High Risk Installment Loans – $3000 No Teletrack – Burnaby, BC – Canada


3000 high risk installment loan High Risk Installment Loans   $3000 No Teletrack   Burnaby, BC   CanadaSandra from Burnaby, B.C. applied for a $3000 dollar personal loan without a credit check, and/or no Teletrack checking on her name and social insurance number. Getting a $3000 dollar loan without any kind of credit check is not likely to happen in your lifetime, or my lifetime.

All lenders have to evaluate the applicant’s risk quotient to make a smart decision on approval or NO approval.

Really, in the financial industry, all it comes down to is a factor of trust (we’ll touch a little more on the “trust factor” further down this post). However, we have some work to do first.

You want to understand the reality behind the elusive installment loan product. “Installment loan” is a term that has been hi-jacked by the payday loan and cash advance companies in Canada and the USA. These high-risk lenders crank up their APR to counter-balance, or offset their losses due to payday loan skippers. It used to be that these high-interest, risky loans were only taken over a term of 1-4 weeks, but because of consumer demand, they have now ventured into the 3 month, or 6 month terms, with a biweekly or monthly payment frequency.

Like I said, the interest is very high, and getting a $3000 loan may be really hard in Canada – as of this writing I don’t know of ANY Canadian lenders that will lend to high risk borrowers for amounts higher that $1500 dollars, and over a period of months.

But, for the sake of argument, here is the ideal small consumer loan for you, and the math involved. The equation is basically the same as any old-school loan, with a reasonable APR, monthly or biweekly installment payments, and a full term length of 1 year. See below;

  • Location of Borrower: Burnaby, British Columbia, Canada
  • Loan Principal: $3000
  • APR = 12%
  • Installment Schedule: Biweekly
  • Total Term Length: 1 year (12 months, 26 payments)
  • Amount Paid (interest and principal combined: $3186.92
  • Interest Paid: $186.92
  • Biweekly Payments (every 14 days): $122.24

Now doesn’t that look reasonable? I would suggest to you that it is. And you wonder how come there are not any lenders in Canada that will lend out 2k-5k loans over the period of a year. They would make a good profit. You would think – from such a simple consumer lending product. But, the reason they don’t is because many conventional banks are invested in payday loan companies and cash advance companies – why would they “get you” for an interest rate of 12% when they can get you for an effective APR of 390% or more – much more.

high risk loans canada High Risk Installment Loans   $3000 No Teletrack   Burnaby, BC   CanadaReason For High Risk Installment Payment Loan

Sandra needs this relatively small loan approved by Thursday night (as per the application data below) so she can buy a billiard table for her family room – she needs this all approved and EFT transferred within an hour if she can.

She has an old flame coming over and he always loved to shoot some pool with her. She doesn’t have any extra money on hand, and her credit score is quite abysmal at the current time.

The Trust Factor – How Banks and Payday Loan Lenders Assess Risk

This is how all high-finance criminals start ripping people off – they handle other people’s money on the straight and narrow for awhile, and once they have accumulated enough trust in their community, they start cheating.

Same with the small consumer loan business – if your credit is squeaky clean, then you can take on a whole boat load of debt if you want.

That is what is happening these days, as the consumer base (as a monolith) is spending more, saving less, and growing massive personal debt. Same applies here for Sandra.

Luckily (or unluckily depending on where you are in the debt versus equity equation) for Canadians, Canada’s major banks and Credit Unions have always been fairly well regulated by the Federal Government, and they’ve never been partial to lending out money to people who have sub-prime credit ratings – you have to prove you have your sh*t together right. Right.

Burnaby Resident’s $1000 Dollar Loan Application:

  • Money Required: $3000
  • Payment You Can Afford Per Month: $330
  • Credit Rating By FICO #: 510
  • What is Your DTI: 0.49
  • App Location: Burnaby, British Columbia
  • Applicant’s Country: Canada
  • What Is The Cash For: Pool Table
  • Period of Loan: 28 days
  • Gross Earnings Each Month Combined: $5,100
  • Employed How Long With Employer: 8 months
  • Your Employment Field: Planning and Administration
  • Urgency of Loan: In 4 days please
  • Owing On CC: $897.43
  • Present Total Debt Load: $8.763.32
  • Car/Truck/SUV: Jeep
  • Amount Owing: N/A

Borrower’s Comments: I would like to get the money in my bank account by the end of Thursday’s business hours please. I will start making payments monthly whenever you decide. If the lender you find doesn’t mind, I would like to pay biweekly instead of monthly, and I would like to pay enough each installment so that I can have the loan completely paid off by this exact day in the calender next year.

I have a plan for my monthly expenses so that I can afford the payment. I have submitted all my personal and financial information in full, and with no kind of embellishment either way. I don’t know how you choose to qualify me, but I would like to tell you that I am a very honest person, and I will pay you back just as we work out the details in our lending agreement.

Do You Need A Personal Loan?

Legitimate lenders use BFC to find borrowers they can lend money to. We screen them all to make sure they are legal and trustworthy. All fields must be filled out, or the pre-app will not be processed. Thanks for your understanding. NOTE: Lenders generally DO NOT RESPOND to one sentence requests for a loan. They take action if the borrower provides details regarding why they need the money, their Province location, income, outstanding debts in detail. The more in depth your information, the more lenders respond.

Use the loan application below to start the process. Detail your income and purpose of loan please - lenders do not respond to applicants who don't provide it. Thanks for using BFC!


