Overnight No Faxing Payday Loan – Duncan, B.C – Canada


payday loan duncan bc 750 for telus bill Overnight No Faxing Payday Loan   Duncan, B.C   CanadaWe were submitted this loan application for a no faxing payday loan company in Duncan, British Columbia last Saturday.

The applicant’s name is Marcel and he wanted to borrow $750 over a four-week period (28 days).

Marcel has very bad credit and he has had payday loans in the past with other companies in Duncan, and unfortunately he defaulted on two of those loans. So besides just wanting to have a faxless payday loan he wanted to have a no Teletrack loan as well.

Marcel is employed full-time and he makes a pretty good living as an auto mechanic in Duncan. He did an apprenticeship, and some community college in Victoria when he started off in the business. Camosun college, I believe, is the one he mentioned over the phone.

Getting approved for this cash advance of $750 wasn’t likely to be a problem if he had had a clean Teletrack record, but now it is a big problem. Payday lenders in Canada will flatly decline any application that comes through with a black mark on the borrower’s Teletrack record. Faxing aspect of the loan doesn’t really come into play as much is Marcel thinks it does – for obvious reasons.

Marcel does want a purely 100% online application form to fill out and he wants the longer-term of 28 days because he has some other money issues he has to deal with this month. He tried to get approved with every storefront style payday loan company and cash advance shop in Duncan. He also went as far as to go to Campbell River, Comox, Courtney, Victoria, and the few other cities and towns on Vancouver Island – but no joy.

The reason he wanted to get this loan approved was because he had an outrageous Telus phone bill that had to be paid off in order to get their house land-line and Internet service turned back on. He let the bills go for a few months and that caused him to be in arrears for three months worth before Telus finally just turned off their service.

Marcel seemed to be in a bit of a panic when we spoke to him on the phone about getting approved as soon as possible, but we were wondering why there was such a sense of urgency over a phone bill, especially when the application came in during the weekend. It almost sounded like it wasn’t really a phone bill that he needed a loan for. But like we have said here many many times before, at BuckForCanucks.com, it’s not our position to be judging our users and visitors. Were supposed to be here just to help you get approved for a loan, and the morality issue at both ends of these loans (lenders on one end and borrowers on the other) is simply none of our business.

When you look closely (and I urge you to look closely) at the applicant data at the bottom of each of our posts you can see some information that might look fairly bland and sparse in some ways. However, when someone who has a trained eye (such as a loan officer with a conventional bank or a payday loan officer) reads it they are getting a heap of informative data.

Just by looking at this information they can tell whether or not the borrower will even get approved. Sure, they may have to use their payday loan software to make a full analysis of the application submitted before they can really tell if an approval is imminent. But generally speaking, they can tell right up front without even making any queries to Teletrack, the applicant’s employer, or the applicant’s bank.

In this particular loan application you can completely disregard the debt to income ratio – just this time okay ­čśë

Unfortunately, Marcel was declined with every single borrower we could find on Vancouver Island, in the lower mainland, and greater Vancouver. We don’t like to report very often on the applicants and the users that don’t get approved for their payday loan, as it can be discouraging to others who are using our website to find a willing lender. But sometimes that just the way the cookie crumbles.

We’ll see you next time – around the block, or around the bend.

Borrower Loan Request For A No Faxing Payday Loan:

  • Cash Required: $750
  • Trans-Union Credit Score: 450
  • Debt To Income Ratio: 0.44
  • Origin City of Loan: Duncan, B.C.
  • Origin Country of Loan: Canada
  • Loan Reason: Telus Bill
  • Length of Term: 28 days
  • Month Income: $3,950
  • Mo. With Job: 38 months
  • Employment Description: Auto Repair Technician
  • Last Payday Amount: $3,430
  • Urgency of Loan: Need Fast
  • All AE Debt: $3,854
  • Personal Loan Debt: $10,745
  • Truck/Car Model: Toyota Sprinter
  • Debt Still Owed: $2,260

Do You Need A Personal Loan?

Legitimate lenders use BFC to find borrowers they can lend money to. We screen them all to make sure they are legal and trustworthy. All fields must be filled out, or the pre-app will not be processed. Thanks for your understanding. NOTE: Lenders generally DO NOT RESPOND to one sentence requests for a loan. They take action if the borrower provides details regarding why they need the money, their Province location, income, outstanding debts in detail. The more in depth your information, the more lenders respond.

Use the loan application below to start the process. Detail your income and purpose of loan please - lenders do not respond to applicants who don't provide it. Thanks for using BFC!


8 Loan Requests

  1. lyna applied for the following loan:

    Loan: 500

    Speed: today

    Credit: bad

    Location: gatineau quebec canada

    Income: 1100

    Reason:

    i have some bills to pay

  2. Amber applied for the following loan:

    Loan: 500

    Speed: immediately

    Credit: bad

    Location: Ontario

    Income: 1200 net

    Reason:

    immediate car repairs

  3. Martin applied for the following loan:

    Loan: 2500.00$

    Speed: fast

    Credit: not so good

    Location: st-jean-sur-richelieu,quebec,canada

    Income: i make 566$ net per week.i have no other income.my bills are rent 150$/month and debt consolidation 200$/month.

    Reason:

    need money for car repair that i need to work and also need money for safety if car breaks down.cause my car has 261000km.so i want to be sure if something happens i will be prepared.i may also change work soon cause an other place called me for a better pay but it is still on the road so i need my car.

  4. debbie applied for the following loan:

    Loan: 800

    Speed: today

    Credit: poor

    Location: duncan,bc,canada

    Income: 1100 on disability through the goverment 290 child tax im also waiting on a wcb settlement as i was hurt on the job 2 years ago

    Reason:

    need food , and for bills

  5. debbie applied for the following loan:

    Loan: 800

    Speed: today

    Credit: poor

    Location: duncan,bc,canada

    Income: 1190 from goverment disability 290 child tax and im waiting on a wcb settlement payout for being hurt on the job 2 years ago

    Reason:

    need to pay bills and get food

  6. satvinder applied for the following loan:

    Loan: 500

    Speed: car repair

    Credit: poor

    Location: burnaby

    Income: 3000 a month net income

    Reason:

    to get a car repaired

  7. Madeline applied for the following loan:

    Loan: 500

    Speed: asap

    Credit: bad

    Location: Duncan BC canada

    Income: Employment insurance $1072 monthly Child tax $592. Monthly Universal child care benefit $100 monthly

    Reason:

    Repair to my vehicle. Needs a clutch

  8. jonas applied for the following loan:

    Loan: 300

    Speed: today

    Credit: poor

    Location: chemainus, BC

    Income: 1271.63 every two weeks for WCB

    Reason:

    car repar

Request Your Loan

Your email is never published or shared - NEVER! Use first name or nick name ONLY for your privacy please. Lenders will contact you using your email to initiate process. Applicants who enter more information regarding the purpose of the loan get the fastest response time from lenders. Required fields are marked *

*

*

*

*

*

*

*

*