1500 Fast No Credit Check Cash Advance – Regina Saskatchewan


The latest application we have received, is from a person who is looking for a $1500 cashadvance loan to help them pay for their credit card expenses. They would prefer to take advantage of the no credit check service that is offered. This person lives in Regina Saskatchewan and has a steady job for the past two years as a mail clerk. They have fallen into the trap that many people do in today’s environment with easy credit and have charged their credit card to the maximum. They now have received the monthly invoice and must either pay the full amount or pay monthly amounts with a high interest rate charged on the remaining balance.

Most bank type credit cards charge approximately 18 to 19%, while store type credit cards will charge as much as 28%. Our client did not indicate which credit card she had or what type, only that they want to repay the credit card debt with a loan that is at a lower interest rate. It is interesting as well to note that the bank she deals with turned down her application for a personal loan, yet her credit card company is willing to increase the limits on her card so that she can charge more! This is the trap that many people fall into every year.

In this situation, since they have already been turned down for a personal loan by her bank they will not be eligible for the fast no credit check  loan. We would want to perform a credit check to determine if there is anything in their credit file we should be aware of. The amount of interest charged will depend on the credit rating of the applicant and the perceived risk level in terms of the loan being repaid.

Their objective is to reduce the interest rate they pay on the debt and also avoid fees to try and save some money as well. Unfortunately with this type of  cash advance loan, the interest rate and the fees are usually quite high and they may not save much money compared to paying the credit card monthly rate. We will send this applicant the information they asked for about the payments and fees, privately to allow them to compare  and make a decision. We expect that this cash advance solution may not be as interesting to them as they anticipated. This loan can be approved quickly if they decide to go ahead with the loan after reviewing the information sent by us to the applicant.

Online Cash Advance Loan Application

Advance Cash Loan Amount :: $1500

Cash Advance  Loan Speed ::  Would like to be able to withdraw the money today or tomorrow

What City/Town, Province, and County do you live in? :: Regina, Saskatchewan

Postal Code :: S4N 0A1

What is your employment industry and how long in this field – detail please? :: City Government , for past 2 years

Employment Position :: Mail clerk, sorting and delivery of the city internal mail

When are you paid? :: Every two weeks

What would you consider your credit rating to be – excellent, great, good, fair, bad? :: ok I guess, I am really not sure

How did you find us? :: Searching for cash advance loans on the net

Bank name :: CIBC

How are you paid? :: Direct deposit to my checking account at my local branch downtown Regina

Gross Amount Per Paycheck :: $900

Do not include ABA or bank routing numbers here. This is for your personal security. Do not enter social security numbers here. Do you agree to have this application information published online with your PRIVATE info removed? :: I really cannot afford to have my personal information displayed on the net, I do not want my employer to know I am applying for a loan, so please keep everything personal private

Any extra information here please :: I work for the city of Regina in one of the government buildings sorting and delivering mail to the various offices in our building. It is not a very glamorous job  and it does not pay well, but it is better than not working at all. Besides I also get benefits and there is opportunity for me to try out for other jobs.

I have never applied for a cash advance loan before, especially over the internet online. I have applied for a personal loan at my bank and they felt that I did not make enough to give me the loan. They said my credit check was ok, but that my wages were too low to support the loan. This is why I am coming to you guys.

Note to Lender – Please add any information you are comfortable with sharing regarding this loan :: You see, I kind of charged my credit card to the max and now I have to pay for the things I charged to it. I can pay the monthly amount, but the interest rate is so high it is ridiculous and I was hoping to find a loan that would be cheaper so I could pay it off with the loan and then pay monthly at a much lower interest rate.

I have learned my lesson with credit cards. It is so easy to use them and before you know it you have this big bill which comes in and you wonder how you charged so much. They even offered to increase the credit limit on my card so I could charge more stuff. Can you believe that. Anyway , I have learned my lesson and will now only use the card for things that I need or for emergencies. I plan to pay cash for everything from now on.

So do you think that you can help me with this cash problem I have. I am looking for a low interest rate  loan that I can pay off over the next year. Can you also tell me what the interest rate and the monthly payments will be as well?

Have you ever defaulted or bounced a check with a cash advance loan in the past? :: Nope

 

Do You Need A Personal Loan?