99 Loan Requests

  1. David applied for the following loan:

    Loan: $3,000.00

    Speed: As soon as possible

    Credit: 553 Poor

    Location: Oshawa, Ontario, Canada

    Income: I bring home 2,2423.61 monthly

    Reason:

    To pay some bills, buy a car for around $2,300, stop using payday loans as I am not getting ahea. I need to stop borrowing money from family as theyt need it themselves. I am a good person, but fell behind abit and my wife’s car did not pass etest so there is a car I am interested for around $2,300

  2. cindy applied for the following loan:

    Loan: $3000

    Speed: now

    Credit: poor

    Location: westbank bc Canada

    Income: $2400

    Reason:

    Consolidate and fix car

  3. Cory applied for the following loan:

    Loan: $5,000.00

    Speed: ASAP

    Credit: Below 600

    Location: Langdon, Alberta, Canada

    Income: $2,500.00 monthly from my full time job $0,500.00 monthly from RCN Reserve $1,000.00 monthly from RCN Pension $4,000.00 Total monthly income after taxes

    Reason:

    I just retired from the Royal Canadian Navy and I have moved across the country to be closer to family. The move has exhausted my savings and I need the money to pay off some bills and help with my rent and damage deposit. I am looking for a short term loan (6 months or less) and am willing to pay high intrest for your trouble.

    Thank You kindly for all your help

    Cory

  4. Brenda applied for the following loan:

    Loan: $55,000.00

    Speed: Immediately

    Credit: 500's. I can't get a bank or finance company loan

    Location: Prince Georges County, MD

    Income: I recently started working part-time and I receive a small monthly retirement check and financial contribution from my son. I am paid bi-weekly on my part-time job. My gross earnings are $2240.00 a month from my part-time job, $1327.00 a month from my retirement and about $1500.00 a month from my son. This totals to $5067.00 a month.

    Reason:

    The main purpose of this loan is for “retirement recovery”. I need the loan to make my retirement fund whole. I did not start receiving a small retirement payment of $1,327.00 for 12 months after I retired. Then I was told I needed to replace money in my retirement fund in order to receive full monthly retirement payouts of $4300.00. As you can see this will make a substantial difference in my income. Due to this hiccup-I also got behind in my mortgage payments and other household bills. I am trying to make things right but I need the loan. I can pay up to $1100.00 a month over 60 months once I start getting my full retirement. The loan repayment can be guaranteed and I am willing to do an insurance policy if needed. Please help!

  5. Venetia applied for the following loan:

    Loan: $5000

    Speed: asap

    Credit: med- discharge bk09 then A-1 loan repments for 3yr

    Location: Barrie Ont

    Income: Gross- $7000- Net- Jan to July-$2150 biweekly, then July to Dec(after finished paying EI etc) $2350 bi weekly. Also recieve $220 monthly baby bonus

    Reason:

    Found out have small collection items on bureau affecting my rating- need to pay off. Plus want to pay off approx $600 with prudent financial loan- they r really agressive and unprofessional. I have a payday loan as well- want to stop this vicious cycle. Rest of money to pay for my autistic sons occupational therap sessions for this year.

  6. Linda applied for the following loan:

    Loan: $3,000

    Speed: NOW

    Credit: bad

    Location: ontario

    Income: Myself: $2500/month Husband:$3000/month

    Reason:

    We are in desperate need of a personal loan we are trying to clean up bils and improve cash flow

  7. Linda applied for the following loan:

    Loan: $3,000

    Speed: NOW

    Credit: Bad

    Location: Ontario

    Income: $2500/month - myself $3000/month - husband

    Reason:

    We are in desperate need of a small loan. Willing to pay off in 1 year. We have excellent employment and are currently paying for elderly mother in a nursing home.

  8. Sheela applied for the following loan:

    Loan: 3600

    Speed: now

    Credit: 500

    Location: Suffolk, Va United States

    Income: Job 1100 SSA 149

    Reason:

    Save my house

  9. randy applied for the following loan:

    Loan: 4000

    Speed: asap

    Credit: 560

    Location: fairfield,ca,united states

    Income: I work full time at AT@T as a maint tech I've been there at AT@T for 13 years 4months. My take home pay is 6300.00 per month my monthly gross is 7200.00

    Reason:

    I need to pay off all my payday loans and get my teeth work on

  10. randy applied for the following loan:

    Loan: 4000

    Speed: 4/30/2013

    Credit: 560

    Location: fairfield,ca,us

    Income: I work for AT@T 6200.00 is my net

    Reason:

    to pay off all my payday loans and get teeth work done

  11. David applied for the following loan:

    Loan: 5000.00

    Speed: as soon as possible

    Credit: bankruptcy - 7 years ending on February 1, 2014

    Location: Agassiz, BC,Canada

    Income: Work income (net) paycheque every 2 weeks = $1,292.00 Family allowance = $290. a month. I make $23.05 per hour for a total of 35 hours per week which would give you the total annual income per year. I have been working for the same person for just over 3 years now.

    Reason:

    Catch up on bills, pay off master card, pay of payday loan, get truck fixed, and need a power saw to get wood for my wood stove.

  12. David applied for the following loan:

    Loan: $5000.00

    Speed: as soon as possible

    Credit: bankruptcy - 7 years ending on February 1, 2014

    Location: Agassiz, BC,Canada

    Income: $1290,00 net income every 2 weeks. Family allowance = $290.00 per month.

