300 Quick Online Loan – Greater Sudbury Ontario


Our latest applicant is looking for a $300 loan  and lives in the Greater Sudbury Ontario area. This is arelatively small loan request and most applicants will receive quick approval for and online loan of this size. Unfortunately for this client, he does not have a job at this time, however he is receiving unemployment insurance which just started in the past month.  He has been looking for work, but is already worried about having to go on welfare.

This situation does not bode well for this client in terms of being approved for this loan. Although he does have a good credit rating, this rating still reflects that he was working and paying all of his bills on time. He apparently does not have any debt or did not have prior to being laid off. It is unclear if he has acquired other debt since he was laid off. Many people in a situation like this will charge groceries etc to their credit cards and are unable to pay these balances when the statement arrives. We do not know what this clients situation is in this regard.

In his  online loan application, he indicated that he may not be able to repay his loan until he is able to find another job. He has been looking for a job for the past month and so far has been unsuccessful.  He basically indicated that he would be able to make monthly payments until he finds a job, but will be unable to repay the loan in full until he finds another job. He did not indicate how much each week he would be able to pay, so it is unclear whether he can even afford this loan or the loan payments.

Based on this kind of information, most banks and online loan companies will not approve a  loan quickly for a client in this situation. They will want to do more investigation prior to approving the loan. Without a clear plan of repayment and a source of income, most companies will tend to avoid this type of client. They are just too risky. It is unfortunate that he is in this position, however the only solution that seems to be available to him is to redouble his efforts in looking for another job that pays as well or better than his former job. He may also need to move in with a friend until he finds a job in order to conserve cash. These are tough times and tough suggestions, unfortunately there are not many alternatives.


Online Loan Application

Online Cash Loan Amount :: $300

Online Loan Speed :: Within the next couple of days

What City/Town, Province, and County do you live in? :: Greater Sudbury Ontario

Postal Code :: P3A 5P3

What is your employment industry and how long in this field – detail please? :: I am unemployed and collecting unemployment insurance at the present time

Employment Position :: Unemployed, I was with a small company here in Sudbury, however I was laid off last month after the company went bankrupt.

When are you paid? :: I receive my unemployment check once a week

What would you consider your credit rating to be – excellent, great, good, fair, bad? :: Right now not so good, although I do not owe any money to anyone

How did you find us? :: Searching for quick online loans in Sudbury

Bank name :: Toronto Dominion Bank on Main st in downtown Sudbury

How are you paid? :: Weekly

Gross Amount Per Paycheck :: $950

Do not include ABA or bank routing numbers here. This is for your personal security. Do not enter social security numbers here. Do you agree to have this application information published online with your PRIVATE info removed? :: Sure, why not

Any extra information here please :: So I got laid off from the company I worked at a couple of months ago and I am busy looking for another job here in Sudbury, but so far have not found anything yet. It has been a tough couple of months while I waited for EI to start. Unfortunately for me, I did not have a lot of savings to rely on and just made it until the EI started.

Up to now, I have paid all of my bills on time and never really carried a debt of any kind. So up until I lost my job I had excellent credit, but now I am finding it very difficult to make all of the usual payments that you need to live on. Once EI runs out, I am really not sure what I am going to do other than go on welfare. I hope I do not get there. If you happen to know of anyone who is hiring, could you let me know!

Note to Lender – Please add any information you are comfortable with sharing regarding this loan :: Right now I need $300 and I have applied for an online loan from your company to help me get by until I receive my next EI check.  I know that my story does not sound very convincing in terms of being able to repay this loan, but as soon as  I land another job this will be the first loan to be repaid. I cannot stand owing money to anyone and to apply for a loan like this is something that I never thought I would have to do.

I may need this loan for a few weeks or at least make payments on a weekly basis until it is repaid. Once I get my first paycheck, it will be the first thing to be repaid. I really need to put some groceries on the table this week and need this loan as soon as possible. Please approve this loan for me.

Have you ever defaulted or bounced a check with a online cash advance loan in the past? :: no, I have never had a online cash advance loan before and I have never bounced a check or failed to make a payment on a debt that I owed.

 

Do You Need A Personal Loan?

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Use the loan application below to start the process. Detail your income and purpose of loan please - lenders do not respond to applicants who don't provide it. Thanks for using BFC!


9 Loan Requests

  1. Iggy applied for the following loan:

    Loan: 300

    Speed: as soon as possible

    Credit: bad

    Location: Scarborough,Ontario Canada

    Income: social assistance 606.00 child tax benefit 843.00

    Reason:

    My monthly bills came at the same time i need to pay them now I ended up no money for our grocery.i hope that you guys can help me. I will return the money on the 21 of May 2012.
    pls and thankyou.

  2. Kimberly applied for the following loan:

    Loan: 400

    Speed: ASAP today

    Credit: Bad

    Location: Sudbury ontario

    Income: 1000 a month from ontario works

    Reason:

    I need this loan to pay for my apartment in time

  3. tanya applied for the following loan:

    Loan: 100

    Speed: asap please

    Credit: its alright i guess

    Location: sudbury, ontario, canada

    Income: i receive 1233.00 from ontario disability support program and i receive 959.53 from canada child tax benefit.

    Reason:

    i just moved from Oshawa, Ontario to Sudbury, Ontario. and i have paid my first and last months rent and i also paid some groceries. but i need a little extra cash to get some things for my kids to last me till the 20th. Thanks.

  4. tanya applied for the following loan:

    Loan: 200

    Speed: asap

    Credit: bad

    Location: sudbury, ontario, canada

    Income: I receive 959.53 from canada child.tax benefit. And i receive 703 from ontario works. I had to pay rent and groceries. But i.forgot to pay my gas bill. And i have until the 16th of.november to pay it or it will be disconnected. Thank you and pleaseee help me.

    Reason:

    I receive 959.53 from canada child.tax benefit. And i receive 703 from ontario works. I had to pay rent and groceries. But i.forgot to pay my gas bill. And i have until the 16th of.november to pay it or it will be disconnected. Thank you and pleaseee help me.

  5. ian applied for the following loan:

    Loan: 400

    Speed: asap

    Credit: fair

    Location: bracebridge, ontario canada

    Income: 2400 in total monthly earnings from my full time employment at fowler construction

    Reason:

    to pay my hydro so it does not get cut off

  6. aime applied for the following loan:

    Loan: 200

    Speed: now

    Credit: not bad

    Location: sudbury, ontario, canada

    Income: 575.70

    Reason:

    Bills

  7. TRINA applied for the following loan:

    Loan: 600

    Speed: BACK TO SCHOOL CHILDRENS COSTS

    Credit: NOT SO GREAT

    Location: crystal beach

    Income: 1963 CHILDTAX 497.00 CANADA PENSION/WIDOWS PENSION

    Reason:

    TO GET KIDS THEIR BACK TO SCHOOL ITEMS I HAVE 4 CHILDREN RETURNING TO SCHOOL THIS YEAR

  8. kylie applied for the following loan:

    Loan: 200

    Speed: asap

    Credit: poor

    Location: st catharines/ontario/canada

    Income: $568 every other tuesday from unemployment insurance directly deposited in my account

    Reason:

    i was robbed a few days ago and am now short the money i need to pay my bills and eat!!

  9. Jessica applied for the following loan:

    Loan: 1000

    Speed: Asap

    Credit: Poor

    Location: Owen Sound

    Income: 1694.00 child tax credit

    Reason:

    Had helped daughter to pay for college for month of august and has left me behind on bills and basic needs for rest of family

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