High Risk Installment Loans For People With Bad Credit


Consumers all over North American are trying to deal with mounting medical bills and our latest applicant has this problem in spades. He is fortunate to live where he does since most of the medical costs are covered, however there are still many expenses that are not covered by the provincial plans and his own medical benefits plan at work.

He has a bad credit rating and is hoping to be approved for a small installment loan of $3000 which will be repaid over a period of one year. He has no savings and he rents a home for him and his family. He is in a tough spot and is only one paycheck away from not being able to pay his regular monthly expenses. This is puts him in a high risk category for any kind of loan, especially an installment loan.

The calculation chart at the bottom of this post shows the monthly payments for a one year term, 2 years and a 3 year term. We think it is unlikely that he would qualify for a 2 or 3 year term loan. He will need to be able to repay this loan in less than a year which increases his monthly payments and puts more pressure on his cash flow each month.

The lenders may want additional information from him before they are willing to approve this installment loan. They will want to be sure of his ability repay the loan prior to taking on this high risk client.

DEFAULT LOAN APPLICATION FOR BORROWER’S INFORMATION

Loan Amount :: $3000

Loan Application and Processing Speed (when do you need the funds)::as soon as possible, I have to pay for medical bills for one of my kids

Do you currently have a mortgage? :: no, I rent a small house for my family

Bank Name and Branch :: Motor City Community Credit Union, Tecumseh

What City/Town, State and County do you live in? :: Windsor, Ontario

Postal Code ::N8T1E8

What is your employment field? :: Assembly line worker

Employment Position :: Brake assemblies for various cars on an assembly line

When are you paid? (monthly/weekly/biweekly):: biweekly

Your credit rating to be – excellent, fair, or bad? :: I have a bad credit rating, due to poor management of some of my credit in the past year.

How did you find us? :: searching online for installment loans

How are you paid? (direct deposit/paper check):: direct deposit to my checking account at the credit union

Gross Amount Per Paycheck ::$2600

Do you agree to have this information published online, without your PRIVATE information of course? :: Sure, there is nothing that I am worried about getting into the online web

Extra information here please (some detail):: I am applying for an installment loan to help pay for some medical bills for one of my kids. Although we live in Canada and most of our medical bills are covered, there are specialized drugs and specialized equipment that is not covered by the provincial medical plans and also not covered by my benefit plan at work.  I have gone into debt trying to cover all of the medical expenses and support expenses for my children and in several situations I have not been able to repay the debt as fast as the lender wanted. This is why I have a bad credit rating.

I have a steady job as an assembly line worker assembling brakes that are used on many vehicles. I also have seniority and will not be laid off unless the entire industry goes bust which it almost did a few years ago. I never lost a day’s work. This is a tough job, but it pays well and I have been able to provide for my family for many years until these medical issues began with one of my kids. You will do whatever you can for your kids including going into debt to make life easier for them and help them recover from illnesses and injuries. Sometimes there is an impact and in my case it was my credit rating which has tanked and now I have a bad credit rating and need a loan.

Note to Lender :: we currently rent a small home, we drive an older car which is paid for and we have used up all of our savings for medical related expenses. We have no debt at this time which I guess is pretty good, but we need an installment loan to help us through this current crisis.

We also bank at a credit union here in town, but they have refused to lend me any installment loan money based on my poor credit rating, even though I have been with them for years and have never had a bounced check or any other financial problems with them.

We did have debt in the past which we have paid off. We have no debts at this time, but we do not have any savings either. Can you help us arrange for an installment loan? We just need $3000 at the moment and can pay this back over the next year.

 

 

Category: Loan APR 9% APR 10% APR 12%
Loan Principal $3000 $3000 $3000
Payment Schedule Monthly Monthly Monthly
Length of Term 1 2 3
Amount to be paid $3146.22 $3312.44 $3554.90
Total interest paid $146.22 $312.44 $554.90
Paid per installment $258.59 $136.13 $97.39

Do You Need A Personal Loan?

Legitimate lenders use BFC to find borrowers they can lend money to. We screen them all to make sure they are legal and trustworthy. All fields must be filled out, or the pre-app will not be processed. Thanks for your understanding. NOTE: Lenders generally DO NOT RESPOND to one sentence requests for a loan. They take action if the borrower provides details regarding why they need the money, their Province location, income, outstanding debts in detail. The more in depth your information, the more lenders respond.

