Bad Credit Personal Financing Options in Ontario


Our next client is a plumber working in London Ontario who is applying for a $3000 loan to help him repay some credit card debt that has built up on his cards. He also wants to know what his bad credit personal financing options are in Ontario. Three thousand dollars is not a lot of money on a credit card these days, however this particular example illustrates why consumers need to pay attention to the balances on credit cards, how much credit card interest will cost and also why it is important to manage the number of credit cards that you have.

If you assume that it will take one year to repay this amount of money and you assume a 4% interest rate for a personal loan vs. just paying monthly on a credit card, the difference in the cost of the loan will be approximately $280 more expensive using the credit card as your loan and paying the credit card interest. Obtaining a personal loan at low interest rates makes sense and can save consumers a great deal of money even on a small balance like this one.

This customer has done a good job managing his debt and really does not have a bad debt situation to deal with, except for one area. While he does not have a large credit card debt, he does have quite a few credit cards and the combined potential credit card debt is actually quite high. It is this factor that is creating the bad credit situation for him and contributing to his bad credit rating. Lenders view this situation as a higher risk and will either turn him down for a loan or charge higher interest rates on loans that they might approve.

Since he will not save very much money on a high interest personal loan that would be offered in a bad credit situation, he might be better to focus on repaying the credit card debt he does have as quickly as possible. In addition he may want to close a number of credit card accounts to improve his credit rating. It will take some time before closing accounts will be reflected on his rating so he should get started on this process as quickly as possible.

DEFAULT LOAN APPLICATION FOR BORROWER’S INFORMATION

Loan Amount :: $3000

Loan Application and Processing Speed (when do you need the funds):: I really need this loan before the end of the month when my credit cards are due

Do you currently have a mortgage? :: yes

Bank Name and Branch :: National Bank, Richmond st.

What City/Town, State and County do you live in? :: London , Ontario

Postal code :: N6A 5P4

What is your employment field? :: plumbing company

Employment Position :: plumber

When are you paid? (monthly/weekly/biweekly):: biweekly with direct deposit

Your credit rating to be – excellent, fair, or bad? :: okay I guess, as far as I know it is excellent, although the last loan I applied for was turned down because they said the credit rating agency did not provide a positive report suggesting I have a bad credit rating.

How did you find us? :: I was looking for online loans and came across your website

How are you paid? (direct deposit/paper check):: direct deposit

Gross Amount Per Paycheck ::$

Do you agree to have this information published online, without your PRIVATE information of course? :: I’m not sure that it matters what information is displayed as long as you do not provide my address and my name on any public information

Extra information here please (some detail):: I do not need a very big loan, just $3,000 to repay my credit cards so that I am not charged the high interest rate on the unpaid balance. If I can obtain this loan it will help me save a little money and keep all of my costs down.

I applied for a personal loan and was turned down and now I am looking to see what the bad credit personal financing options are in Ontario. I may have to just deal with the interest on the credit cards if I cannot get a loan, however I would also like to know why I was turned down since I thought I had a really good credit rating. It came as a total surprise to me to be turned down for a loan.

Note to Lender :: I work as a plumber for a local plumbing company and on the road most of the day at client sites working on various projects. If you need additional information or have some questions, please call me on my cell. Either way, I would appreciate a call to let me know what is going on with my credit rating so that I can do something about it.

I have worked for about eight years as a plumber and try to pay all of my bills on time. I have a mortgage, a car loan and a bunch of credit cards, all of which carry a zero balance, except for two which carry a combined balance of $3000. I have been really careful with my credit and wonder what is going on regarding my credit rating.

Can you also tell me what the options are for credit financing in Ontario for someone in my situation? I would really appreciate the help!

 

Category: Loan APR 4% APR 21% APR 5%
Loan Principal $3,000 $3,000 $3,000
Payment Schedule Monthly Monthly Monthly
Length of Term 1 1 3
Amount to be paid $3,064.99 $3,341.19 $3,231.21
Total interest paid $64.99 $341.19 $231.21
Paid per installment $251.92 $274.62 $88.53

Do You Need A Personal Loan?

Legitimate lenders use BFC to find borrowers they can lend money to. We screen them all to make sure they are legal and trustworthy. All fields must be filled out, or the pre-app will not be processed. Thanks for your understanding. NOTE: Lenders generally DO NOT RESPOND to one sentence requests for a loan. They take action if the borrower provides details regarding why they need the money, their Province location, income, outstanding debts in detail. The more in depth your information, the more lenders respond.

