300 Cash Advance in Victoria B.C.


Our applicant is looking for a $300 cash advance and lives in Victoria B.C. He has found himself in a very difficult situation were he has lost his job due to an off duty accident that occurred a couple of weeks ago and is waiting for his unemployment benefits to start. He is also waiting to hear if he will qualify for disability payments .  Frankly a client with no assets and no current income from employment is a very poor risk and many lenders would not touch a cash advance loan of this type. Until he receives his first check from the support agencies there are no guarantees of income.

This potential client has worked for a few years in construction for the same company and received some severance pay when he was laid off. We wonder what has happened to these funds. Anyone in this kind of situation should conserve cash as much as possible, since their income is not determined once you have been laid off and you are waiting to hear if you qualify for benefits of some kind.

The client also does not have any savings which is not helping him in this situation and this is why he needs this cash advance loan. We recommend to all readers that they save at least 6 months income as a hedge against some type of emergency they may be faced with. If this client had followed this advice, he would not need to apply for this cash advance loan.

We feel that the client is going to have to explore other options to find enough money to last until he can receive his first unemployment check. Until you receive that check and also hear from the disability group there are no guarantees that you will receive any money and also how much money will be approved for how long. He may have to move in with some friends or his parents until such time that he knows what his financial situation is going to be. It is tough enough to deal with a unemployment situation, but then have to deal with a disability as well which prevents him from working. Friends and family can also help in this regard.

Online Cash Advance Loan Application

Cash Advance Loan Amount :: $300

Cash Advance Loan Speed :: Today if possible, I am really short of cash

What City/Town, Province, and County do you live in? :: Victoria, British Columbia

Postal Code :: V8N 1A1

What is your employment industry and how long in this field – detail please? :: I am currently unemployed

Employment Position :: I will be on unemployment benefits as well as disability. I was injured in an accident not to long ago and cannot work for the time being. That’s why I am also getting disability.

When are you paid? :: Weekly from both places, although my benefits have not started yet. They take such a long time to process these things. I expect to get my first check by the end of next week, deposited directly to my account.

What would you consider your credit rating to be – excellent, great, good, fair, bad? :: Probably not that great

How did you find us? :: Searching for cash advance loans on the internet

Bank name :: Bank of Nova Scotia

How are you paid? :: direct deposit to my checking account when it starts

Gross Amount Per Paycheck :: Not really sure yet. I think it will be around $500 a week in total from unemployment and disability

Do not include ABA or bank routing numbers here. This is for your personal security. Do not enter social security numbers here. Do you agree to have this application information published online with your PRIVATE info removed? :: Sure what else have I got to lose

Any extra information here please :: I was employed in construction for the past few years and unfortunately I was hurt in a non work related accident on the weekend a couple of weeks ago. Since then my life has come apart and I cannot work or support my family. I was let go from the construction company I work at, last week with a separation notice and a small severance. I guess I was lucky to get even that. Since then I have applied for unemployment benefits which they tell me I will start getting in another weeks time. Not sure how much I will get get from the unemployment commission.

They also suggested that I should apply for disability benefits since the problem I have is likely going to last for at least a year before I will be fully recovered. I have applied for these benefits as well and I am waiting to hear back from the agency which manages this area. These bureaucrats don’t work quickly! Any way between the two, I hope to get by until I can recover and get back to work.

Note to Lender – Please add any information you are comfortable with sharing regarding this loan :: In the mean time , I need a little cash to buy some food and pay for one utility bill. I let myself run short and then this accident happened. People are asking me why I do not have an emergency fund set up and the answer is that I just did not think about needing something like an emergency fund. Who plans for an accident?

My credit rating is ok as far as I know. I do not have any current debts and I have not missed any payments either. So It should be alright. I will be able to repay this loan as soon as my unemployment and disability benefits start. Please approve this small cash advance loan as soon as possible. I need to get groceries and some food.

There is a chance that I may also receive and insurance payment from my friends insurance company. The accident occurred on his property and he is looking into whether his insurance would pay for any of my therapy and loss of income. We are exploring all responsibilities.

Have you ever defaulted or bounced a check with a  cash advance loan in the past? :: Not that I know of

 

Do You Need A Personal Loan?

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8 Loan Requests

  1. Darrell applied for the following loan:

    Loan: $200

    Speed: immediatly

    Credit: poor

    Location: Victoria, BC, Canada

    Income: I'm currently in receipt of BC Disability (PWD. I receive 906.00 dollars direct deposit on the second last or last Wednesday of each month, the next deposit will be Feb 22 2012 with the following deposit on March 21 2012. I'm actively seeking part-time employment to supplement my disability amount.

    Reason:

    I’m requesting this loan because it has been a tough month, I could use some extra cash to help me through till months end. My wife is pregnant (due March 16 2012) and the extra money would be helpful to assist with any extra costs.

    Any assistance you can provide would be very much appreciated.

    Thank you

  2. Bill applied for the following loan:

    Loan: 450

    Speed: Today

    Credit: Fair

    Location: Winkler Manitoba canada

    Income: I get $1500 from CPP Canada

    Reason:

    I need do repair my van right away please and thank you.

  3. michelle applied for the following loan:

    Loan: 300

    Speed: now

    Credit: poor

    Location: bradford,ontario,canada

    Income: i am waiting on disability decision but i currently receive 600 from ontario works welfare.

    Reason:

    i had extra car expenses this month and i have no groceries. i need some extra cash just to get me by till the end of the month

  4. Lisa applied for the following loan:

    Loan: 230

    Speed: 20/07/12

    Credit: poor

    Location: bc, canada

    Income: 1000 from BC disability

    Reason:

    moving

  5. Lisa applied for the following loan:

    Loan: 325

    Speed: now

    Credit: poor

    Location: Coquitlam BC

    Income: 886.42 from disability

    Reason:

    Needing to purchase glasses

  6. Rebecca applied for the following loan:

    Loan: 150

    Speed: tomorrow

    Credit: bad

    Location: Victoria bc

    Income: 1228 PWD Benefits monthly 400 Child Tax benefits Monthly

    Reason:

    I need money for food and gas to make it till I get my child tax benefits next week.

  7. Lorelli applied for the following loan:

    Loan: 300

    Speed: Torm

    Credit: Not good

    Location: Coq bc canada

    Income: I get 926.00 a month

    Reason:

    I need to get groceris and pay a bill

  8. Shylo applied for the following loan:

    Loan: 1100.00

    Speed: Asap

    Credit: Poor

    Location: Calgary, Alberta, Canada

    Income: Child tax 1998.00

    Reason:

    Rent

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