Use the loan application below to start the process. Detail your income and purpose of loan please - lenders do not respond to applicants who don't provide it. Thanks for using BFC!


56 Loan Requests

  1. bob applied for the following loan:

    Loan: 3000

    Speed: asap

    Credit: poor

    Location: windsor ontario canada

    Income: make about 560.oo take home for 40 hours

    Reason:

    to catch up on bills to take care of my family

  2. Joann applied for the following loan:

    Loan: 4500

    Speed: Next week

    Credit: poor due to bankruptcy

    Location: Waverly

    Income: I receive $1233 a month from disability...I receive $100 per week from two daughters for child care--$200 additional..

    Reason:

    I need to pay off credit cards and to get a new car. ..My transmission has went out twice and I do not want to keep putting money in this vehicle. I need a decent car due to medical reasons to get back and forth to doctors.

  3. janet applied for the following loan:

    Loan: 600

    Speed: today

    Credit: poor

    Location: Lyndhurst ont canada

    Income: 1490 ontario disability 749 family allowance

    Reason:

    grocerys and car repair

  4. JOHN applied for the following loan:

    Loan: 2,500

    Speed: ASAP

    Credit: POOR

    Location: BRAMPTON, ONTARIO, CANADA

    Income: I AM PAID MONTHLY BY 2 SOURCES : 1.) I RECEIVE A DISABILITY AMOUNT FOR LIFE IN THE AMOUNT OF $400.OO EACH MONTH DIRECT DEPOSITED TO MY BMO BANK ACCOUNT ON THE 28TH OF EACH MONTH OR THE FIRDAY BEFORE THE 28TH, IF IT FALLS ON A WEEKEND. 2.) I RECEIVE A DISABILITY AMOUNT FOR LIFE IN THE AMOUNT OF $$1,552.45 EACH MONTH WHICH IS DIRECT DEPOSITED TO MY BMO BANK ACCOUNT AS WELL. I'M PAID ON THE 31ST OR THE LAST BUSINESS DAY OF EACH AND EVERY MONTH OR THE FRIDAY BEFORE THE LAST DAY OF THE MONTH IF IT FALLS ON A WEEKEND. 3.) I DO "IT" WORK AT HOME AND DESIGN AND BUILD WEBSITES, WHICH GENERALLY GIVES ME ABOUT $1,200 PER MONTH. **IN SHORT I MAKE A "NET" INCOME IN THE AMOUNT OF JUST OVER $3,100. THAT IS MY NET INCOME AFTER DEDUCTIONS. **I WOULD LIKE TO AD THAT I VERY FORTUNATELY DO NOT PAY ANY RENT BECAUSE I lIVE WITH MY ELDERLY PARENTS AND TAKE CARE OF THEM IN EXCHANGE FOR NOT HAVING TO PAY FOR RENT OR FOOD. THIS WAY MY PARENTS ARE ABLE TO STAY IN THEIR OWN HOUSE AND NOT BE OFF TO NURSING HOMES, ETC.

    Reason:

    THE PURPOSE OF MY LOAN : IS PRIMARILY TO PAY OFF SMALLER DEBTS. I GOT DIVORCED AND IT DAMAGED MY CREDIT VERY BADLY AND I’M AN INDIVIDUAL THAT DOESN’T BELIEVE IN BANKRUPTY AND ALSO MY EX-WIFE STUCK ME WITH SO MANY BILLS, I WAS AFRAID I COULDN’T PAY THEM.

    SO THE PURPOSE OF MY LOAN IS TO PAY OFF THESE SMALLER DEBTS AND OR BUT MORE SO PUT CASH MONEY INTO A “CAPITOL ONE” CREDIT CARD (MASTERCARD)SO I HAVE THE CHANGE TO START GETTING MY CREDIT SCORE HIGHER AND EVENTUALLY PAY EVERYTHING OFF.

    PERSONAL DEBTS ARE $1,200 AND I WOULD LIKE TO PREPAY “CAPITAL ONE MASTERCARD” AS SOON AS POSSIBLE BECUASE THEY REPORT TO THE CRE4DIT BUREOUS EACH MONTH. I WOULD LIKE TO OUT $1,300 TOWARDS THAT.

    THANK YOU SO VERY KINDLY

    J.

  5. Laszlo applied for the following loan:

    Loan: 2500

    Speed: as soon is i can

    Credit: poor

    Location: terence bay

    Income: I work full time , my monthly earnings is $3400 after tax, plus i also receive $400 CCB

    Reason:

    I would like to buy furniture and a gift for my daughters birthday.