Use the loan application below to start the process. Detail your income and purpose of loan please - lenders do not respond to applicants who don't provide it. Thanks for using BFC!


54 Loan Requests

  1. steve applied for the following loan:

    Loan: 10000

    Speed: asap

    Credit: very very poor

    Location: 1919 home ave thunder bay ont canada

    Income: 3000

    Reason:

    pay off bills got hung up with payday loans and mist some payments

  2. Collin applied for the following loan:

    Loan: $3000.00

    Speed: ASAP

    Credit: WEAK

    Location: OTTAW, ONTARIO, CANADA

    Income: $2100.00

    Reason:

    CONSOLIDAT DEBTS

  3. Steve applied for the following loan:

    Loan: 5000.00

    Speed: asap

    Credit: poor 659 on Trans-union

    Location: Mount Albert Ontario Canada

    Income: Full time employed as General Manager gross is $5410 per month

    Reason:

    Pay un-expected fine, was driving not knowing that my license was suspended by FRO, have made payment arragements with FRO but have to pay the fine to get re-instated.

  4. Richard applied for the following loan:

    Loan: 5000.00

    Speed: asap

    Credit: 659 on trans- union

    Location: Mount Albert Ontario Canada

    Income: Full time employee, 3 years with current employer, gross is $5400 per month.

    Reason:

    Pay un-expected fine, was driving not knowing that my license was suspended by FRO, have made payment arragements with FRO but have to pay the fine to get re-instated.Very difficult to get work now.Need to get rid of this very stressful situation.

  5. Patricia applied for the following loan:

    Loan: 3000

    Speed: Now if possible

    Credit: Just completed Bankruptcy as of February

    Location: Sydney, Nova Scotia

    Income: 2,400 per month work as a Library Technician full time. Have been with the Cape Breton Victoria Regional School Board for 10 yrs. I would like to have a loan so as to get ahead! Currently I have 3 500.00 pay day loans and would like to clear them up.

    Reason:

    Get ahead and pay down existing loans!

  6. Heather applied for the following loan:

    Loan: 5,000

    Speed: ASAP

    Credit: Very Poor

    Location: Toronto, Ontario, Canada

    Income: 2,100

    Reason:

    Personal loan to help establish credit and pay off some bills

  7. Mary applied for the following loan:

    Loan: 3000

    Speed: Today

    Credit: poor

    Location: Brampton, Ontario

    Income: $1600 net from full time job

    Reason:

    Traffic fine and dental

  8. RAE applied for the following loan:

    Loan: 250,000

    Speed: asap

    Credit: good

    Location: NIAGARA FALLS, ONTARIO

    Income: NET SALARY - 2600/MONTH NET SUPPORT - 1100/MONTH NET 2ND INCOME - 1500/MONTH

    Reason:

    TO REMORTGAGE IN ORDER TO PAY OFF CREDIT CARDS

  9. Garrett applied for the following loan:

    Loan: 3500

    Speed: immediately

    Credit: poor due to unfair and incorrect Rogers bill

    Location: Toronto, Ontario, Canada M4N 2M4

    Income: i am currently on ontario works social security awaiting my odsp to begin next month i also have support of family and friends but that is running thin do the length of my illness

    Reason:

    the purpose of this loan we’ll be to pay rent arrears that i have incurred while sick and not able to work. regrettably but understandably our social safety net does not allow for someone in my position to maintain their previous home because they simply cannot provide appropriate funding. with my odsp starting only 1 month from now and with the help of a very large 6000 dollar tax return for 3 years past as i have niw filef I am mearly 6 weeks away from being financially stable once again. unfortunately just 6 weeks may be my undoing. I require this funds from this long to pay my rent arrears and stop eviction proceedings against me. I can assure you despite being on ontario works now and ODSP starting october I will be able to pay any payments necessary to keep this loan in good standing, I am very frugal and good with money and I also have the support of family and friends who will not let me or watch me fall to parril. I simply need a lender who is willing to look at the entire situation. frankly I have lost enough, I have lost my career, lost my partner, much of my dignity not to mention I have almost lost my life. I will do absolutely anything to hold on to my home the one place that makes me happy and makes me safe. my hope is this application will get to somebody with understanding and heart and will allow me to prove to them that i will hold true to my word as i always do and use this loan to better my life and make them a few dollars at the same time. please feel free to contact me directly and ask me any questions you like, i’m an open book and i’m looking for help. with many thanks for your time and attention,