    Reason:

    To pay: 1) master card $1200.00 2) payday loan $800.00 3) pay off t.v. $500 4) Fix Truck $1000.00 5) pay utility bills

  13. David applied for the following loan:

    Loan: $34,000.00

    Speed: asap

    Credit: poor

    Location: Mississauga, Ontario, Canada

    Income: average net paycheck is $2000 bi-weekly, $4000.00 monthly. 2012 T4 gross was $91,110.00 Employed with current company for 15 years. Have a pension value of $80,000.00

    Reason:

    Seeking to place all my debit into 1 loan and payoff the loan. looking for a 5yr plan, at best an open loan is I can pay as much as I can per month to pay off the loan.

    CIBC $6,883.64
    MBNA $4,548.08
    Capital One $2,384.23
    Rent $4,480.00
    Cash 1 $980.00
    Cash 2 $840.00
    Storage $700.00
    RBC $13,000.00
    Total $33,815.95

    This is worst case scenario since I can negotiate a settlement with collectors.

    I’ve also fallen behind on rent because of all the debit.

    With one monthly payment I will be able to have increase cash flow, and more savings to payback the loan.

    Sincerely;

    David

  14. mike applied for the following loan:

    Loan: 2500

    Speed: bill pay off

    Credit: poor

    Location: wrentham alberta canada

    Income: work full time varis around 6000 gross

    Reason:

    pay off tickets get lic back pay off rest of bills

  15. mike applied for the following loan:

    Loan: 3000

    Speed: bills

    Credit: poor

    Location: wrentham alberta canada

    Income: varis around 6000 gross

    Reason:

    pay off bills and get lic updated

  16. Lynn applied for the following loan:

    Loan: 25000.00

    Speed: Pay off debt

    Credit: Poor

    Location: Ontario

    Income: Income - $2460.00 Other - $500.00

    Reason:

    In process of selling home and have a shortfall on the buyout and need the money to cover the shortfall. Once this is complete and home costs are paid in full, I can make bi-weekly payments to pay off this loan. Hopefully to have paid off within 2 years or less.

  17. Tammy applied for the following loan:

    Loan: 8000

    Speed: as soon as possible

    Credit: extremely poor

    Location: prince george, bc, canada

    Income: have had a full time job with same company for over 10 years with net monthly pay of 2600.00 hold part time job with net monthly pay of $300-500

    Reason:

    Pay off
    outstanding payday loans
    outstanding utility bills
    money borrowed from friends and family

  18. bryan applied for the following loan:

    Loan: 3000

    Speed: asap

    Credit: poor

    Location: chilliwack bc

    Income: 4000 approx, subcontractor, between 3200(lowest) to 4000 a month.

    Reason:

    start up costs. trying to start my own buisness. all costs associated with buisness are ok, but as a renter would like to prepay home rent for a couple months to get the buisness financial stability

  19. Freddie applied for the following loan:

    Loan: 1800

    Speed: I need to get my car repaired

    Credit: High 400's

    Location: North Carolina, USA

    Income: 1,763.98 Every other week.

    Reason:

    I need to get my car repaired ASAP. I will not have the funds until 3 weeks from now. Thank You

  20. Linda applied for the following loan:

    Loan: 3000

    Speed: pay off debts and consolidate

    Credit: credit score of 500 or more

    Location: Peterborough, Ontario

    Income: I am paid weekly $678.00 net

    Reason:

    I would like to consolidate some debts.

  21. Brent applied for the following loan:

    Loan: $4000

    Speed: to get out of payday loan cycle

    Credit: not great but improving

    Location: Alberta

    Income: my gross monthly earnings are $4500 I work full time, and only missed 1/2 day in the last year worked.

    Reason:

    I had fell on some tough times in the past year. Expensive vehicle repairs, trying to keep up with bills, repairs, sudden emergencies, ect. Which drove me into payday loans, Now I currently have two payday loans every two weeks (which I pay in full and have Never missed a payment) but it is costing me upwards of $700 per month in intrest a d fee’s and I have now found my self very stuck in this cycle with no way out. What I would do with the money? I would use it to get out of this disgusting payday cycle, I would top up my bills and the rest I would keep in my savings account to start help the rebuilding process and for emergency situations as it’s time to fix.

  22. Cassondra applied for the following loan:

    Loan: 3000

    Speed: 06/4/2013

    Credit: Poor

    Location: Long Beach, CA

    Income: 500 every two weeks electronic deposit. 465. Once a month from CalWorks.

    Reason:

    Bills are past due from receiving a pay cut of 100.00. This has caused my budget to need a revision but in the mean time I have disconnection notices for important utilities. Your help would be a blessing. Thanks in advance.

  23. cliff applied for the following loan:

    Loan: 8000

    Speed: fast

    Credit: poor

    Location: london ont canada

    Income: 3900 monthly clear-have worked for company 35 yrs due to increase in july direct deposit

    Reason:

    rent is 2 mths behind and bills are due,because got caugt in scam that washed out everything

  24. candy applied for the following loan:

    Loan: 3000

    Speed: asap

    Credit: 612

    Location: memphis.tn

    Income: 1200 monthly,employed for 9yrs,very hard worker just need this one time loan,i try everywhere for this amount

    Reason:

    rent 2 months behind,had to help daughter and grand children they come frist I rather suffer not them I will keep trying to find a way for me to get back on track and this loan u help me a great deal it would be a blessing and I would do it again to help them they is what I lived and stay healthy for.

  25. Angela applied for the following loan:

    Loan: 5,000

    Speed: Friday

    Credit: Bad

    Location: Dallas, Texas

    Income: 2670.80 full-time employment

    Reason:

    To pay balance on father funeral.

