1000 Loan on Sunday – London Ontario

Our client is applying for a $1000 loan on a Sunday due to an urgent requirement for a loan. He lives in London Ontario and operates a trucking business that runs between St Thomas and Detroit delivering goods for the auto partsmanufacturers that operate in the area. His tractor, which is critical to his business, is in for a major overhaul of the transmission and the work is going to cost more than he had expected.

His loan is required to make sure that he has enough money to pay for the repairs on Sunday night when his tractor is supposed to be ready to be back on the road. He has a 6am pickup scheduled on Monday morning and really must have his tractor ready to go on Sunday night. Of course the repair shop wants to be fully paid when the work is done so our client is applying for this loan.

The loan amount is only a thousand dollars and he has cash on hand to pay for the majority of the repair bill. He did not mention whether or not he has any loans or credit cards outstanding. We are a bit surprised that he would need a loan of this amount and not just charge the remaining amount to his credit card. Most truckers will have a high approval amount on their cards to handle the fuel fill ups that run in the thousands of dollars every month.

As a result, the bank may require additional information to support this loan request about his debts and credit card payments.  The applicant has several options available to him which include Рsupplying the additional information to support the loan on Sunday request, negotiating with the repair shop for a discount on his bill, negotiating with the repair shop for a partial payment situation and the most unattractive option is to leave the truck at the repair shop until he has the funds to pay for the repairs. The auto industry and the trucking industry has been hard hit over the past few years and and lenders are being very careful in situations like these.

Many repair shops will provide credit in situations like these as well, especially if the customer has a good record with them. He indicates that he will be able to repay the loan within the week based on checks that he expects to receive from his clients. This is another area of risk. Not all customers pay on time and sometimes they will stretch payments to help manage their own cash flow.

Online Cash Payday Loan Application

Payday Cash Loan Amount :: $1000

Payday Loan Speed :: Need the loan by this coming Sunday evening

What City/Town, Province, and County do you live in? :: London , Ontario

Postal Code :: N6B3L1

What is your employment industry and how long in this field – detail please? :: I work as a long haul trucker and have been doing this for the past 10 years.

Employment Position ::Independent  Truck Driver

When are you paid? :: Usually weekly, I invoice my customers and then draw a salary each week.

What would you consider your credit rating to be – excellent, great, good, fair, bad? :: Pretty good

How did you find us? :: Searching for loans on the net last night

Bank name :: Royal Bank of Canada

How are you paid? :: Usually by check from my customers which goes into the business account, but then I transfer my salary into a separate bank account I keep for personal needs. I do this once per week.

Gross Amount Per Paycheck :: $1200 / week

Do not include ABA or bank routing numbers here. This is for your personal security. Do not enter social security numbers here. Do you agree to have this application information published online with your PRIVATE info removed? :: yes

Any extra information here please :: I am a truck driver and usually haul finished goods and unfinished goods between St Thomas and Detroit. These goods are all associated with the car industry which has had its ups and downs over the past few years. Fortunately for me , I have been able to get contracts throughout most of this time and have worked pretty steady.

On Friday night, I had to take my tractor into the repair shop for some urgent repairs. I wanted it back on the road Monday morning, so the guys are working on it all weekend and they tell me it will be ready to go Sunday night. Of course they want to be paid before I take the tractor out of their shop. The work is going to cost about $12,000! This is a major overhaul of the transmission, so it gets pretty expensive.

I have almost all of the cash need to pay the bill, however I am coming up about $1000 short, and that is why I am applying for this loan on a Sunday afternoon for $1000. I really need this extra bit so that I can be back on the road early Monday morning. I have a load going to Detroit at 6AM in the morning and really need to be there.

Note to Lender – Please add any information you are comfortable with sharing regarding this loan :: I will repay the loan by the end of the week. This is an expense for my tractor and will come out of the business and not my regular paycheck. Either way with the checks I receive this week, I will have more than enough funds to repay this loan. I am just in a temporary short cash position, otherwise I would not need this loan at all, let alone on a Sunday.

My credit rating is good. I have never defaulted on any loans and I have never been late with any monthly bill payments. Please help me out with this situation so that I can get back on the road Monday morning. I would like to maintain my record and reputation with my customers.

Have you ever defaulted or bounced a check with a payday cash advance loan in the past? :: nope


Do You Need A Personal Loan?

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6 Loan Requests

  1. Fiona applied for the following loan:

    Loan: 2000

    Speed: march 8/2012

    Credit: r1

    Location: barrie ontario

    Income: i work at a toy store and have come across some bad luck. i clear 445 bi weekly i would be able to pay the loan back in 6 months


    i need to catch up on some bills

  2. Stacie applied for the following loan:

    Loan: 1500.00

    Speed: asap

    Credit: very bad

    Location: toronto, ontario, canada

    Income: Paid bi-weekly, net income per pay $1,150.00. Full time employment for 2.5 years same company


    To help pay for daughter’s tution.

  3. Stacie applied for the following loan:

    Loan: 1500

    Speed: asap

    Credit: sucks

    Location: toronto, ontario, canada

    Income: $2300.00 net


    Daughters university books

  4. Jay applied for the following loan:

    Loan: $2000

    Speed: within the week

    Credit: fair

    Location: Ottawa, Ontario

    Income: I get paid $4100 net monthly


    To pay off bills that need to be addressed immediately . I fell behind and I need an option that will allow me to pay the money back in installments.

    I am very much in need.

  5. Elizabeth applied for the following loan:

    Loan: 3000

    Speed: October 23, 2012

    Credit: fair

    Location: Nanaimo, British Columbia, Canada

    Income: I make $2450 a month net income, plus I receive child support and child tax benefit totalling $475.


    My credit is not good. I’ve accumulated too many payday loans because my credit is not good enough for a loan from banks. A loan for $3000 would clear the payday loans up and i’ll be paying one monthly payment, as opposed to several payments every two weeks. The only way i’ve been able to manage this long is because half my payday loan payments bi-weekly were roll-over payments on just the interest. However, this does not decrease the principal of these loans in any way. If accepted for a $3000 loan, I can afford monthly payments of $350 or $175 bi-weekly.

  6. jim..........cartier applied for the following loan:

    Loan: 4000

    Speed: soon

    Credit: poor

    Location: chatham ontario canada

    Income: i am on disability assitance i get about 1300 a month


    i need the money to payoff bills and etc so please help me i need the loan really bad so please help

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