    Garrett

  10. mark applied for the following loan:

    Loan: 800

    Speed: as soo as possilble

    Credit: fair

    Location: ont

    Income: 1200

    Reason:

    to pay some bills

  11. mark applied for the following loan:

    Loan: 700

    Speed: asap

    Credit: fair

    Location: st.catherines ont

    Income: 1200 a month

    Reason:

    to pay off pay day leanders and gey away from using them

  12. Debbie applied for the following loan:

    Loan: 6000

    Speed: asap

    Credit: Poor

    Location: winchester springs, ontario

    Income: 3054 net monthy

    Reason:

    to pay down oil bill so I can get oil in the house, plus pay off pay day loans, credit card loan and to get ahead

  13. tina applied for the following loan:

    Loan: 2000-3000

    Speed: within the week

    Credit: poor

    Location: ontario

    Income: Mu gross oay is $3300 approx employed 20 years at tnet approx $2200. Husband roughly about same take home.

    Reason:

    Fell behind in rent due to husbands benefits being unexoectedly terminated .fell victim to loan scam out $800 trying to come up with rent $ .husband resumed employment but income csme in late and aere forced to vacate home. Have been staying with daughters tring to find place to live Nd stay on fop of bills. Now se have found a nice littke apartment which is within our budget but ned money to pay first and last months rent,,mover and pay for our storsge (had to put all belongings in storage )we need helo with as dsughtets are also moving at end if month and we cannot gi with them
    Winter is coming and we need to have home to go to.as husband now returned to Work force we are slowly getting back on track and if we can get some assistance I am,sure we can be sustainsble

  14. Kurt applied for the following loan:

    Loan: 3000

    Speed: ASAP

    Credit: bad

    Location: Markham,Ontario, Canada

    Income: I work full time - about 40 hours a week. My hourly wage varies depending on sales and bonuses Per month I make between 2000-2500$

    Reason:

    I am currently living in a bad environment, I need to move ASAP. I have 7 days before I am forced out. The money will be used to pay first/last + furniture, and moving expenses.

  15. Adrian applied for the following loan:

    Loan: $10,000

    Speed: Immediately

    Credit: Poor

    Location: Mississauga

    Income: I earn monthly from my commissions as both an insurance and mortgage broker. Typical commissions are in the area of $6,000 to $8,000.

    Reason:

    To pay some immediate business expenses; including some arrears payment to staff as well as some licensing and software bills,

  16. Stephane applied for the following loan:

    Loan: 2500

    Speed: 24h to 48h

    Credit: poor

    Location: Ontario

    Income: monthly earnings net 2450$, paid bi-weekly, full time employment over 3 years. still at work full time.

    Reason:

    I wish and need this loan as only temporary.Fully capable to re pay within 180 days. Will be paying off utility bills such as hydro, and home phone long distance package.

  17. Stephane applied for the following loan:

    Loan: 2500

    Speed: as soon as possible

    Credit: poor

    Location: Ontario

    Income: monthly earning up to 2400$. full time employment,over 3 years,payed bi-weekly, direct deposit.

    Reason:

    pay off utility bills, and car repairs.willingness, and capable to re pay with in 180 days.

  18. Stephane applied for the following loan:

    Loan: 3000

    Speed: as soon as possible

    Credit: poor

    Location: Ontario

    Income: monthly earning 2400$ paid bi-weekly, direct, employed over 3 years.

    Reason:

    pay off small utility bills and personal family dept.

  19. Chris applied for the following loan:

    Loan: $5000.00

    Speed: Yesterday

    Credit: Bad

    Location: Kingston, ON. Canada

    Income: Canada Post Pension-$1616.81 CPP Disability-$1067.31

    Reason:

    Have 2 Credit Cards , that I pay off monthly, so as not to have any Interest Charged.Also I have a Loan for $2000.00 that I start paying back @$300/mth come Feb 1.A Loan for a P.C. that I can’t seem to whittle down, it’s $1000.00. All totaled I’m paying over $1500/mth & it’s really starting to take it’s toll on me & my Nerves.I really need to consolidate to have some breathing room financially.Worked 37 yrs for CPC for this? Would like one day not having to worry about money.I know I can break this Cycle, I just need the Chance to prove it. Chris

  20. Chris applied for the following loan:

    Loan: 7,000

    Speed: ASAP

    Credit: Poor

    Location: Kingston Ontario Canada

    Income: $2684.12 from 2 Pensions .That's with all deductions out.