  26. J.D. applied for the following loan:

    Loan: $5000.00

    Speed: By Monday June 17th, if possible

    Credit: poor (can't afford a credit report)

    Location: Port Coquitlam, BC Canada

    Income: Fulltime employment - $1750.00 approx net. Other Income (CCTB, Child Support) - $685.00 approx

    Reason:

    Catch up on current bills and rent, repay a couple of small creditor amounts, ensure rent is fully paid and caught up. Basically get ahead so I can start some savings!

  27. JONATHAN applied for the following loan:

    Loan: 3500.00

    Speed: bill

    Credit: poor

    Location: whitby ontario canada

    Income: 2300

    Reason:

    pay off bill and extra cash

  28. katherine applied for the following loan:

    Loan: 3500

    Speed: asap

    Credit: 580

    Location: bc canada

    Income: 3000 a month. work full time 23/hr

    Reason:

    I need to pay back some pay day loans and get back on my feet after my ex husband ruined my credit, my daughter and I need to start fresh .

  29. CK applied for the following loan:

    Loan: 2500.00

    Speed: Please as soon as possible

    Credit: poor

    Location: Pearl City, Hawaii, US

    Income: I work full time and get paid bi weekly.I have been with the same company for 14 years. I earn $3200.00 per month.

    Reason:

    I am a single mother of 2 teens and divorce with full custody of my children. For the past year I have taken in to my home my oldest brother and his child after he was involved in a major auto accident. He is doing much better and is in physical therapy now and walking again. At first I was able to provide for all of us with cutting back on some expenses. But I am now faced with great financial difficulty. Bills are piling up very fast and this month I am not able to catch up on utilities and basic necessity items for the girls. If approved with this loan I will be able to pay off all the bills, catch up on utilities and provide basic necessities. In doing so I will then only have one monthly payment to make with you. I will pay what ever is required of me. I am a honest person and will make good on my promise.

  30. John applied for the following loan:

    Loan: 2500

    Speed: Asap

    Credit: Poor

    Location: Nova scotia

    Income: Get about 2000 a month from working at regroup.and just took on another job cleaning to try to keep up

    Reason:

    Want to get out of this horrible payday loan cycle and be able to pay my car loan and insurance among all my other basic monthly bills just wanted to pay them all off maybe have 1 payment a month instead of juggling around trying to figure who I owe this week and how much and if there’s another bill that might bounce its not the way I want to be doing things

  31. Carla applied for the following loan:

    Loan: 4000.00

    Speed: asap

    Credit: 524

    Location: usa,ga

    Income: 5500.00 plus 734.00 in Disability

    Reason:

    pay off some debt and renovate the plumbing in my home

  32. Rachel applied for the following loan:

    Loan: 4000

    Speed: Debt consolidation

    Credit: 575

    Location: Mesquite, texas

    Income: 2400 (month) single parent one job

    Reason:

    Pay off credit cards/ pay day loans x3

  33. Malorie applied for the following loan:

    Loan: 2000

    Speed: By no later then Wednesday July 3rd, 2013

    Credit: 571

    Location: St. Augustine, FL USA

    Income: 960 a month via SS disability check

    Reason:

    To pay June and July’s mortgage payment. My kids who were living with me and helping all moved out the first of the year. Which put me at a shortage trying to cover living expenses and the mortgage. If I could just get caught up with the mortgage I would be on better footing financially. Thank you.

  34. Peter applied for the following loan:

    Loan: 5000

    Speed: now

    Credit: bad credit

    Location: Toronto,Ontario,Canada

    Income: My net earnings are $3500.00 per month

    Reason:

    To pay some bills

  35. Malorie applied for the following loan:

    Loan: 2000

    Speed: As soon as possible

    Credit: 571

    Location: St. Augustine, Fliorida

    Income: 960 a month via disability

    Reason:

    Please Please help me!! I need it to pay June and July’s mortgage payment. My kids who were living with me and helping all moved out the first of the year. Which put me at a shortage trying to cover living expenses and the mortgage. If I could just get caught up with the mortgage I would be on better footing financially. I don’t drink, smoke or have credit cards. I am struggling just trying to cover the basic things like food, electric, water and the mortgage.
    I know I don’t live in Canada but I am hoping and praying that you will not hold that against me and someone will be willing to help me. I am so tired of constantly worrying about bills, food and the mortgage. This would give me some breathing room. So Please please please help me!! Thank you.

  36. Dee applied for the following loan:

    Loan: 2500.00

    Speed: asap

    Credit: poor

    Location: benton ar

    Income: 3500 monthly 52000 for 2012 year

    Reason:

    rent is 2 mths behind and bills are due

  37. Everett applied for the following loan:

    Loan: 5500

    Speed: today

    Credit: 525

    Location: Aztec New Mexico US

    Income: I may $4800 a Month

    Reason:

    Home repair

  38. Christina applied for the following loan:

    Loan: 5000

    Speed: within a week

    Credit: poor DTI ratio 50.49%

    Location: Peterborough, ON, Canada

    Income: I work full time - $2600 take home My husband is part time - $3100 take home

    Reason:

    consolidate debt

  39. mary applied for the following loan:

    Loan: 5500

    Speed: By end of month

    Credit: fair

    Location: Kentwood MI USA

    Income: 1600 a month and partner has 3000. Able to make payment of 200.00 mth.

    Reason:

    Bills,car repair and college tution. pay day loans. Have to get daughter car fixed we are down to 1 car and we all have to arrange our schedule around each other so we will have a way to get to and from. Want to finish up my last semester of school without taken a student loan got to many as it is. Also want to pay off payday loans and pay bills up a few months. Need help bad hit hard times and need someone to give me a chance to get back on my feet. Thank you

  40. Jean applied for the following loan:

    Loan: 5500

    Speed: in 2 weeks or by end of Month

    Credit: fair

    Location: Kentwood MI USA

    Income: 1600 a month income and partner has about 3000 mth. We can afford about 200 a month payment.

