New Payday Loans in Canada

This client has applied for a payday loan of $1000, however he can get by with only $700 so we are not sure why he has asked for the additional $300. He does not have a bank account so his bank records obviously cannot be confirmed. He cashes his pay checks at a local payday loan office. He needs the money to pay his rent on time and avoid being ejected from his apartment. He apparently has a good job driving a local city delivery truck and has been at the same firm for some time. He claims he has a not so good credit rating, however he really does not know what it is. He always pays cash for pretty much everything he purchases.

This client is going to have a difficult time finding a lender to lend him money. Most lenders want to have a bank account to transfer the loan into and to with draw the payments from. Many also want to take a look at the previous month’s statements to confirm there are no checks written with insufficient funds. He virtually has no credit rating because he has a limited history of financial transactions such as credit cards in his name or previous loans that we can find. In other words he does not have a financial history.

This person should really open a bank account that his pay check can be deposited into. This would help him budget his money a little better and he would begin to establish a track record of managing cash flow and paying for various things. It would also facilitate the processing of his pay check as well as processing loans such as this one. A checking account with a bank may cost some money, however it should be less than what he is paying now.

Some payday loan lenders in Canada may be willing to work with this client and after further discussion may be willing to lend him the money he needs.


Payday Loan Amount :: $1000

Payday Loan Application and Processing Speed (when do you need the funds)::I need the money tomorrow morning

Do you currently have a mortgage? ::no, I rent an apartment over on the east side of town

Bank Name and Branch :: I do not have a bank account, they are too expensive

What City/Town, State and County do you live in? :: Winnipeg, Manitoba

Zip :: R3M 1Z1

What is your employment field? :: City truck Driver

Employment Position :: Truck Driver

When are you paid? (monthly/weekly/biweekly):: weekly

Your credit rating to be – excellent, fair, or bad? :: not so good, I have missed a few rent payments

How did you find us? :: searching for payday loans in Canada

How are you paid? (direct deposit/paper check):: paper check, because I do not have a bank account

Gross Amount Per Paycheck ::$500

Do you agree to have this information published online, without your PRIVATE information of course? :: At this point who would want my personal information, but yes please keep everything personal private

Extra information here please (some detail):: I am in a really difficult position. I cannot pay my rent and it is due tomorrow morning. I need this new payday loan here in Winnipeg Canada so that I can pay my rent. I have been late several times before but have always paid within a few days or a week late at the most. My rent superintendent or property manager for the rental company told me that he would have to ask me to leave if I am late one more time. I really like this place and do not want to move, but I just cannot scrape enough together to pay the rent tomorrow.

I do not have a bank account and use a payday lender to cash my check. They take a large fee each time so I guess I should just open up a checking account instead of paying these fees. I get the cash in my hands and it just seems to disappear over the weeks and suddenly the end of the month arrives and I do not have enough to pay my rent payment. This is a ridiculous situation, but I cannot seem to change my bad spending habits.

Note to Lender :: I have always paid everything on time and by cash. The only thing I am late for is my rent and only twice. I work for a local trucking company that delivers goods within the city and sometimes to the small towns just outside of Winnipeg. I do not get a lot of overtime, but the job is steady and I have been there for a few years.

I have become the senior driver for the company and expect to be there for many years. I really need this new payday loan. It would mean that I can pay my rent on time. I have applied for $1000, however I can make it if you approve a loan for $700 and I can repay this loan over the following month.



Category: Loan APR 12% APR 14% APR 16%
Loan Principal $1,000 $1,000 $1,000
Payment Schedule Monthly Monthly Monthly
Length of Term 1 1 1
Amount to be paid $1,064.99 $1,075.82 $1,086.65
Total interest paid $64.99 $75.82 $86.65
Paid per installment $87.53 $88.42 $89.31

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17 Loan Requests

  1. LaToya applied for the following loan:

    Loan: $3000.00

    Speed: Immdiately

    Credit: Poor

    Location: Toronto, Ontario Canada

    Income: -I am employed and receive $2,688 dollars after taxes. -I am paid bi-weely - I am have been working at the same company for 5 years.


    I need assistance paying back a payday loan. I am also behide in my rent and my student loan payments. I really need some help. I try my best to make sure my finances are in order. Also, a family member died recently and she had no life insurance. The few family members in Toronto had to come together and bury her. Me helping out with the fuernal has put me behide and has left be feeling stressed out. Please help me. I am really stressed right now. I really, really, really need your help.

    Thank you

  2. TRINA applied for the following loan:

    Loan: 400.00

    Speed: asap

    Credit: poor


    Income: cad$2000.00 monthly child support cad$265.00 monthly.


    My son has lost his job I had to help him pay for his cell phone and credit card, now im short until my next pay.