  6. Tina applied for the following loan:

    Loan: 300

    Speed: Asap

    Credit: Not sure

    Location: Windsor

    Income: I have 2 monthly incomes first is cpp disability whuch is 1600.00 and Odsp 270.00.

    Reason:

    My daughter. Needs some work done on her car. So she can go to work she’s a single mom and can’t miss work .it needs new brakes and one tire.

  7. Shirley applied for the following loan:

    Loan: 3000

    Speed: Now

    Credit: Poor

    Location: Richmond hill ontario canada

    Income: 2600 pension and piano teachinh

    Reason:

    Pay bills and getting married in 2 weeks need for some expenses

  8. Joan applied for the following loan:

    Loan: 6,000

    Speed: ASAP

    Credit: Fair

    Location: Owen Sound, Ontario, Canada

    Income: CPP - $742, Old Age - $684, Private Pension - $407 and $980 paid for rent.

    Reason:

    To pay off two outstanding bills. Ran into problems after my husband passed away, and I would like to clear these debts up. It would be nice to not have to stress out over money. Thank you for your consideration.

  9. christine applied for the following loan:

    Loan: 500.00

    Speed: tonight

    Credit: terrible

    Location: windsor

    Income: I have been employed with The City Of Windsor since 1989 full time as a maintenance engineer.Making #0$ an hour my net is approx. 3100.00/month

    Reason:

    just moved into a new place and need furnishings

  10. Pamela applied for the following loan:

    Loan: 5000

    Speed: Now

    Credit: Poor to fair

    Location: Hamilton

    Income: Odsp 1331 double disability Husband also gets ccpd 835

    Reason:

    Get out of pay day loans and pay bills off . Got way behind when my mom passed .

  11. Robert applied for the following loan:

    Loan: 400

    Speed: Asap

    Credit: Poor

    Location: Dartmouth, n.s., canada

    Income: I receive by direct deposit 920.00$ twice a month which equals 1840.00$ Direct deposit. Also have numerous cash jobs that gets me a further 350.00$

    Reason:

    Medical and dental expenses for my son.

  12. John applied for the following loan:

    Loan: 3000

    Speed: as fast as it takes the process to go through

    Credit: poor

    Location: ontario

    Income: odsp 1120 trillium 55 mid month interest payment 100 cheque through survey lion data entry

    Reason:

    receivend an N13 from management Dec 29 2016. Units to be renovated to open concept and upgraded. NO COMPENSATION PROVIDED FOR ANY MOVE. They final ‘gave’ us a unit- at a 50% increase in rent -covered by odsp. But its still a move. To pay for moving expenses and first months bills due. No startup or moving allowance provided by odsp any more due to govt cutbacks.

  13. Amanda applied for the following loan:

    Loan: 4000

    Speed: ASAP please

    Credit: 635 last time I checked 4 months ago

    Location: Hamilton, Ontario

    Income: Husband- $1205 net pay bi-weekly Myself- $2990 child's tax monthly Total-$5400 After expenses we are able to Afford $300 - $500 monthly payments to the lender.

    Reason:

    We tried to move out to Kelowna, but after trying to settle for 3 months and that did not work out so we came back to Ontario. But the person who said we can store our stuff in their basement sold what they could and got rid of the rest. We have 5 kids 4,5,9,12,15 that have completely nothing besides a bag of clothes that we brought to Kelowna. We are devastated and now we have a rental we need clothing and furniture, dishes, everything. We are sleeping on floor, eating out of one pot right now. We have nothing to sit on. We paid first and last and hooked up utilities. So, that took up most of money and rest we had to buy food. We sold our vehicle but didn’t get much for it. To try to get on our feet. If we can just get this loan and get at least beds and dining table and some kitchen stuff and clothes for the kids. We can then get the rest of the stuff piece by piece. Please help us. School will be here in a month and my children need to have beds and clothes and living comfortably to concentrate on school. Thank you so much. God Bless.

  14. Margaret applied for the following loan:

    Loan: 2000

    Speed: asap

    Credit: poor

    Location: Scarborough, Ontario, Canada

    Income: I get $2070 a month from ODSP and I get $535 a month child tax. I pay $1100 per month for rent and the rest goes to bills and groceries. I would be able to pay $100 to $300 a month towards loan.