    Reason:

    Bills,car repair and college tution. pay day loans. Have to get daughter car fixed we are down to 1 car and we all have to arrange our schedule around each other so we will have a way to get to and from. Want to finish up my last semester of school without taken a student loan got to many as it is. Also want to pay off payday loans and pay bills up a few months. Need help bad hit hard times and need someone to give me a chance to get back on my feet. Thank you

  41. julie applied for the following loan:

    Loan: $1000.00

    Speed: today

    Credit: verypoor

    Location: niagara falls ontario,canada

    Income: 1252.00 monthly from odsp 1478.00 cctb 100.00 universal cc

    Reason:

    i was late doing my taxes and so my gstand trillium i will not be gettinh them this month. i really need help please, my cupboards and fridge are neear empty.i have my daughter turning nine need to get her party stuff. on top of it all my insurance is due tommorrow. please help me, my four young daughters and i really need lihelp fast.libraryR ffsswi

  42. katherine applied for the following loan:

    Loan: 3-13000

    Speed: asap

    Credit: poor

    Location: durham ontario canada

    Income: work full time making 16.95 an hour as well as working overtime when available

    Reason:

    would like to pay off some bills as well as get clothes for my kids who have grown out of a lot of what they have

  43. Michael applied for the following loan:

    Loan: 6000

    Speed: asap

    Credit: ok- high 500 to mid 600

    Location: Windsor, Ontario, Canada

    Income: $2300 after taxes, and additional $440 for personal work done for individuals

    Reason:

    Debt consolidation, i got caught up in the payday cycle. Just trying to get rid of them and have one monthly or bi-weekly payments.

  44. Lee applied for the following loan:

    Loan: 3000

    Speed: soon

    Credit: full but good

    Location: Kitchener ontario canada

    Income: earning after taxes 3000

    Reason:

    pay off pay day loans and consolidate some bills

  45. Carey applied for the following loan:

    Loan: $3000

    Speed: Home improvement

    Credit: fair

    Location: Hampton Virginia

    Income: Retirement check from the Federal Government $3,500 Social Security check $360

    Reason:

    I need roofing work done. Need some ceiling work done inside.

  46. Carey applied for the following loan:

    Loan: $3000

    Speed: As soon as possible

    Credit: fair

    Location: Hampton Virginia

    Income: I receive a retirement check from the Federal Government in the sum of$3500.00 and a Social Security check for $360.00

    Reason:

    I need the money for home improvement, roof repair,
    and repair of ceiling inside of house.

  47. christa applied for the following loan:

    Loan: 3000

    Speed: ASAP

    Credit: POOR

    Location: HOUSTON, TEXAS

    Income: 3000 - EMPLOYMENT 800 - DISABILITY

    Reason:

    MOVING AND RELOCATION EXPENSES

  48. R applied for the following loan:

    Loan: 500.00

    Speed: ASAP

    Credit: Terrible

    Location: Hamilton

    Income: I make $1900 a month from full time employment and an additional $484 from other sources.

    Reason:

    I need to pay my bills and grocery shop as I just moved and having to pay out first and last and moving costs has left me with little money to live off of until my next payday.

  49. Malorie applied for the following loan:

    Loan: 2800

    Speed: NOW please!!

    Credit: fair to poor --571

    Location: St. Augustine, Florida USA

    Income: I make 960 a month disability and I have been selling my things to cover the bills as best I can.

    Reason:

    Please Please help me!! I need 2800 to pay June,July and August mortgage payment including late fees. Hi My name is Malorie…54.. I have MS. I am an artist and at the moment I am struggling financially. I had a stumble the first of the year, my kids who had been helping with the bills all moved out–I am very happy they did and I wanted them to, but that put me at a 1200 a month shortage. I have struggled to keep up but I have not managed to recover from it. I am on disability (which I am very blessed to have) but it does not even cover all the mortgage each month. I need 2800 to cover 3 months mortgage plus late fees.
    Please I want you to understand……..I don’t drink, smoke or gamble, I am not one of those people who have a bunch of credit cards that I maxed out willy nilly, as a matter of fact I have no “credit cards” of any kind. I am not asking for help because I am a spend thrift who uses bill money for partying, clothes or jewelry.
    I am an honest person who is struggling just to cover the basics. Mortgage, electric, water and food.
    Please HELP please help me get back on my feet and able to move forward!!
    Your help would be an amazing God send, would save my house and get me back on my feet.
    I know I don’t live in Canada but I am hoping and praying that you will not hold that against me and someone will be willing to help me. I am so tired of constantly worrying about bills, food and the mortgage. This would give me some breathing room. So Please please please help me!! Thank you. You can contact me via my email address or my gmail phone number 904-323-0554
    PLEASE PLEASE someone help me!!!! I am praying for a miracle.

  50. Diane applied for the following loan:

    Loan: 3000.00

    Speed: asap

    Credit: bad

    Location: Kancas City, Mo

    Income: I get 1058.00 disability, and 161.00 widows pension. My daughter lives with me. She takes care of my mother who lives with me also, My daughter receives 610.00 and my mother receives 805.00 in disability payments also.

    Reason:

    Need to repair cars and get them licensed, make some repairs on them also.