    Reason:

    Have 2 Credit Cards to pay off, even tho I make payments to avoid any Interest charges, I end up going back to them. Have 2 Loans from Family members that I start paying back in Feb. 1 totalling $4000.My Car started running horribly last week, and I’ve been told it also needs a sway Bar, on top of newest problem. I have Scoliosis, so my days of fixing cars are over.I also have Anxiety Disorder, so all the worrying about finances , is bringing on Anxiety Attacks , almost Daily.I just need to get things straightened out, so I can quit worrying so much. Please, I just need this one time Loan, to have some quality of life, without worrying so much. I’m a man of my word, so Loan will be paid back in full, I Promise. Please help Me , it would be greatly appreciated.

  21. wallace applied for the following loan:

    Loan: 14000

    Speed: today

    Credit: fair

    Location: wellington ontario canada

    Income: odsp 2179.oo child tax credit 390.00 Canada pro-pro 98.73

    Reason:

    to pay off all credit cards and make one monthly payment and get rid off credit cards all together

  22. carol applied for the following loan:

    Loan: 3000.00

    Speed: RIGHT AWAY

    Credit: POOR

    Location: ONTARIO

    Income: 2400.00

    Reason:

    To consolidate two small loans with M.D.G

  23. Rob applied for the following loan:

    Loan: 40,000.00

    Speed: ASAP

    Credit: 680 Poor

    Location: Ottawa

    Income: 2178 disability

    Reason:

    Need loan for start-up business, start up costs and other related expenses did projected sales.

    $9,750.00 25% January $2,437.50
    $14,625.00 40% February $5,850.00
    $21,937.00 50% March $10,968.50
    $21,937.00 50% April $10,968.50
    $34,560.00 75% May $25,920.00
    $34,560.00 75% June $25,920.00
    $39,540.00 80% July $31,632.00
    $42,650.00 95% August $40,517.50
    $45,000.00 100% September $45,000.00
    $48,620.00 100% October $48,620.00
    $49,850.00 100% November $49,850.00
    $52,860.00 100% December $52,860.00

  24. Terri applied for the following loan:

    Loan: 10000-15000

    Speed: When possible

    Credit: Poor

    Location: Ottawa, Canada

    Income: 4k a month total - combined child support and child tax credit.

    Reason:

    I am looking to purchase an online Jewellery business with assets valued and appraised at over 150k. I am looking for a loan to purchase the business and assets for an offer I plan to propose between 15-18k. I have owned and Operated my own business for 10 years that I am no longer involved with. This affected my credit. Hence the need for a private loan.
    If you, the lender are more comfortable lending a lower
    amount, I would propose owning less assets to the business owner.
    Thank you for considering this arrangement.

  25. Greg applied for the following loan:

    Loan: $8,000

    Speed: as soon as possible

    Credit: not good

    Location: Hamilton,Ontario,Canada

    Income: $1197.00 Monthly as I am on O.D.S.P I am willing to pay $120.00 dollars a month till paid in full.

    Reason:

    I have many bills to catch up on , my gas bill, hydro bill, my debts repairs to the house I rent,
    food to live off , and I have phone bill/cell to pay off as well as medicine i take thats not covered on health plans. Thank you.

  26. Chantel applied for the following loan:

    Loan: $300.00

    Speed: tomorrow

    Credit: unsure

    Location: Sault ste marie

    Income: I make $800.00 from child tax around the 20th of each month and $800.00 at the beginning of the month from work.

    Reason:

    Moving and have very little money for groceries and nessceities for my children and myself.

  27. Veronica applied for the following loan:

    Loan: 25000

    Speed: Today

    Credit: Bad

    Location: Guelph Ontario canada

    Income: 2900

    Reason:

    Stupid mistakes. High interest loan credit cards friend and parents. Catch up on severely past due utilities food and to start again with a clean slate

  28. Greg applied for the following loan:

    Loan: $7,000.00

    Speed: Yesterday

    Credit: not good

    Location: Hamilton Ontario, Canada

    Income: $1197.40 Yrly is $13080.00 this is My ODSP statement

    Reason:

    need to pay off debts and loan that i borrowed from family, need rent money and bill money. as of now I have nothing to live off in my house.

