Where To Find Loan Quickly In Canada


This applicant has tried to anticipate all of the requirements for someone applying for a loan quickly. They have obviously done some research and provided a great deal of the information that is needed to evaluate a loan. Each lender has slightly different requirements when they evaluate a loan application. Here is a short list of what some lenders look for:

  • Are you working full time
  • Have you been employed for 6 months with the same company
  • You are not a self employed individual
  • You are paid by EFT or by check
  • You make enough to repay the loan and carry all of your other debts and basic living expenses
  • Age may be a factor for some lenders
  • You have a job and are not on some sort of social benefit program

This client appears to have addressed all of these issues and has stated that they need the money to pay for a trip that is being offered to them at a steep discount. This is the primary reason they are looking for a loan quickly. They also live in Canada.

This applicant will likely be approved by a lender since they seem to have addressed all of the issues that most lenders are concerned about. Further discussion and conversation between the lender and the applicant will address any further issues that are outstanding. They may also need to provide some documentation to support their application and any statements they make online or over the phone. There are additional loan types such as car loans and mortgages, which will have additional requirements that many lenders will address for those types of loans.

DEFAULT LOAN APPLICATION FOR BORROWER’S INFORMATION

Loan Amount :: $5000

Loan Application and Processing Speed (when do you need the funds):: I need the loan proceeds within 36 hours, can you handle that.

Do you currently have a mortgage? ::no, I rent an apartment

Bank Name and Branch ::Kingston Community Credit Union Limited

What City/Town, State and County do you live in? :: Kingston, Ontario, Canada

Postal Code :: K7M7E6

What is your employment field? :: Jail Guard

Employment Position :: Guard at the local jail

When are you paid? (monthly/weekly/biweekly):: biweekly

Your credit rating to be – excellent, fair, or bad? :: fair , I think

How did you find us? :: searching online for loans that can be processed quickly

How are you paid? (direct deposit/paper check):: Direct deposit straight into my bank account

Gross Amount Per Paycheck ::$ 2500

Do you agree to have this information published online, without your PRIVATE information of course? :: sure, as long as my SIN number is not released, my name and my address as well should not be released.

Extra information here please (some detail)::We are hoping to be able to borrow $5000 and have the application processed quickly so that we can have the money in our account by the end of the day or at the latest tomorrow by the end of the day. We filled everything in on the application as requested, however if there is anything missing or you need additional information, please call us immediately so we can address any questions that you may have.

I work as a jail guard at the Kingston Pen and my wife works as a receptionist for a lawyer here in the city. We both have worked for the same employer for the past five years and we work full time as well. I make more than $15 an hour which is one of your requirements and we both work 37.5 hours a week.  We have a checking account with the local credit union and we are over 25 years of age.

We are not in any kind of debt management plan or consumer proposal so we believe we qualify for a loan that can be processed online quickly.

Note to Lender :: We currently rent and have been at the same location for the past 3 years. We plan on staying at this location since we really like the apartment and the landlord has not increased our rent during this time. We get along great with him and always pay our rent and utilities on time. We believe our credit rating is fair to excellent and this should mean we not only qualify for a fast loan approval, but we should also qualify for a low interest rate loan as well.

We need this money to pay for a trip that we want to go on. We found this really great deal and if we can pay for it within the next 36 hours we will get this really great deal. In fact it may sell out before we can pay for it in which case we will not need the loan. The agent has it on hold for us, but can only hold it for 24 hours, so we really need to know today and have the money preferably today as well.

This will be a trip of a lifetime and one of the best deals we have ever seen. Can you help us with this loan and process it really quickly?

Category: Loan APR 7% APR 9% APR 11%
Loan Principal $5000 $5000 $5000
Payment Schedule Monthly Monthly Monthly
Length of Term 1 2 3
Amount to be paid $5189.55 $5468.66 $5847.76
Total interest paid $189.55 $468.66 $847.76
Paid per installment $426.54 $224.74 $160.21

Do You Need A Personal Loan?

Legitimate lenders use BFC to find borrowers they can lend money to. We screen them all to make sure they are legal and trustworthy. All fields must be filled out, or the pre-app will not be processed. Thanks for your understanding. NOTE: Lenders generally DO NOT RESPOND to one sentence requests for a loan. They take action if the borrower provides details regarding why they need the money, their Province location, income, outstanding debts in detail. The more in depth your information, the more lenders respond.

Use the loan application below to start the process. Detail your income and purpose of loan please - lenders do not respond to applicants who don't provide it. Thanks for using BFC!


12 Loan Requests

  1. Oleksandr applied for the following loan:

    Loan: $3000 CAD

    Speed: as soon as possible

    Credit: low/bad

    Location: Toronto,Ontario,Canada

    Income: I work at Porter Airlines part-time.My monthly net income is around $ 1400 CAD.

    Reason:

    To pay tuition fees and cover living expenses until my OSAP ( governmental financial assistance for students) will be received.