    Reason:

    I have bills that I am behind in that need to be paid and I have overdraft on my bank account of $500 which I need to bring to a $0 balance. Each month the balance goes to $0 but I need to use the overdraft to buy groceries and pay bills.
    I have a pay day loan that I pay each month but need to take out again each month because I can’t get ahead.
    My bills are $800 that I owe and my bank overdraft is $500 and payday loan is $700. Total is $2000.
    If I could get everything paid off I would be able to get ahead and not worry about the past due bills.
    Thank you for your consideration.

  15. William applied for the following loan:

    Loan: 10009

    Speed: Now

    Credit: Poor

    Location: Hamilton Ontario

    Income: Me i take home 1070.71 my gf takes home 1800 monthly

    Reason:

    To get marrried need dress tuexudo limo

  16. anonymous applied for the following loan:

    Loan: 3000

    Speed: asap

    Credit: poor

    Location: Ontario, Canada

    Income: I am currently on odsp and receive 1380/month. Boyfriend is currently on EI following surgery but is ready to go back to work. Currently brings in 1500/ month

    Reason:

    I have made a deal to purchase a vehicle as we currently do not have one and require one for commute to and from work for the boyfriend. I require the vehicle to do errands as I am chronically ill and unable to walk far enough or carry enough. Upon purchase, I will need to be able to purchase a couple parts for the car, pay for the vehicle registration, 10 day temporary sticker, certification, plate sticker and insurance. Remainder would be used to catch up on bills that accumulated while he was off on sick leave.

  17. Meagan applied for the following loan:

    Loan: 3000

    Speed: As soon as possible

    Credit: poor

    Location: Windsor Ontario

    Income: 4800 gross 2200/biweekly working as a nurse 800/ctb per month.

    Reason:

    Back to school shopping for my 2 kids

    Bills

    Life

  18. Crystal applied for the following loan:

    Loan: 3000

    Speed: As soon as possible

    Credit: Poor

    Location: Windsor

    Income: I receive 900 a month from social assistance, plus 564 for child tax benefit. I'm looking for work, also doing the odsp application process.

    Reason:

    I need this loan to pay off my house hold bills, groceries, school/winter shopping for my kids and hopefully put aside some money for Christmas.

  19. Camille applied for the following loan:

    Loan: 1500

    Speed: Now

    Credit: Bad

    Location: Surrey

    Income: I receive 1113.46 per month on social assistance disability.

    Reason:

    Purpose of loan: Emergency medical expenses. My son was playing baseball and another player threw the bat when he struck out. The bat hit my son in the face. It split his lower lip wide open, down almost to his chin, knocked his top two front teeth out and pushed back his four bottom front teeth. He’s had plastic surgery to fix his lower lip. Now he needs oral surgery to repair his teeth. And he will need a partial upper plate to replace his top front teeth. All of this is going to cost close to $2000.
    Im a single mother on disability and my income is $1,113.46. I have an extremely poor credit rating as i have been a victim of identity theft. I have been in contact with the police as well as Equifax and Trans Union on this matter. And they have told me that it will take quite some time to rectify my situation. I have recently received a couple of payday loans and have paid both of them off in full and on time. But the amount that i qualify for wouldn’t be near enough for what its going to cost for my son. My monthly rent is $400 and utilities are included in that amount. I can afford to pay up to $400 a month to repay back a loan if i am approved. And i dont have any outstanding debts. Regardless of what my credit report states.

  20. A b applied for the following loan:

    Loan: $3,500

    Speed: As soon as possible

    Credit: Poor

    Location: Chilliwack, bc , Canada

    Income: 900 + commission biweekly (full time job) 200-500$ bu weekly ( second part time job)

    Reason:

    To pay off old debts, need to buy a car currently working two jobs and wasting money on travelling to both jobs which turns into a vicious cycle of working all the time and getting no where would be able to make every single payment as I spend more a month currently on getting to and from work.

  21. Sheldon applied for the following loan:

    Loan: 5000.00

    Speed: Soon

    Credit: Poor

    Location: Regina, Saskatchewan, Canada

    Income: I work a 9-80 schedule; alternating 36hr-44hr work weeks. 41.02/hr+vac.pay+stat.pay DeductionsEI,CPP,FedTax and UnionDues,FieldDues 36hr.week-Gross$1640 Net$1300 44hr.week-Gross$2000 Net$1500 Monthly Gross$7200 Net$5400

    Reason:

    Main purpose is to catch up on bills, payoff payday loans and get off the cycle.