  3. Ross applied for the following loan:

    Loan: 2000

    Speed: need it to get a new place

    Credit: not sure never had a credit card or anything befor

    Location: Kingston ONt, Canada

    Income: cad$3000 mothly have been working the same job for about 5 months now


    im currently needing to move due to the fact girlfriend and i are expecting a child and were we live is not kid friendly we have found a location but we are short on getting it and this loan will help us with everything wee need for the new place and to get ready for the baby

  4. Shelley applied for the following loan:

    Loan: 5000

    Speed: Storey

    Credit: Bad

    Location: Vancouver BC

    Income: 2 jobs City Centre Care Society 28 yrs 3500 a month Bloom Group 10 yrs 2500 a month


    Pay off pay day loans so I can start paying of all debt owing

  5. darryl applied for the following loan:

    Loan: 4000

    Speed: asap

    Credit: poor

    Location: kingston ontario

    Income: 1690 net bi weekly


    To catch up on rent before eviction

  6. marietta applied for the following loan:

    Loan: 500

    Speed: asap

    Credit: okay

    Location: ontario

    Income: 1150


    pay debts

  7. Curtis applied for the following loan:

    Loan: 30000

    Speed: As soon as possible

    Credit: Poor

    Location: Coquitlam bc canada

    Income: I get paid every two weeks each paycheck before taxes is 1850. So take home 1500 every two weeks 3G a month. Also my wife gets paid take home 1400 a month.


    I am looking for this loan to clear off me and my wife’s cc debt we are running behind and sick of paying small payments which seems like we just paying intrest and bill not moving I also want to pay back my family which I owe close to 13k.

  8. Trish applied for the following loan:

    Loan: $200.00

    Speed: today

    Credit: decent

    Location: Peterborough,Ontario

    Income: I receive $1,500 monthly after taxes.


    I need to pay off a Pay day loan of $100 And a cell phone bill of $99.80

  9. Guy applied for the following loan:

    Loan: 5000

    Speed: Asap

    Credit: Poor

    Location: Ste Marie Kent New Brunswick Canada

    Income: Take home pay 2800 monthly


    To get caught up with some bills. Car repair

  10. kaylee applied for the following loan:

    Loan: 800-1200

    Speed: ASAP preferably by june 3rd 2014

    Credit: 517 credit score

    Location: vernon, bc, canada

    Income: Provincial disability $1267 paid monthly direct deposit CTB/UNIVERSAL SUPPLEMENT $404 paid monthly direct deposit $1670


    Looking to pay off some utility bills and pay off credit card and get a fresh start my baby needs a few things. Guess it would be a personal loan? Can pay $150+ a month no problem. Looking to pay off my debt so my credit improves (my goal).

  11. robert applied for the following loan:

    Loan: 5000

    Speed: asap

    Credit: poor

    Location: regina saskatchewan canada

    Income: I earn around 3200 a month


    To help pay off some debt

  12. attor applied for the following loan:

    Loan: 15,000

    Speed: In ten days or before

    Credit: 510 poor

    Location: Milton Ontario Canada

    Income: 3,500 after tax net take home two jobs


    To please pay these credit cards and pay loans off for good and catch up on my life as a single father who left a bad area in Toronto Canada used all my resources to get a better place for me and my daughter did right by moving but wrong by using all my cash reserve and credit nor so I want to fall behind on my rent ease and thanks attor kamber nor do I want a bad credit I cannot afford a bad credit now nor in the future me and my daughter depend on this thanks please help us thanks again a releif of done sort would help

  13. attor applied for the following loan:

    Loan: 15,000 dollars

    Speed: In 10 days

    Credit: 510 poor

    Location: Milton Ontario Canada

    Income: 3,500 net two jobs after tax


    To pay off credit cards pay day loans and catch up on my rent only not for personal use I used all my cash reserve and credit to get me and daughter out of Toronto for good as a single father of a 7 year old daughter that I love and want to raise in a good area line milton this loan would help us both to recover te cooperate our lives and live again I am a single dad to a heat daughter and I work very hard and do not want to loose my credit for me or my daughters future at all it is our life line to the world with our it we cannot live I seen other options do not suit me and my daughters criteria like consolidation where u pay half but loose ur credit I cannot go that willing to pay smaller monthly amount snd live again with good credit and all payed out in full with a lenders help and not loosing my credit at all but getting better thanks attor kamber 15,000 would pay out all thanks again on a 5 year pay back term I was looking for please help us thAnks

  14. Jason applied for the following loan:

    Loan: 2000

    Speed: Immediately

    Credit: Poor

    Location: Corner brook Newfoundland Canada

    Income: Full time job,clear 2800 a month


    End payday loans and pay off bills

  15. Jennifer applied for the following loan:

    Loan: 200

    Speed: now

    Credit: poor

    Location: ottawa ontario canada

    Income: 750 ontario works and 1173 child tax benefit


    groceries, clothing for kids, phone bill .

  16. Kelsey applied for the following loan:

    Loan: 20,000

    Speed: Asap

    Credit: Poor

    Location: Saskatoon, sk

    Income: 3300 before taxes and deductions.


    I have a wedding in 11 days and I am having a lot of trouble getting the funds together as I just bought a house 6 months ago and have 2 children. I am also needing to complete some other debt such as credit card debt as well as give my daughter the 1st birthday she deserves.

  17. Carrie applied for the following loan:

    Loan: 15000

    Speed: Asap

    Credit: Poor

    Location: Saskatoon,sk

    Income: 3000 before taxes per month my fiancé makes about the same


    We have planned a wedding and it is running close to the date and have had a bit of trouble financing the final parts . There are 120 ppl coming and my funds to fulfill the wedding promised to my fiancé and the guests is in question big time . This loan will pay our the wedding . Pay out some debts I’ve built up on placing funds in the wedding rather than bills .. Etc I would be forever great full if someone lends me this amount and every payment WILL BE MADE I would like to make monthly payments of $150 to repay the loan if you can help please e-mail me ASAP I’m really in a crunch at the moment

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