Need Fast $700 Loan Near Cardston, AB, Canada


cardston alberta canada payday Need Fast $700 Loan Near Cardston, AB, CanadaWe have this $700 dollar payday loan application come in from Cardston, Alberta, from Kellie. This applicant is trying to find a nearby payday loan store in his area to pick up the cash. However, the nearest PDL company to Cardston is in Lethbridge, with isn’t far, but driving to Lethbridge takes time right. Kellie chose to use an online lender instead and avoid the drive into “the big city”. She got approved for a $500 loan, instead of the $700 dollars she applied for.

Since this was her first payday loan, she couldn’t borrow any more than that. She was approved at a Money Mart if memory serves me correctly. Wherever she got the loan, here is the actual breakdown on the fees she paid.

Principal = $500 Canadian Dollars
Fee Per $100 Dollars = $15
Loan Term = 21 Days
Fees Paid On This Loan = $75
Effective APR = 260%

These calculations above are very straight-forward as long Kellie pays the money back right on time. There are late payment penalty fees structured in to these kinds of consumer loans. Usually a penalty cost of $20-$50 dollars. Then there is the roll-over fee that will cost more. Some lender lump all these fees into a confusing concoction, and no matter how they slice it – they’re charging a whopping amount of money for such a small amount of cash.

Below is the data from Kellie’s poll/survey. In her application she says that she needs the money to buy a garage door. What she meant was, garage door opener actually.  Sure, $500 dollars will certainly be enough to buy one (see one here at Canadian Tire). I don’t know why she figured that she needed to borrow $700 for this purchase, but something tells me we didn’t quite get a straight answer on the purpose of the loan.

So big deal – we don’t need to know what others need to keep private. As a matter of fact, we are considering getting rid of that question in the form. We don’t need to know the reason for every payday loan, but it sure is interesting to see what people type in as their reason for wanting an approval.

Rough way to get the cash though, and you would hope the “door” could just wait awhile longer until she could come up with the cash another way. So below is the actual information that was entered by this loan applicant – we protected her privacy my altering some of the data. Had to be done. Just know however, this loan application was in a small town not far from Lefthbridge. (wink wink)

BFC Application Submission = Total Requested Loan: $700, Please Tell Us Your Affordable Monthly Payment: $450, Experian Credit Rating: 556, Enter DTI Here: 0.15, City/Town of Application: Cardston, Country of Application: Canada, What Is Loan For: Garage Door, Period of Term: 65 months, Monthly Earning: $4,100, Mo. With Employer: 6 days, Job Field: Gaming Service Worker, Recent Pay Amount: $4,100

Urgency Level: Quick, CC Debt: $700, Other Debts: $1,000, Vehicle Type: Buick Centurion, How Much Owing: $1,960, Car Model: 2001

Applicant Profile = First Name Please: Kellie, Age: 65 yrs., Marital Status: Married, Height: 1.634 m, Weight: 153 p, Education: 1st Year University, Eye Color: Topaz Brown, Hair Color: Light Ash Brown

Pet(s): Hermans Tortoise, Favorite Novel: Enigma—Author:Robert Harris, Favorite TV Show: Baywatch, Favorite Food: Fresh Sausage Patties, Favorite Musical Act: Ya Boy

End of Application: Need Fast Cash Loan Near Cardston, AB, Canada

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2 Loan Requests

  1. Dylan applied for the following loan:

    Loan: 4000

    Speed: asap

    Credit: 580

    Location: edmonton alberta canada

    Income: 3500+ from my fulltime job and 1000+ from my own company.

    Reason:

    Hello I’m in very very desprate need of a loan .
    due to the economic downfall in the oil patch I had to switch careers an in turn ran into legal issues wich warrant possible jail time I have no criminal past an in no way I’m I guilty . I’m scared an do not qualify for legal aid an I’m also the sole provider for my family with two sons an one on the way. I cant fight this on my own an have put up everything I own for sale I need immediate help and can repay the loan promptly an ontime as I do work . I’m aware that this is a strange request but I need financial assistance to obtain legal council an I’m begging for a chance to be able to work an take care of my family . please be sure that I have had stable employment my last job before my new one I held for 3 years + an my current since dec 1 .. I have every intention of repaying a loan at any costs that the lender sets as I’m in urgent need before I lose everything I’m fighting for my freedom an my life an for my familys well being please help me.

  2. max applied for the following loan:

    Loan: 3000

    Speed: asap

    Credit: 580

    Location: edmonton alberta canada

    Income: 3800+ full time sale salary day job.. also small private business income of a 1000+ per month

    Reason:

    I’m in need of a personal loan to help my small business an aswell to secure a stable asset for the business . I will be able to make monthly payments an rebuild my credit at the same time .
    please help as this has been a long road so far as I have bought all tools an supplies needed an started the company with out any assistance .
    I have a property managment team that supplies the work but I would be able to service the company better with a few assets that comptetion have an I don’t . I have the work jus need the funding please help!

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