    For years I was in the habit of giving spouse funds for rent and utility bills. Found out in early May that our rent was in arrears by $3000, utility bills were maxed and facing termination. Been attempting to pay rental arrears while keeping current with rent. Have made a slight dent in outstanding amount. Incurred payday loan debt along way.

    Also, on my credit report there is a remark concerning Debt Counselling, this needs an explanation. I had gone to the Credit Counselling Society wanting to get my debt in line and repay outstanding debt fully. This was arranged and I proceeded. Earlier this year, after 6 months, I decided to opt out of this arrangement/contract. Reason being that the one debt that I really needed to be addressed wasn’t. It was a debt for over $8000. In my mind they failed in their end of agreement, they would not return calls or emails regarding my concerns.
    I opted out, then I went to a third party private lender and secured a debt consolidation loan to cover the debts that were part of the Credit Counselling Debt Repayment Plan, as well as the $8000 debt. I have been trying to have notes added to my credit report regarding this.
    I also can provide info regarding the third party private debt consolidation loan as well as a copy of the Notarized Promissory Note. The amount of this payment is $640/mth.

    I am paying $500/wk towards rent and the rent arrears, making my bi-weekly car payments, plus these ridiculous payday loans weekly.

    If I was to be approved for a loan to cover my rent arrears, get rid of the payday loans, there would be a $1600-$2000 shift to the positive side. I know that I would be able to afford the payments for a loan that was approved by you.

    I am hoping that a lender will take a good look at what I am trying to do here, have faith in what I have said and want to be a part of giving me and my family an opportunity for a fresh start. Thank you for your time and consideration.
    Sincerely,
    Sheldon

  22. Michael applied for the following loan:

    Loan: 1000

    Speed: Lawyer

    Credit: Under 450

    Location: REGINA

    Income: 4500

    Reason:

    Apply to get sole custody of my son

  23. Michael applied for the following loan:

    Loan: 1000

    Speed: Asap

    Credit: Under 450

    Location: Regina sk canada

    Income: 4500

    Reason:

    Need to pay for lawyer to get sole custody of my son

  24. Ben applied for the following loan:

    Loan: 3000

    Speed: ASAP

    Credit: 556

    Location: Sudbury

    Income: 668$ monthly from ODSP

    Reason:

    Existing debts and upcoming expenses

  25. Yasiin applied for the following loan:

    Loan: 500

    Speed: ASAP

    Credit: Fair

    Location: Barrie

    Income: COP 1045.08/Month Great West Life Assurance 2569.38/Month COP deposited 3rd last business day of Month GEL deposited 3rd of every Month

    Reason:

    Returned from Stockholm, Sweden in August 31, 2017.
    Business travel.
    Early flight home.
    Used Rent money to purchase Airline Ticket back home.
    Must pay rent due by 21 of Month.
    Avoiding eviction and additional Notice.
    Rent is 800.00 per Month.
    Requesting remainder via Pay Loan.
    Please reply.

  26. Janet applied for the following loan:

    Loan: $5000.00

    Speed: Asap

    Credit: 627 on credit karma

    Location: Windsor, Ontario, Canada

    Income: $3277.00- $2256. From a long term sick leave salary and the rest from CPP disability pension.

    Reason:

    Recently I had three unexpected van repairs totalling close to $1700.00, which is devastating for me. I have paid some of the off which has left me unable to get my son new clothes and shoes though he has recently started high school. I also recently had dental work done totalling close to 200.00. I have been warned that Inwilk need my brakes done on the van before winter and need two more new tires to avoid further crises. I wish to pay for all of this and also put some money in a crisis fund and also put down $500 to get a secured credit card again, to be more prepared for further crises. I have a bad credit history and though my credit rating is 627 I have two things showing on collections; at least one should not be there since I completed a Consumer Proposal it was included on just over s year ago, and I also successfully paid a van loan off in December of 2016. So recently, I have shown more ability to pay my debts and be reliable, but have the ‘sins of the past’ still as a consequence making it difficult for me to borrow money in a manner that is reasonable to pay off gradually and manageable. I have already sent one of these applications to your office like this last week. I have received no transept whatsoever, just like the other service on line. I am extremely discouraged and losing hope that this is truly any sort of service that is actually responsive and available. It would be great to be happily surprised with a response, and even moreso if you actually offer me a reasonable and manageable loan. I truly hope to hear back from you.