  51. Diane applied for the following loan:

    Loan: 3000.00

    Speed: asap

    Credit: bad

    Location: Kansas City, MO

    Income: 1058.00 disability payment. 161.00 widows pension. My daughter who lives with me makes 610.00 for taking care of my mother who lives with us also. My mother receives 805.00 in disability payments.

    Reason:

    Make repairs on cars and get them licensed.

  52. Chandra applied for the following loan:

    Loan: 1500

    Speed: ASAP

    Credit: Fair

    Location: Halifax, Nova Scotia

    Income: paid salary. Take home $960 semi monthly.

    Reason:

    To purchase a car

  53. Laura applied for the following loan:

    Loan: $3000.00

    Speed: ASAP

    Credit: Poor

    Location: Prince George, BC, Canada

    Income: $2270.00 per month wages $600.00 per month in additional sources (CTB UCCB)

    Reason:

    I’m a divorced, single mom to 2 children, with stable full-time employment. In going through the separation and divorce my credit was ruined. I’ve been at my current job 2.5 years and my previous job was 6 years.
    The transmission on my vehicle is failing, and I need new brakes front and back. The transmission will cost about $2500 and brakes about $500, and needs to be done as soon as possible.
    I’d like to make payments bi-monthly on the 15th and last day of the month for a 2-3 year term, whatever you decide.
    Thank you.

  54. Amy L applied for the following loan:

    Loan: 2000

    Speed: asap

    Credit: Poor 535

    Location: Kelowna BC Canada

    Income: $1800 a month take home.

    Reason:

    To catch up with payment on bills and loans to avoid late or missed payment charges.

  55. Cody applied for the following loan:

    Loan: 4000

    Speed: ASAP

    Credit: Fair

    Location: Langley, BC, Canada

    Income: 2400 + Overtime (before taxes), paid 15/hour. Direct deposit bi-weekly

    Reason:

    My aunt’s wedding in Los Angeles, California. I have very little money saved up, and would like to make a trip out of it, with my parents. I would like to pay for it, because they have done so much for me, but time moved on, money didn’t save up, and here I am, a few weeks away from the wedding with no money saved up. I would be so grateful for this loan, it would make me, my aunt, and my parents very happy

  56. Richard applied for the following loan:

    Loan: 1200

    Speed: today

    Credit: 560

    Location: Huntsville, Al

    Income: 40 hours a week @ 11.50 an hour

    Reason:

    work on transmission

  57. Nikolia applied for the following loan:

    Loan: 4500

    Speed: BEFORE FRIDAY AUGUST 9, 2013

    Credit: poor

    Location: Hope, Ark USA

    Income: I MAKE $1975 PLUS OVERTIME ON MY JOB AT P.T.C PLUS I DO PRIVATE SITTING WITH MY PATIENT, I MAKE $1200 A MONTH.

    Reason:

    Single parent and work 2 jobs and still not able to make, my car is in of repair so me and I children can have our own transportation. Transmission, motor, and heads and cost of repair.

  58. Cody applied for the following loan:

    Loan: 5000

    Speed: ASAP

    Credit: 560

    Location: Arizona

    Income: Employed and make right at 9500 a month

    Reason:

    Car repairs

  59. tia applied for the following loan:

    Loan: 600

    Speed: bank account is overdrawn

    Credit: poor

    Location: easton,md,21601

    Income: I have a fulltime job. I get paid every two weeks.

    Reason:

    I can not afford to have my bank account in the negatives when I get paid again.

  60. kristal applied for the following loan:

    Loan: 5000

    Speed: 8/26/2013

    Credit: fair..664

    Location: pacifica,ca,94044

    Income: I make 4045 a month. I am paid bi weekly which is 2,023 per check.

    Reason:

    Need to move closer to job in less expensive apartment. Moving cost.

  61. karen applied for the following loan:

    Loan: 5000.00

    Speed: ASAP

    Credit: poor 590 score

    Location: columbus , ohio USA

    Income: I am emploeed full time and make 1700.00 a month

    Reason:

    to pay off some payday loans so i can have one monthly payment also to fix my car

  62. Tracy applied for the following loan:

    Loan: 3000.00

    Speed: Asap

    Credit: poor

    Location: Prince George, Canada

    Income: Yearly salary is $50,487

    Reason:

    Had to leave town for a family emergency and now need money to catch up on bills.

  63. Adam applied for the following loan:

    Loan: 5000

    Speed: asap

    Credit: 500

    Location: perth ontario canada

    Income: 2000 after taxes plus and additional 400 in extra earnings. Paid bi-weekly

    Reason:

    To pay of some lawyer and credit card debt

  64. chris applied for the following loan:

    Loan: 4000

    Speed: asap

    Credit: horrible

    Location: london, ont. canada

    Income: Approx. 5000

    Reason:

    Would like to buy a car so i dont have to drive my worktruck home. Lookin for short term, 90 days at the most

  65. Steven applied for the following loan:

    Loan: 5000

    Speed: asap

    Credit: bad

    Location: New glasgow

    Income: 1079 take home bi-weekly

    Reason:

    need to pay rent, catch up on bills and remove payday loans from my life

  66. Cheryl applied for the following loan:

    Loan: 10000

    Speed: asap

    Credit: poor

    Location: alberta

    Income: monthly net is 6000

    Reason:

    need to pay off some bills and try to get out of the hole I am presently in.