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Use the loan application below to start the process. Detail your income and purpose of loan please - lenders do not respond to applicants who don't provide it. Thanks for using BFC!


20 Loan Requests

  1. tj applied for the following loan:

    Loan: 3000

    Speed: ASAP

    Credit: high 500

    Location: Windsor, Ontario

    Income: I work full time, plus a second job one day per week. I take home btwn 500 to 650

    Reason:

    I need to severely catch up on somethings i have fallen behind on. I have decent credit but i just purchased a car and it has put me over my TDSR. There are a few things on my credit I would like to pay off so that it keeps improving.

    Thank you. I would be willing to pay 15 percent interest, monthly.

  2. Yan applied for the following loan:

    Loan: 1000

    Speed: Immediate

    Credit: Not the best

    Location: Craik, Saskatchewan

    Income: Own company, pulls over 3000/month from Government contacts alone. Foster homes, and SS recipient homes. Company has been running for over a year, no month less then 3000 in income. Income is tax free as well as Government contracts. Payments are submitted to us by Direct Deposit, have all deposit slips that can be provided as proof.

    Reason:

    Our vehicle that is used daily for the purpose of our business needs repairs. Without this vehicle we cannot continue to work, and we have 4 kids we are providing for as well as ourselves (my Wife and I).

  3. Eugen applied for the following loan:

    Loan:

    Speed:

    Credit:

    Location:

    Income:

    Reason:

    I had a brain tumor diagnosed in December. Had seizures. Decided to have surgery March.13th(2012) when I woke up from Surgery I was paralyzed on the left side. My leg and arm wouldn’t move. I had to go to Wascana Rehab for a month for physio and treatments. I am at home now as an outpatient I am on the waiting list. Can’t go back to work until I can walk better. I am on EI. I need to pay rent and bills. It’s been a long winter for my fiance and I.

  4. danielle applied for the following loan:

    Loan: 400

    Speed: today

    Credit: poor

    Location: regina

    Income: 850 biweekly.

    Reason:

    I have ran into some trouble and my car broke down and i need it fixed asap

  5. donalyn applied for the following loan:

    Loan: 300

    Speed: today

    Credit: not sure

    Location: saskatoon, SK, canada

    Income: I bring in a total of 3000 a month.

    Reason:

    Personal needs for myself and my child

  6. Nicole applied for the following loan:

    Loan: 3000

    Speed: pay off bills

    Credit: not good

    Location: Saskatoon,Saskatchewan,Canada

    Income: I make 2100 after taxes from my full time job and I just got a second job that I will be making about 1200 a month from and I have 2 tenets that pay 900 a month

    Reason:

    Need to pay off some past bills and get my credit in order

  7. Jim applied for the following loan:

    Loan: $700

    Speed: A.S.A.P.

    Credit: Not good

    Location: Unity

    Income: $3500.00 Company pension $ 719.20 Canada pension $ 529.00 OLd Age Security

    Reason:

    Bring a 2009 Chev Cobalt up to specs.
    Transmission flush and brake job

  8. Donalyn applied for the following loan:

    Loan: 4000

    Speed: tomorrow

    Credit: not sure

    Location: saskatoon,sk, canada

    Income: I work full time averaging 1800 a month, also recieve child tax for $211.00

    Reason:

    I would like to purchase a vehicle for easier mode of transportation and help build up my credit

  9. Chrissy applied for the following loan:

    Loan: $300.00

    Speed: Right Away

    Credit: fair

    Location: Regina, saskatchwan

    Income: I'm on disibatly $1ooo.oo a month at the end of each month

    Reason:

    Wants to help a friend move to to Regina from BC

  10. Rose applied for the following loan:

    Loan: 1500

    Speed: By April 5th

    Credit: Bad - recently declared bankruptcy

    Location: Montreal, Quebec

    Income: I am a student and I work part-time as a bartender. I make about 200$ a week plus commission which results in a net pay of about 400$ a week or 1600$ a month, on average.

    Reason:

    I need the loan to pay off the remaining portion of my university tuition. Due to my bankruptcy, I am not longer entitled to government financial aid until I pay back a portion of the amount I already owe. I need to pay the tuition by April 6th, so I can register for my courses in the fall on time. I plan on working more hours during the summer in order to pay off this loan and start paying off my government loan so I can receive student aid again in the fall.