  29. Fitzgerald applied for the following loan:

    Loan: 6000

    Speed: with in a day or two

    Credit: fair

    Location: Onion Lake,Saskatchewan,canada

    Income: 4400 gross and after deductions 4200 net pay.

    Reason:

    pay bills and vehicle

  30. Bruce applied for the following loan:

    Loan: 10000

    Speed: Right Away

    Credit: very bad (Currently in a Consumer Proposal)

    Location: Bowmanville, Ontario, Canada

    Income: I currently take home a salary of $1766.66 biweekly which works out to a little more than $3500 per month (take home). I have worked in this position and with this company for over 16 years.

    Reason:

    First of all i would like to pay off my proposal as well as pay my grandmother money i have owed her for a couple of years now, I pay her a little each month but she is asking for the full amount which is $4000. I am also living paycheque to paycheque and always seem to struggle to pay have enough money every month for gas, groceries and the monthly bills. I have a family and am trying to get to a point where i can start saving to take them on a vacation which we have never done before. If the lender is willing to double the loan amount then my wife would be apart of this as well which she takes home $1500 biweekly which is about $3000 a month (take home) and she can pay off her loan as well. This would allow us to afford a monthly payment of $700 which i’m hoping would be enough for the lender. Hope to hear from a lender soon. Thank you.

  31. Marilyn applied for the following loan:

    Loan: 1000.00

    Speed: ASAP

    Credit: Poor

    Location: Oakville, Ontario, Canada

    Income: ODSP = $1286.00 P/T Job = $875.00 (approximately)

    Reason:

    To pay rental arrears.

  32. Ian applied for the following loan:

    Loan: 7000

    Speed: ASAP

    Credit: Poor

    Location: Hamilton

    Income: My take home is approxiamtely $3500 plus overtime every month.

    Reason:

    Have had some unexpected expenses recently that has put myself into a bind. I also would like a chance to start rebuilding my credit. I own a 2007 Crossroads Zinger travel trailer that I am willing to put up as collateral.

  33. Rick applied for the following loan:

    Loan: 5,000

    Speed: immediatley

    Credit: very very bad

    Location: Staples Ontario, Canada

    Income: 4200.00

    Reason:

    Get caught up on gas bill,(we have no heat or hot water) rent, waterbill and to generally allow us to get a fresh start. This will be a beginning

  34. Rick applied for the following loan:

    Loan: 5,000

    Speed: immediatley

    Credit: very very bad

    Location: Staples, Ontario, Canada

    Income: 4200.00

    Reason:

    Get caught up on rent, gas bill hydro and to get a fresh start

  35. Charles applied for the following loan:

    Loan: 5000.00

    Speed: ASAP

    Credit: Very Bad

    Location: Coaticook, Quebec, Canada

    Income: Full Time Permenant: $2300/mothly take home 2nd job Part time : $600/ mothly take home approx

    Reason:

    Clear ups small debts to have 1 monthly payment

  36. jason applied for the following loan:

    Loan: 20,000

    Speed: as soon as possible

    Credit: not good, in the 560 range,

    Location: kitchener on, Canada

    Income: Gross monthly income 12500 (net of about 8000, annual bonus. Rental income but nets to zero with the mortgage

    Reason:

    Inability to get normal credit has led to payday loan cycle with several companies and want to pay off and stop the cycle (none are past due) have a small credit card and small installment loan I would pay as well….

  37. Katrina applied for the following loan:

    Loan: 400.00

    Speed: ASAP

    Credit: bad

    Location: Hamilton

    Income: I am paid Biweekly every other Friday my next pay day is 06/12/2015 and then 06/26/2015 I do receive a bonus from upselling I work at 4 Finance in Customer service my net monthly is 2000-2200 //bonus and bonus is in and around $90.00-$250.00 it varies that is why I do not usually include it

    Reason:

