: My husband is a tru c k driver and gets paid weekly by direct deposit. He averages $1490 to $2100 every week


    This is to pay a retainer for an attorney we have to hire for some personal reasons regarding our 24 yr old son. It is also for my wife to be able and pay her DPS surcharges off in order to get a Texas Drivers License and to pay outstanding warrants off for my wife as well. Tickets she has got for no drivers license in the past several years

  9. natasha applied for the following loan:

    Loan: 820

    Speed: asap

    Credit: bad

    Location: st thomas ont canada

    Income: Ontario works and child tax all together 3000 a month


    To pay my rent to avoid being kicked out with my children!

  10. dave applied for the following loan:

    Loan: 10000

    Speed: week

    Credit: fair

    Location: belleville ontario canada

    Income: pay check net $3,400 amonth 31 years fulltime other money net $950 amonth


    like to put some bills into one

Request Your Loan

Your email is never published or shared - NEVER! Use first name or nick name ONLY for your privacy please. Lenders will contact you using your email to initiate process. Applicants who enter more information regarding the purpose of the loan get the fastest response time from lenders. Required fields are marked *