  11. Diana applied for the following loan:

    Loan: 19,000.00

    Speed: asap

    Credit: not good

    Location: meadow lake, saskatchewan

    Income: 1.996.00 bi weekly before taxes

    Reason:

    Need to pay outstanding bills, consolidate all of them and get our life back in track. Husband was laid off his job and is looking for work.

  12. aniko applied for the following loan:

    Loan: 500

    Speed: april 12, 2013

    Credit: poor

    Location: Morley, AB, Canada

    Income: i receive 1100 in child tax benefits and 200 in universal care benefits every 20th of each month until november 2013. i was receiving 1500 in monthly student allowence, but i no longer collect since my graduation date last month.

    Reason:

    i have applied for a job and i was granted a trip to Connecticut to attend a business administrative course, unfortunately i am not granted any funds other than travel and payment for the course. i need this certificate to be granted the job position i applied for and i would really appreciate it if i was granted a loan in the amount of 500 which will help with my meals and accommodations. i am one in 48 applicants who have been chosen to attend this course.

  13. Shelley applied for the following loan:

    Loan: $3000.00-$5000.00

    Speed: today

    Credit: 555

    Location: regina,sk

    Income: $2800.00 biweekly, I have been working at the same job for 20 months full time. I ran into some financial difficulties a few years ago after being laid off from my job. I had been off work on maternity leave for 1 year, went back to work for a week and they closed my department. Leaving me with no job or money. I got way behind on my bills and it left me with a poor credit rating which I have since brought up however it is still not at a good spot.

    Reason:

    to pay bills and car repairs. I just applied on another request, however did not put much detail in. I live an hour away from my work and need my vehicle to be in top shape to make sure I can get to work.

  14. trisha applied for the following loan:

    Loan: 2000

    Speed: bills

    Credit: poir

    Location: regina, sk, canada

    Income: paid 1190 every 2 weeks

    Reason:

    need to catch up on bills and fix my car

  15. trisha applied for the following loan:

    Loan: 2000

    Speed: today

    Credit: poor

    Location: regina, sk, canada

    Income: 1190 every 2 weeks

    Reason:

    catch up on bills and fix my car

  16. Michelle applied for the following loan:

    Loan: 600.00

    Speed: asap

    Credit: poor

    Location: Yorkton

    Income: I am owed back pay from CCTB for my 3 kids and was told I would receive it on the 20th of this month (November) but I didn't get it because it wasn't processed in due time on their end. I will get regular CCTB payments starting in December on the 12th (its released early for everyone in December) It shows on my CRA account the backpay and direct deposit release dates but I don't have any paper proof as they won't be mailing any confirmation to me until December 12th. I am stuck with bills to be paid today, as I had begged for extensions expecting to be given the back pay owed but no longer getting until next month. All I received was the UCCB which was $100 and there is no way that will last us until the 12th of next month. I need help with no where else to go and I don't know what else to do.

    Reason:

    Bill payments and food and diapers.

  17. Robert applied for the following loan:

    Loan: 3000

    Speed: vacation

    Credit: less than poor

    Location: Meadow Lake

    Income: 3200 aftertaxes from disability paid monthly

    Reason:

    need to take a small vacation now, only have 1500 left monthly after bills, so a loan that I can repay over a few months would be great.

  18. Jeanne applied for the following loan:

    Loan: 2500

    Speed: Now

    Credit: Not good

    Location: Moosejaw

    Income: 2200 from full time job

    Reason:

    Pay bills, help daughter with university

  19. Randy applied for the following loan:

    Loan: 2500

    Speed: Dec4/15

    Credit: Just ok

    Location: Regina sask

    Income: Earn 5400 before taxes

    Reason:

    I had some family issues with my brother all is okay now but I am behind on some payment on my mortgage and personal loan I just need that little extra to get back on track and it don;t happen I tried a loan from the bank no go because I:m behind on payments thanks maybe someone can help

  20. Bobby jo applied for the following loan:

    Loan: 3000.

    Speed: as soon as posible

    Credit: really bad

    Location: Regina Saskatchewan Canada

    Income: 1300. SAID for the provincial disability program. 450. child tax supliment

    Reason:

    i need to pay off a few bills and they will not allow me to pay instalments, as well as i have to have some work done in my house to keep up to code to continue having GRC (guaranteed replacement cost) on my house insurance.

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