  2. David applied for the following loan:

    Loan: 30000

    Speed: As soon as possible

    Credit: Bad

    Location: Abbotsford, BC, Canada

    Income: I've worked for the same buisness for 9 years now I am paid weekly $758.09 for a total of $3032.24 a month

    Reason:

    Debt Consoldation, I made bad money choices over the past few years and now I want to get everything paid off and start repairing my credit

    The loan will pay off anything i have in collections , and all other outstanding debts that I owe. I got overwhelmed with dealing with so many creditors and collection agency I just want to deal with one monthly payment

  3. marianne applied for the following loan:

    Loan: 10000

    Speed: right away

    Credit: fair

    Location: wasaga beach ontario canada

    Income: I work as a manager at blue coast which is a cash job and I also get odsp I earn 15 dollars an hour at blue coast and 1098 on odsp

    Reason:

    Christmas and pay bills

  4. pookie applied for the following loan:

    Loan: 10000

    Speed: right away

    Credit: fair

    Location: wasaga beach ontario canada

    Income: I work at blue coast as a manager for 15 dollars an hour cash I also am on odsp which is 1098

    Reason:

    Christmas and bills

  5. monie applied for the following loan:

    Loan: 5000

    Speed: as soon as possible

    Credit: fair

    Location: saint john,nb,canada

    Income: household income of 4108/mo

    Reason:

    To consolidate smaller debts into one debt

  6. Karen applied for the following loan:

    Loan: 3000

    Speed: end of day preferably

    Credit: fair/bad

    Location: london ontario canada

    Income: i receive approx 700-1000 net every 2 weeks it can vary but no less then 650 every 2 weeks as a support services provider.

    Reason:

    i need to pay some serious debt down. i have rent and xmas for my children i have bills accumulating that i would like to consolidate down to one bill so its easier to pay off.

  7. Lorie applied for the following loan:

    Loan: $5000.00 to 10,000

    Speed: 2 days to a week

    Credit: fair

    Location: Wroxton Sask Canada

    Income: $1963.00 per month, direct deposit through CPP and Manulife. at this address for 6 yrs, live on a farm no mortgage. can send everything through email when requested.

    Reason:

    My vehicle needs to be fixed power locks won’t lock or unlock in my van can’t use the hatch to load, and fix my front passenger door broke and can’t use it. and my windshield truckers gave me some nice stones in it. some days it won’t start if it’s cold , would be nice to get around again have all my doors fixed and working . -45 tonight would love to fix it soon . Email me and my Best Regards Lorie Happy New Year to everyone.

  8. Lisa applied for the following loan:

    Loan: 15000

    Speed: Within the week

    Credit: Fair

    Location: Winnipeg, MB, Canada

    Income: Semi monthly paid the 15th and the last day of the month. Net pay is $1850 per pay date. Pay is direct deposit.

    Reason:

    To pay off outstanding debts and get back on track with a budget. Want to clear this old debt off and start the new year off with less stress and 1 monthly payment instead of many.

  9. Liz applied for the following loan:

    Loan: 25,000

    Speed: today if possible

    Credit: fair to poor

    Location: Ottawa, Ontario, Canada

    Income: I earn 3500 a month from my full time job in sales I also have my own business but that money is not consistent and takes months to come in

    Reason:

    I am seeking a loan to pay off my current debt and re-establish my credit and move forward with my life.

    I urgently need the money due to car issues and I need my car for work so a portion is required urgently the remainder is to help manage my finances and eventually be debt free.

  10. alfred applied for the following loan:

    Loan: 5000

    Speed: as soon as possible

    Credit: poor

    Location: winnipeg manitoba canada

    Income: i work in a warehouse and make over $2000 monthly. i get paid bi-weekly which is deposited directly into my chequings account.

    Reason:

    im currently in a custody battle for my one and only 2 year old son, who i only get to see every second weekend and im just today i was a victim of a loan scam and had given all my money i had in my account under the impression it was a fee to receive 5000 dollars! and to my surprise i was conned out and for a second i thought everything was gonna be ok, that id be able to pay my bills and not worry about nsf fees and overdrafts. im at my tipping point and havr no other options and not to mention i have to pay for a retainer fee for my lawyer..everyone has turned their back on me.. i have my son sleeping beside me.. i dont know whatvelse to do.. i have minus dollars in my account! please.. help.

  11. marvin applied for the following loan:

    Loan: 500

    Speed: asap

    Credit: transunion644

    Location: calgary,alberta

    Income: pension1800,self employed 400 per hour when i can work.i am health professional but i have nerve damage and can't always work

    Reason:

    money to pay late bill,the rest for food and medication until 27th when i get pension

  12. marvin applied for the following loan:

    Loan: 1000

    Speed: asap

    Credit: fair

    Location: calgary,alberta

    Income:

    Reason:

    you use my request as an example but you don’t even have the decency to respond to my application.i don’t know if you guys are real

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