Montreal Payday – Direct Lenders Only Please – Back To School Clothes


back to school loan direct lenders Montreal Payday   Direct Lenders Only Please   Back To School ClothesThis payday loan application was submitted from a Montreal IP, and the borrower was a relatively young women who needed some money to buy some clothes and school supplies for her kids. She also asked that she could be approved for a direct payday loan company (with no Teletrack checking) so that she wouldn’t have to pay the highest fees. (don’t get me started again please) She was VERY polite and sweet in her emails and her phone call. We wanted to help her out for sure, and you will see why.

We get these loan requests coming in every back-to-school season. But the applicant in this case was a single mother in her mid-thirties who was recently divorced from her husband of 13 years, and had just suffered a bad car accident. She lost all control of her left leg and is in a wheel chair now permanently. When we get loan requests from people who are disabled, AND live in Canada, we’re always greatly saddened. However, as some point we have to learn to use the assistance we can get from the government, our friends, or family, and “the kindness of strangers”.

Easier said than done – I know.

This applicant needed to buy all the clothes and school supplies for her 3 children, which are Carla (age 6), Dennis (age 8), and Queenie (age 12). AND, she had to pay for school registration fees, etc. Not to mention trying to keep her kids at least close to other kids in “stuff”. There was no family members supporting her in any way financially, because her parents had both died from cancer 3 years earlier, and her in-laws completely cut her off in every respect since her and her soon-to-be ex-husband separated.

About six months after (give or take a few days) she was in a car accident coming back from a co-worker’s house in Laval. It was head-on collision on Autoroute Papineau at the Boulevard de la Concorde East intersection. It was devastating for all. The other driver was killed instantly. And so goes the social aftermath. Argh!

She is still managing to get to work in her wheel chair and all, and her job as a coordinator is still going on fine. She finds it very hard though, because her ex has not really stepped up to help with the kids, even though she is now handicapped. Luckily there are some neighborhood friends and some of the social services people in that part of Montreal that are excellent. She is managing to get by, but it was really stressing her out that her kids weren’t going to have enough for the beginning of school that year.

When we got the application on our site, I contacted an old University friend of mine who now lives and works in Montreal. I told him this story, and he told many others. Within one week of this application, 10 people pooled some money together and send her an anonymous envelope with a money order in it for $3000!!!!!!!!!!!!! All the kids were well looked after, and she never needed to pay any fees to a payday loan lender. She never had to worry about ANY principal cost, and she had enough left over to upgrade her wheel chair and wardrobe as well.

Just goes to show – generally speaking – humans can be really really kind. It happens more than we think. I want to believe that today.

Below is the loan application submission without the sad story that was attached – it broke our hearts for sure;

The Loan Requested By Lender = Cash Required: $800, Affordable Monthly Payment For You: $140, Fico Score: 511, Your Calculated DTI: 0.69, City/Town of Application: Montreal, Quebec, Country of Application: Canada, What Is The Cash For: Back to school clothing, books, fees, and school supplies for my three children, Period of Term: 14 days, Monthly Earning: $2,300, Time With Employer: 5 years, Job Title: Instructional Coordinator, Most Recent Paycheck: $2,300

Urgency Level: Asap, Total MasterCard Debt: $800, Personal Loan Liabilities: $200, Car/Truck/SUV: Volkswagen Passat B5, Debt Still Owed: $2,920

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