  67. Kirsty applied for the following loan:

    Loan: 1000

    Speed: 12/01/2017

    Credit: Poor

    Location: Kitchener

    Income: I get $1111.11 a month from baby bonus...my husband brings in 2--3000 a month...paid every two weeks ...He is a tow truck operator and I am a Stay at Home Mum

    Reason:

    To pay the balance owing on our rent and to buy some groceries

  68. Kirsty applied for the following loan:

    Loan: 1000

    Speed: Asap

    Credit: Poor

    Location: Kitchener

    Income: I make 1111.11 a month with baby bonus...my husband makes between 2-3000 a month being paid every two weeks...we can pay it back at 200 a month on the 20th of every month.

    Reason:

    We need to pay the remainder of what is owed on our rent for December and to buy some groceries to feed the family

  69. Amanda applied for the following loan:

    Loan: $1000

    Speed: Today

    Credit: Poor

    Location: Wooler, Ontario, Canada

    Income: 40 hours a week @ $17.00/hr

    Reason:

    In need of loan to consolidate some bills and get propane for our furnace for the winter for heating our home.

  70. Grace applied for the following loan:

    Loan: 3000

    Speed: ASAP

    Credit: it's bad. it's really really bad.

    Location: Winnipeg, Manitoba, Canada

    Income: I have very stable full-time employment, and each cheque (after deductions) is 1140.00, so 2280.00 a month (I am paid on fridays, bi-weekly).

    Reason:

    I have spent the last 8 years with someone who has ruined me financially, and though for the longest time, we were still getting by, we are, as of recently, no longer together and I’m unraveling quickly. Add to this the fact that I was on short-term medical leave for 6 months for a major surgery this year, and I’m all kinds of stressed out. I’m a month behind on my rent, my phone is close to disconnection, I owe my parents stupid amounts of money and can no longer borrow from them (they’re retired and can’t afford to keep helping me, and shouldn’t anyway), AND I have a loan with Fairstone Financial that I cannot make payments on at the moment (the insurance I have on that loan should take care of the last 6 months).

    I am requesting 3000 to pay for November and December rent, at the very least, and to catch up on the phone and hydro. I can easily afford payments of up to 200 bi-weekly, once I get all this other business sorted out.

    I’m obviously not optimistic that anything will come of this request, but I have to try. I’m only a few steps away from extreme desperation.

  71. Joseph applied for the following loan:

    Loan: 4500

    Speed: Asap

    Credit: 524

    Location: Brantford ontario

    Income: My take home biwekly is 1300 2600 a month. My wifes invome is about the same

    Reason:

    Nee to pay off debts in collection and to start restoring my creit rating. Seems hard to get a break so i can turn things around.

  72. rey applied for the following loan:

    Loan: 3000

    Speed: next week

    Credit: i have no idea

    Location: vancouver

    Income: around 4 thousand dollars

    Reason:

    need to fix my car so i can use it on daily work

  73. Shanica applied for the following loan:

    Loan: 1500

    Speed: Now

    Credit: Poor

    Location: Bowmanville

    Income: Ei 815 bi weekly Child tax 932 monthly

    Reason:

    Car repair

  74. KRYSTINA applied for the following loan:

    Loan: 3000

    Speed: ASAP

    Credit: POOR

    Location: TORONTO, ONTARIO, CANADA

    Income: 3000 BI-WEEKLY RECENTLY GOT A SECOND JOB SO ADD 500 BI WEEKLY

    Reason:

    MY DOG WAS DIAGNOSED WITH BREAST CANCER AND I NEED TO HAVE THE SURGERY ASAP

  75. angela applied for the following loan:

    Loan: 2000

    Speed: now

    Credit: poor

    Location: british columbia

    Income: 2200

    Reason:

    pay off debts

  76. Adam applied for the following loan:

    Loan: 4000

    Speed: Now

    Credit: 5-600

    Location: Abbotsford, bc, canada

    Income: Full time, employed with same company for over 5 yrs $1800 biweekly before txs and $1600monthly cctb from government

    Reason:

    Consilidations & bills

  77. Shirley applied for the following loan:

    Loan: 3500

    Speed: Monday dec4

    Credit: Fair

    Location: Kingston

    Income: Sunlife disability 1019.00, cpp disability 1010.00 and pension 143.00 and spousal support 1444.00

    Reason:

    Christmas shopping and food

  78. Karlee applied for the following loan:

    Loan: 300

    Speed: Bills

    Credit: Poor

    Location: Langley, bc

    Income: 2100 totall income a month

    Reason:

    Help pay with bills until next payday

  79. Hailey applied for the following loan:

    Loan: 5000.00

    Speed: Now

    Credit: Fair

    Location: Hastings, Ontario Canada

    Income: $3200 Net paid bi weekly

    Reason:

    Bills

  80. Martina applied for the following loan:

    Loan: 5000

    Speed: As soon as possible

    Credit: Fair

    Location: Chilanko Forks, BC Canada

    Income: 1900

    Reason:

    Bills, medical expenses

  81. Denise applied for the following loan:

    Loan: 15000

    Speed: Immediately

    Credit: Low..not too sure

    Location: Tironto

    Income: Monthly Income:$3502.26/net Bi-weekly:$1751.13/net

    Reason:

    Had a bad Break up about 2 yrs ago. I was left holding all the bills.
    After trying to maintain while struggling to put my daughter through University for the past 4 yrs. I fell behind in all my bills/debts with mounting additional bills.
    My list of current debts/bills:

    *November/17 Rent:$975

    *outstanding Car loan balance:$3000 plus

    *Total balance of my credit counselling amount$8000

    *Winter tires needed badly “urgent”:$800

    *Car repair “brakes” done last weekend, still owing mechanic

    This will allow me to have one monthly affordable payment
    And hopefully start the process of repairing my credit

    *And finally hopefully give my daughter a pleasant Christmas

    I really hope you’re able to assist me…Ft employed with same employer for 27 yrs…income is stable just need a head star to stay on top of it

    Thanks

  82. Denise applied for the following loan:

    Loan: 15000

    Speed: Immediately

    Credit: Low..not too sure

    Location: Toronto

    Income:

    Reason:

    I’m sorry

    It appear my info at top of my application is missing even though I believe i filled it out, so I’ve filled out the top only to add to my existing application

    Thanks

  83. christie applied for the following loan:

    Loan: 2000

    Speed: asap

    Credit: poor

    Location: Clearwater, BC, Canada

    Income: 1400 per month on disability

    Reason:

    I need to have my roof repaired so I can save money on my heating bills, quit leaking, and keep my kids and myself warm this winter.