  27. Daniel applied for the following loan:

    Loan: 3000

    Speed: asap

    Credit: poor

    Location: windsor

    Income: 5500

    Reason:

    To purchase a used car for my wife before winter

  28. Daniel applied for the following loan:

    Loan: 3000

    Speed: as soon as possible

    Credit: poor

    Location: windsor ontario

    Income: 5500 monthly

    Reason:

    To purchase a car for my wife before winter

  29. ANDREW applied for the following loan:

    Loan: $3000

    Speed: By Oct. 10/17

    Credit: 414

    Location: Saskatoon, Saskatchewan, Canada

    Income: I earn $2200 after taxes each month, no other income!

    Reason:

    I have to pay $2500 to get my car back before it is sold, I fell behind payments and ultimately it bit me right in the butt, I am lost without my car and I need it back! Will pay whatever interest rate to get it back!

  30. Zia applied for the following loan:

    Loan: 500

    Speed: ASAP

    Credit: Poor

    Location: Guelph

    Income: 1348 - ODSP 1296 - CCTB

    Reason:

    Pay bills

  31. Carlos applied for the following loan:

    Loan: $3000

    Speed: Now

    Credit: Poor

    Location: Windsor, Ontario

    Income: $3520.00 Net from Salary full time employment.

    Reason:

    I want to consolidate my debts; I have 3 payday loans and 2 short term loans that I want to pay and have only one bill. I got into this situation because my wife had to stop working because of a health issue; she is waiting for her disability payments to start. I have a full time Job for almost 5 years and very stable. And I need help to end the payday loan cicle.

  32. Carlos applied for the following loan:

    Loan: $3000

    Speed: as soon as possible

    Credit: poor

    Location: Windsor, Ontario, Canada

    Income: $3520.00 from full time employment (Salary) almost 5 years with the company

    Reason:

    I want to consolidate my debts; I have 3 payday loans and 2 short term loans that I want to pay and have only one bill. I got into this situation because my wife had to stop working because of a health issue; she is waiting for her disability payments to start. I have a full time Job for almost 5 years and very stable. And I need help to end the payday loan cicle and have peace of mind.

  33. Kayfia applied for the following loan:

    Loan: 300

    Speed: This week

    Credit: Little under 500

    Location: Brampton

    Income: 1128

    Reason:

    I have to pay fir transit to go to school until I get student loan in a couple of weeks

  34. Kayfia applied for the following loan:

    Loan: 300

    Speed: This week

    Credit: Little under 500

    Location: Brampton

    Income: 1128

    Reason:

    I need to Pay for transit for the next few weeks to go to school until I get student loan

  35. Ashley applied for the following loan:

    Loan: 2000

    Speed: Asap like today :(

    Credit: Lowest it can be

    Location: Ont

    Income: I earn 496 biweekly from EI as I’m on my last few weeks of mat leave before returning to work where I make approx 800 biweekly and my husband makes just over 1200 biweekly.

    Reason:

    My husband and I live together with our two kids. We are both in our 25th year, and we have done everything we can to look after the debt we have collected over the general stresses of life (ie bills, rent, debtors, car payments, food, and all the things for kids 2 and under). We just can’t seem to get ahead of it this time and we need help

  36. Kelly applied for the following loan:

    Loan: 200

    Speed: Today

    Credit: Poor

    Location: Sault Ste Marie

    Income: 1112 ODSP

    Reason:

    Bills

  37. Kelly applied for the following loan:

    Loan: 200

    Speed: ASAP

    Credit: Poor

    Location: 207 Wellington St East Sault Ste Marie Ontario

    Income: 1112 ODSP

    Reason:

    Need food

  38. Coy applied for the following loan:

    Loan: 4000

    Speed: Friday tge 13 Oct 2017

    Credit: Good

    Location: Hamilton/ontario/ canada

    Income: I was in a bad car accident and am on permanent disability cpp disability and odsp ontario disability support program ky gross income per mnth is around 1600$ going 5o 2000 november 1

    Reason:

    Hi i have four payday loans from a few year back that I would like to finally be abkle to pay off I was in an accident in 2015 qnd lost the ability to pay them off my credit score is in good. Rang and I havnt been delinguqnt. With any of my bills. In almost 2 years I live in a house my. Father owns so I pay no rent the only bill I have. Is my cell bill witch is 105mth I finally have sone extra. Income and request you consider me for the installment loan there are some things on my. Credit report that are false and were payed off yeara ago I have paperwork showing there paid its just that I am having a hard time having them takin off thqnjs andvhave a great day
    Cory

  39. Asha applied for the following loan:

    Loan: $5000

    Speed: Today,ASAP,Soon

    Credit: Poor

    Location: Niagara Falls,Ontario,Canada

    Income: I get paid at the end of every month by O.D.S.P in the amount of $1,393.00 which is deposited directly into my account. I also receive 4 payments a year on the 10th from A.D.P in the amount of $500.00 which is also deposited directly into my account.

