Payday Loan With Direct Lender – Prince George, Canada – $1000


direct lender payday loan pg bc ca Payday Loan With Direct Lender   Prince George, Canada   $1000In Prince George an applicant mentioned he was searching for a web site where he could approved for a $1000 payday loan, AND he wanted a direct lender to be the one he got the actual money from. As you know, if you are a reader here at BucksForCanucks.com, you know that we get frustrated when borrowers think they can get a better deal with a “so-called” direct lender.

I’ve gone into this before, so I let this one go, and next time we have an applicant looking for a direct lender, I’m not even going to mention our core beliefs about that again. SO, future readers….you will be spared from this ever again.

Right – our nameless applicant in Prince George – yes, where were we. OK, he wanted to borrow fast $1000 dollars from a payday loan company online, and his reason is that he needs to fix his car. He disclosed more on an email stating that the transmission was broken, shot, kaput.

He HAS to have his wheels so he can get to work, back home from work, to his girlfriends house, his parents house, and his moonlighting job. You are pretty well screwed without reliable transportation anywhere in Canada really. So we sympathize. As a matter of fact, this is one of those situations when a PDL may be the only option left in your arsenal. Have to get back on the road. Taking buses is a major pain in the *ss.

Now, if you close at the applicant’s submission data below, you can see that he has reported his FICO score to be fairly high – coming in at 680 (give or take a Fair Isaac point right), so you really have to wonder what was on his mind when he decided to get a payday loan instead of getting a personal line of credit, or a chequing account overdraft limit. Dunno?

We understand that his credit cards are completely maxed out at 15K, and his monthly income is 27 hundred dollar a month. You still would think that he could find a lower APR than what the payday loan store would charge.

He was approved within 24 hours for the $1000 and he had the money in his bank account at the same pace. He managed to get his transmission repaired for $1340, and he was back in the road again. Hopefully he didn’t bounce any checks either.

One last thing on this loan however, the applicant thought that he had a lower FICO score than what showed up on computer query, and assumed he had a poor credit rating. He asked us to find him a lender that didn’t use Teletrack because he thought he might me denied the loan. None of that happened – he was approved and the lender did use Teletrack.

By the way, he didn’t get funds from a direct lender. It was through a payday loan franchise called Paydayloan.ca in Prince George. Below is the data on the lead.

Loan App Via BFC Comments Section = How Much Do You Want To Borrow: $1000, Installment Payment You Afford: $275, Equifax Score: 679, Enter DTI Here: 0.65, Origin City of Loan: Prince George, Origin Country of Loan: Canada What Is The Cash For: Vehicle Repair, Length of Term: 14 days, Monthly Income: $2,700, How Long Employed: 1 year, Employment Description: Conveyor Operator, Amount Paid: $2,700

Requirement: Help Me, Total Visa Debt: $15,000, Personal Liabilities: $8,000, Car/Truck/Suv: Hyundai Centennial, Owing on Vehicle: $13,530, Car Model: 97

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