    My dad past away almost one year ago, I moved in with him while he was ill and he past last aug with cancer of the liver, I have stayed in our family home and have been paying out of my pocket to stay while the estate is going through probate as there was not a will, I work about a 25 min drive away and my car needs a new starter, and two tires and a ball joint replacement, I need my car to work and I have used my savings for Hydro $900 and his $5500.00 funeral and I am totally depleted , my credit is bad due to my divorce which left me homeless for a time. I will pay in two installments if I may or I will adhere to whatever terms are avail

  38. Katrina applied for the following loan:

    Loan: 400.00

    Speed: Now Please

    Credit: very bad

    Location: Hamilton

    Income: 2000-2200 biweekly next pay 06/12 and then 06/26 varies as now I do not get paid for sick days if any are taken and a sml sml bonus at the end of the month usuallyy about $150.00 that I do not include as it is very small

    Reason:

    I have to replace the starter in my car it is not running and i need it to get back and forth to work, I need a new tire on both sides at the back and the ball joint needs replaced b4 the tire falls off. I have been paying for the bills and my fathers funeral and my savings are depleted and due to my divorce my credit is bad and my ex had his new gf inpersonate me and they took out loans that I was repaying but can not anymore due to the pending charges and court case they advised me to stop paying , I have no loans outstanding for my self just a large hydro bill at $900 so I really need this to do my car as I wont be able to get ot work starting next week I go to a night shift and there is not public transit in the late hours of the evening when Im done at midnight please ehlp

  39. Heather applied for the following loan:

    Loan: 5000.00

    Speed: ASAP

    Credit: poor

    Location: Mississauga, ON, Canada

    Income: $2349.98 my take home from fulltime work $800.00 I have a special needs child that gets

    Reason:

    Hello I hope you can help me.
    I would like to get this loan to get myself on track. After a few years of dealing with a relationship breakdown and finding myself the only income earner and two children to care for. The youngest has a disability. things got tough and I am now playing catch up.
    I do not owe very much but the situation leaves me playing catch up with my bills and rent. I have a adequate income but because I am behind it doesn’t seem to be enough. Getting this loan will enable me to get on caught up, and start to save to get into my own home. I would like to have this work in my favor so I can improve my credit make my debts work for me and in about a year and a half when my son has had time working and getting rid of his student loan get into a house of our own.

    Please help me.

  40. Cheryl applied for the following loan:

    Loan: 4000.00

    Speed: Asap

    Credit: Poor

    Location: Stoney creek, ontario

    Income: I take home 2000-2200 a month from full time job

    Reason:

    To get out of payday loans, pay rent and pay utilities. So I can get back on track

  41. Lindsay applied for the following loan:

    Loan: $3800.

    Speed: ASAP

    Credit: Poor

    Location: London,Ont,Canada

    Income: We are currently on ODSP as of right now but my partner part time 20 to 25 hrs a week at $11. hr and ODSP pays $1158 and pays our rent of $789. Also my other income of $200.00 a month.

    Reason:

    I need the money to buy a 2006 Pontiac Pursuit GT as my car I have right now is about to die.

  42. Margarwt applied for the following loan:

    Loan: 5000.00

    Speed: asap

    Credit: poor

    Location: Chesterville, Ontario, Canada

    Income: 730.00 Big weekly = $1460 400.00 = Child support 250.00 = rent from son

    Reason:

    Pay outstanding debts

  43. Janice applied for the following loan:

    Loan: 4000.00

    Speed: asap

    Credit: fair

    Location: Moncton NB Canada

    Income: take home is $848.00 bi weekley and child tax 162.00

    Reason:

    seperated from husband and need to pay off some bills,desperate for help

  44. Jules applied for the following loan:

    Loan: 7500.00

    Speed: ASAP

    Credit: Poor

    Location: Ajax, Ontario

    Income: My pay varies and can be anywhere from 2708.00 to about 2952.00. per month. I am currently seeking part time and supplemental income as well.

    Reason:

    I am in a very bad housing situation. We are renting a small house, and the landlord has decided that he wants his house back.

    First he advised that he was selling the property, then he said that both he and his wife were moving back in, and now he wants to send money back home, which I assume he will receive either by increasing the rent to new tenants or by selling the property.

    We are able to stay at his residence until the end of September 2015, providing that we pay him the rent for the month;We have paid him the rent; however, we do not have enough money to provide prospective landlords, the first and the last months rent, nor can we afford moving expenses.