    Reason:

    I need this loan right now to get myself out of the horrible living situation I’ve been stuck in for months. My current landlord has been harrasing me continually showing up at my door unannounced threatening to kick the door in and throw me out, he’s gone as far as stalking my Facebook and voicemail with vulgar and threatening messages. I’m scared to leave my home alone. I suffer from anxiety and depression with these things happening it’s very difficult to get through the day. I need help moving out of this home and to somewhere more affordable and much safer. With this loan if approved I Will be able to put first and last down on a new apartment and I’ll be able to fix my vehicle to assist with my mobility issues. I’ve also attempted loans in the past months and been robbed for a little more than 2000 dollars and no promises of receiving the money I’ve lost back. My vehicle had to be taken off the road I could no longer afford to drive. Now I have to spend more money on buses and taxis to get to my specialist appointments out of city. I take medication prescribed by my doctors that is not covered that’s an expense out of pocket every week.

  40. Asha applied for the following loan:

    Loan: $5000

    Speed: Today,ASAP,Soon

    Credit: Poor

    Location: Niagara Falls,Ontario,Canada

    Income: I get paid at the end of every month by O.D.S.P in the amount of $1,393.00 which is deposited directly into my account. I also receive 4 payments a year on the 10th from A.D.P in the amount of $500.00 which is also deposited directly into my account.

    Reason:

    The purpose of the loan is to get me out of the situation I’ve been in for months. My health is not the best at all, I live in a place that is too expensive for me now and the landlord is awful, he has threatend me numerous times to kick the door in and throw me out. Also he has left vulgar messages on my voicemail and Facebook wall. I’m nervous to just answer my door. I have a hard time leaving my home as well. I’ve attempted to get out of here a couple of times now with other loan companies both of which robbed me for a little more than $2000. In result of the fraudulent loans my vehicle had to come off the road as I can no longer afford to drive it. With no vehicle makes it very difficult to get to my appointments out of city with specialists, I’ve resulted to public transit. Lastly I have medications prescribed to me that are not covered by my insurance plan therefore the money is coming out of my pocket every week. I need this loan to turn my life around being able to drive again and to have a new roof over my head will be a true blessing. Thank you for you time and concern I look forward to working with you
    Sincerely: A. Singh

  41. Louise applied for the following loan:

    Loan: 100p

    Speed: O t 31 2917

    Credit: Last I heard credit score start of of summer 552

    Location: Moncton

    Income: Make 2200 a month

    Reason:

    To buy a car

  42. Crystal applied for the following loan:

    Loan: 5000

    Speed: asap

    Credit: poor

    Location: London, ON

    Income: 2900 per month

    Reason:

    To consolidate credit to better manage my monthly payments.

  43. Trinda applied for the following loan:

    Loan: 5000

    Speed: Asap

    Credit: 600+

    Location: Mirror, AB, Canada

    Income: I took medical EI from my full-time employees. I have a part time job currently, approximately $900 a month. I have a fulltime job starting Nov 6th. That job is 9hrs a day Monday to Friday at $16 an hour.

    Reason:

    With part time income the last month I have fallen behind on all my monthly payments. I would like to catch up on all my monthly payments and pay off credit cards and a payday loan I recently took out. I am very diligent about paying my bills on time and in full. This in between full time employment has really set me back financially. I have always paid my bills and would like to continue to do so. Thank you for your consideration. Trinda

  44. Bryan applied for the following loan:

    Loan: 2500

    Speed: As soon as possible

    Credit: Poor

    Location: Amherstview ontario canada

    Income: Odsp 1200.00 monthly

    Reason:

    Debt consolidation for years of bad support on funding. I was dooped into co aigning they nevrr paid anf i dished out 900 before stopping payment. Two credits on phone bills noy paid

  45. Heather applied for the following loan:

    Loan: 3000

    Speed: To pay off pay day loans, credit cards, car repair

    Credit: fair

    Location: Oshawa

    Income: I work part time and earn approximately $1200 net per month. I also receive Ontario Disability at the end of each month of approximately $645. I am paid from my job on the 15th and 31st of each month.