  84. Martina applied for the following loan:

    Loan: 3000

    Speed: Immediately

    Credit: Fair

    Location: Chilanko Forks, BC Canada

    Income: 1,900

    Reason:

    Pay of bills, medical appointments out of town

  85. Dennis applied for the following loan:

    Loan: 2000

    Speed: Asap

    Credit: Poor

    Location: Hamilton

    Income: 2150.00 per month after support is paid 2580.00 a month before support is paid

    Reason:

    To give my family a good Christmas and pay off a few bills

  86. Dennis applied for the following loan:

    Loan: 2000

    Speed: Asap

    Credit: Poor

    Location: Hamilton

    Income: 2580 per month tax free 2150 after my support is paid monthly

    Reason:

    Pay off a few bills and give my family and children a good Christmas

  87. Sandra applied for the following loan:

    Loan: 1500

    Speed: ASAP

    Credit: Low

    Location: Burnaby BC

    Income: Net 2350

    Reason:

    Pay of credit card & Christmas.

  88. Jesse applied for the following loan:

    Loan: 4000

    Speed: Buy a vehicle and Pay off Debt

    Credit: Poor

    Location: Orangeville

    Income: $2000-$2400 a month working full time as a general labourer in landscaping.

    Reason:

    I need to buy a car for around $2500 so I can keep my job as my vehicle has died.I also would like to pay off the debts i have to my grandparents.

  89. Jesse applied for the following loan:

    Loan: 4000

    Speed: asap

    Credit: poor

    Location: Orangeville, Ontario, Canada

    Income: $2200-$2400 working full time as a labourer for a landscaping company.

    Reason:

    I need to buy a car for around $2500 so I can keep my job as my vehicle has died.I also would like to pay off the debts i have to my grandparents as they bought me my last vehicle for $1500.

  90. Trina applied for the following loan:

    Loan: $4,500

    Speed: Right away

    Credit: Bad

    Location: BC

    Income: Around $2300/month

    Reason:

    To pay off bills and have some extra cash

  91. janet applied for the following loan:

    Loan: 1000

    Speed: today

    Credit: poor

    Location: Lyndhurst ont canada

    Income: 1500 disability 749 family allowance

    Reason:

    pay for car repairs

  92. Jenny applied for the following loan:

    Loan: 3000

    Speed: ASAP

    Credit: Poor

    Location: Sudbury, Ontario, Canada

    Income: $3500 employment $500 other sources

    Reason:

    I am looking for a loan to be able to catch up on our bills, for vehicle repairs and home renovations. We have fallen behind financially due to taking time off to care for our terminally ill son that was loosing his battle with cancer. My husband and I are back at work now but are feeling overwhelmed trying to catch up and our vehicle is in need of repairs to get back and forth to work. We were unable to keep up financially with the travelling for treatment and maintenance. Please help us!

  93. Mike applied for the following loan:

    Loan: 3000

    Speed: asap

    Credit: bad

    Location: Surrey, BC, Canada

    Income: two jobs one full time pays 1700 bi-weekly employed since 2011 part time job pays 1300 bi-weekly employed since 2017

    Reason:

    to pay for vet bills and for baby expenses, car seat, crib stroller, consolidate some debt

  94. Melissa applied for the following loan:

    Loan: 500

    Speed: Now

    Credit: Fair

    Location: North bay, ON Canada

    Income: 700 bi weekly from work. 560 baby bonus and 179 child support

    Reason:

    Catch up on bills and rent

  95. Melissa applied for the following loan:

    Loan: 500

    Speed: Now

    Credit: Fair 600

    Location: North bay, Ontario, canada

    Income: 700 bi-weekly from employment. 560 from child tax and 179 from child support

    Reason:

    Pay bills

  96. Leah applied for the following loan:

    Loan: 5000

    Speed: now

    Credit: bad

    Location: Bobcaygeon

    Income: 3902

    Reason:

    Pay off bills, some home repair, need money ASAP for hydro bill,

  97. Ryan applied for the following loan:

    Loan: 4000

    Speed: As soon as possible

    Credit: Poor

    Location: Godfrey Ontario Canada

    Income: Minimum 5200 take-home a month

    Reason:

    To pay off some bills and have some work done on my vehicle

  98. Dave applied for the following loan:

    Loan: 3000

    Speed: ASAP

    Credit: 461

    Location: Smiths Falls, ON Canada

    Income: $4000 net monthly

    Reason:

    Replace broken washer dryer and dishwasher. These are necessary with a family of 5.

  99. Anonymous applied for the following loan:

    Loan: 2000

    Speed: Thursday April 18, 2013

    Credit: Poor 553

    Location: Oshawa, Ontario, Canada

    Income: My monthly gross earnings is $3023.13 and my net earnings is $2423.61.

    Reason:

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