    We have decent paying jobs, but there were illness this year, which caused my fiance to be off of work for almost a month, and since he was out of sick time, he did not get paid for that period of time; furthermore, we have other bills to pay, and we need to buy groceries and live in the meantime.

    We need the money to help us to move into a place that has some form of security, and we need to have the funds readily available, so that we can provide it to the landlords up on request to secure a dwelling. We also need to start looking for another place, ASAP.

    We can both pay off this amount with installmens and montly payments.

    Please advise if you are able to help us out. This would be geatly appreciated.

    Thanks

    Jules

  45. Martin applied for the following loan:

    Loan: 5000

    Speed: today

    Credit: bad

    Location: Carlsbad Springs,ontario,canada

    Income: 3700 gross 2600 net

    Reason:

    Paying utulities and personal debts

  46. Tracey applied for the following loan:

    Loan: 4000.00

    Speed: November 01, 2015

    Credit: poor

    Location: Windsor, ON Canada

    Income: 2300.00 WSIB and CPP combined

    Reason:

    Property taxes-arrears,also plumber needed to eliminate continuous water leakage

  47. Debra applied for the following loan:

    Loan: 1000.00`

    Speed: asap

    Credit: poor

    Location: Windsor, ON Canada

    Income: 635.00

    Reason:

    personal,pay some bills

  48. Rick applied for the following loan:

    Loan: 12,000

    Speed: asap

    Credit: very poor due to bills left by ex

    Location: Staples, Ontario Canada

    Income: 3200 paycheck, 610.00 CPP 600+ pension

    Reason:

    To take care of left over bills from bad divrce

  49. Irene applied for the following loan:

    Loan: 5000

    Speed: As soon as possible

    Credit: Very bad

    Location: Gorham (Thunder Bay), Ontario Canada

    Income: I earn $2,700.00 net per month paid monthly (Disability pay)

    Reason:

    The purpose for this loan is to pay dental bills incurred this year for major emergency dental work due to a progressive terminal disease which I was diagnosed with in 2012.
    If confirmation documentation is required, I would not hesitate to provide this information.

    Thanking you in advance for your consideration.

  50. Joshua applied for the following loan:

    Loan: 300

    Speed: ASAP

    Credit: poor

    Location: Peterborough

    Income: 1378 from ODSP

    Reason:

    Starting an online business, various products, also need some office supplies

  51. Ashley applied for the following loan:

    Loan: 1000

    Speed: Tomorrow ASAP

    Credit: Needs Work 556

    Location: Delta, Ontario. Canada

    Income: I am on Ontario Disability Support Program and I get $1,049.00 a month.

    Reason:

    I need to pay off few bill’s like Bell and my Vet, and pay back my mom the money I got off her cause she needs it back asap, and get some Food.

  52. Candy applied for the following loan:

    Loan: 5000.00

    Speed: asap

    Credit: 530 on Transunion

    Location: Madoc, Ontario, Canada

    Income: My net earnings from work are $1800 plus I receive a monthly payment for a private loan of $200 = $2000 monthly

    Reason:

    I need to pay 2 mortgage payments and want cash to keep up to date on all my bills in my bank account. I am waiting on a motor vehicle settlement claim and should be receiving it by end of September. I just need to survive till that time. I have been using payday loans but that is really starting to cause problems. I own a home with only 1 mortgage on it. I really do just want to survive until my settlement comes in finally. The lawyers keep pushing things longer and finally have settled on a date to do discoveries in July.

  53. Jennifer applied for the following loan:

    Loan:

    Speed:

    Credit:

    Location:

    Income:

    Reason:

    The loan will be needed to help get back on track. I have been struggling to get back on track after needing to rely on pay day loans. I would like to be able to catch up on the rest of my bills/housing expesnses and get rid of the payday loans. Any help will be appreicated.

  54. Carla applied for the following loan:

    Loan: 4000

    Speed: ASAP today

    Credit: Poor

    Location: Brampton ontario

    Income: 4400.00 gross monthly

    Reason:

    To get back on track after a divorce. My rent is one month behind due to bills left behind by my ex. I just want to be able to move ahead without looking over my shoulder. Thank you

Request Your Loan

Your email is never published or shared - NEVER! Use first name or nick name ONLY for your privacy please. Lenders will contact you using your email to initiate process. Applicants who enter more information regarding the purpose of the loan get the fastest response time from lenders. Required fields are marked *

*

*

*

*

*

*

*

*