    Reason:

    I need a loan to pay off pay day loans and get out of this cycle. I also need money for personal expenses and car repairs. I have two credit cards with a total balance of $1300 which I would like to pay off as well. Thank you.

  46. Heather applied for the following loan:

    Loan: 3000

    Speed: ASAP

    Credit: Fair

    Location: Oshawa, Ontario, Canada

    Income: I earn approximately $1200 per month from my job. I am paid the 15th and 31st of each month. I also receive Ontario Disability at the end of each month of approximately $645.

    Reason:

    I need the loan to pay off two payday loans and get out of the payday cycle. I also need money for car repairs and personal expenses. I have two credit cards with balances totaling $1300 which I would like to pay off as well. Thank you.

  47. Nikita applied for the following loan:

    Loan: 500

    Speed: Food expenses

    Credit: Poor

    Location: Hamilton Ontario Canada

    Income: 2500

    Reason:

    I need to get food at the moment for my son just used savings for new house

  48. Aaron applied for the following loan:

    Loan: 3000

    Speed: asap

    Credit: bad

    Location: London, Ontario, Canada

    Income: i make 11.60 an hour working 35-37 hours a week.. roughly make 1300-1400 a month after taxes

    Reason:

    pay off unpaid bills to help rebuild my credit as well as support my famoly

  49. Jeff applied for the following loan:

    Loan: 3500

    Speed: Asap

    Credit: Pooe

    Location: Guelph on

    Income: I make 2200 my girlfriend makes 1400 and we get baby bonus of 375

    Reason:

    Pay off bills I got hurt at work last year and now I’m back working fuĺltime

  50. Jeff applied for the following loan:

    Loan: 5000

    Speed: Asap

    Credit: Poor

    Location: Guelph ON

    Income: 2200 full time employment

    Reason:

    Pay off bills

  51. Renee applied for the following loan:

    Loan: 5000

    Speed: Asap

    Credit: Poor

    Location: Guelph

    Income: Me and my boyfriend bring home about 4400 a month

    Reason:

    Im being evicted cause i fell behind in my rent I lost my job last year due to mass layoff and now that I’m back working it has been hard to recover from the financial stress my boyfriend got hurt at work he had a door land on his head that feel off a machine and his neck is now 65% disabled I just need a hand up to make it a little easier to get back on track I need to pay my rent by tues November 14

  52. Darrin applied for the following loan:

    Loan: 1200

    Speed: Now

    Credit: Bad

    Location: Mississauga Ontario Canada

    Income: I receive 1285 monthly from odsp and just started a new business for more income that's why I need l9an

    Reason:

    Opened new home business need supplies and inventory

  53. Diane applied for the following loan:

    Loan: 2500

    Speed: ASAP

    Credit: Poor

    Location: Kanata Ontario

    Income: I receive 2750 from ODSP, 1580 in CTC and $600 in child support

    Reason:

    I have fallen into a payday loan cycle and I can’t keep up and want to pay them all off. I thought I was approved for a loan and they asked for $600 deposit and I was so desperate that I paid it and it turned out to be a fraud. Now I’m behind on bills and rent.

  54. Robert applied for the following loan:

    Loan: 5000

    Speed: As soon as possible

    Credit: Poor

    Location: Windsor ontario Canada

    Income: 1050 ODSP

    Reason:

    Moving expenses and last months rent

  55. Andrew applied for the following loan:

    Loan: 2000

    Speed: Asap

    Credit: 450

    Location: Alberts

    Income: EARN 1750 PER MONTH RENT AL INCLUSIVE 400 HAVE SOME PAYDAY LOANS THAT HOLDONG ME BACK CAN,T SEEM TO SAFE UP ENOUGH MONTHLY MY FOOD COSTS ARE 450 MONTH THE REST GOES TO SERVICE DEBT

    Reason:

    Repay payday loans that are high interest loans want to start fresh so i can enjoy my so called golden years presently have an fractured left leg that rewuires a air boot to use. The amount i requested would reduce or elimate my debt and can afford one monthly payment. THANK YOU

  56. Anonymous applied for the following loan:

    Loan: 5000

    Speed: As soon as possible

    Credit: Poor

    Location: Calgary

    Income: Currently work 40 hours a week and make 27.2509 an hour.

    Reason:

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