5000 Loan For Dental Work in Montreal


This client would like to borrow a $5000 loan for dental work to be completed and lives in Montreal, Quebec. The client has made all of the arrangements for this procedure including time off work, the dental appointments etc and just needs the go ahead from a lender to approve them for the loan.

The loan is not needed all at once. The client will be making progress payments to their dentist as dental work is completed, with the final payment required once braces are installed that will mould her mouth into a more attractive shape so that she has a confident great looking smile. The work will take approximately nine months to a year with the first payment due when the procedure is started and the final payment required in about six months time.

Her credit rating is very good and she has a stable job making her an excellent candidate for this loan application. She may want to consider a line of credit of up to $5000, which she can draw on as needed and repay as money becomes available. This line of credit can be used for many different expenses as long as credit remains available.

A line of credit is a great product for many consumers. However it is also a loan that can be tempting to use. Most consumers set up a regular monthly payment schedule that is aimed at paying the current balance and interest off over a period of 2 or 3 years. With this approach they are always repaying principle and have room on their line of credit to draw on for other emergency expenses as needed.

More discussion with the client will determine the best course of action for her.

DEFAULT LOAN APPLICATION FOR BORROWER’S INFORMATION

Loan Amount :: $5,000

Loan Application and Processing Speed (when do you need the funds):: I need to make sure that I have the money before I can go ahead with the dental work that I am planning, so as soon as possible would be great

Do you currently have a mortgage? ::no, I rent a 5 room apartment in Montreal

Bank Name and Branch ::Bank of Montreal, St Jacques St

What City/Town, State and County do you live in? :: Montreal, Quebec, Canada

Postal code :: H2Y 1L6

What is your employment field? :: Telecommunications

Employment Position ::Manager, Call Center Operations

When are you paid? (monthly/weekly/biweekly)::Biweekly

Your credit rating to be – excellent, fair, or bad? ::excellent

How did you find us? ::searching for loans online for personal needs

How are you paid? (direct deposit/paper check)::Direct Deposit

Gross Amount Per Paycheck ::$2,076

Do you agree to have this information published online, without your PRIVATE information of course? :: yes, as long as nothing personal is released,I really do not want them finding out at the office

Extra information here please (some detail):: hi, I am an young adult who has finally  decided to do something about my teeth. I would like to have them straightened and adjusted so that when I smile I have a really nice looking picture. Because of my teeth I have never really smiled for a picture, preferring to keep my mouth closed and my lips covering my teeth.

I have finally decided to do something about this problem and it will involve a small dental operation along with wearing braces for about six to nine months. It will be difficult for me and I know all of my friends will be supportive and the best part is that I will finally be able to smile naturally whenever someone is taking pictures. I have time saved up at work to take off for medical leave and my boss is supportive. They will make sure that even though I will be off work for a month, there will be a job for me when I return.

Note to Lender :: everything is ready, the dentist knows exactly to do, my company is supporting me and all I need is the money. This procedure is going to cost me approximately $5000, which I do not have at the moment. I need to be able to borrow the money in stages which will allow me to pay my dentist as he completes various stages in this reconstruction.

I live in Montreal and work for a telecommunications company. I have been with them for eight years and have a really good job that pays reasonably well. We have dental benefits, however our benefits do not cover cosmetic dental procedures so I am totally on my own to pay for this dental work that I would like to do.

I have a scheduled date with the dentist to get started and all I have to do is confirm with him that I am ready to begin. Before I can do that I have to know where I am going to get the money to pay for this procedure. Is this something you can help me with? I will need the $5000 this year and would like to pay it back over the next two or three years. Let me know as soon as possible if you can approve this loan request for $5000 or if you need any additional information.

 

Category: Loan APR 3.140% APR 3.95% APR 5.349%
Loan Principal $5000 $5000 $5000
Payment Schedule Monthly Monthly Monthly
Length of Term 2 3 5
Amount to be paid $5,163.51 $5,304.42 $5,679.64
Total interest paid $163.51 $304.42 $679.64
Paid per installment $212.20 $145.33 $93.36

Do You Need A Personal Loan?

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8 Loan Requests

  1. cher applied for the following loan:

    Loan: 5000

    Speed: as soon as possible

    Credit: bad

    Location: bathurst,newbrunswick

    Income: I get paid biweekly.monthly I get between 1400-1500

    Reason:

    I applied for a loan online which they said I was approved for.I sent them funds via western union.they said I would get my loan.which I never got and I was out 1500 that put me behind in my rent and jeep payment.if approved for this could I please have a long term to pay of.thank you.

  2. fadi applied for the following loan:

    Loan: 6000$

    Speed: in one week

    Credit: 600-650

    Location: montreal,quebec,canada

    Income: gross income weekly 821 canadian dollar full time employed position quality control same company since jun 2009

    Reason:

    Dental repairs costs around 20.000 canadian dollar here in montreal according to the dentist estimation,so i sent my wife to our country to do these major repairs and the total cost is 6000 canadian dollar .

  3. fadi applied for the following loan:

    Loan: 6000

    Speed: in one week

    Credit: 600-650

    Location: monteal,quebec,canada

    Income: gross weekly income 821 canadian dollars,42.692$ yearly

    Reason:

    dental repairs:

  4. fadi applied for the following loan:

    Loan: 6000

    Speed: as soon as possible

    Credit: bad

    Location: montreal,quebec,canada

    Income: i got paid weekly,my monthly net earnings 2260

    Reason:

    i applied for a personal loan from two banks and i’ve been rejected.
    i need the loan to cover up my wife’s major dental repairs and pay off some debits.

  5. Lori applied for the following loan:

    Loan: 2,500

    Speed: September 17, 2014

    Credit: 647 as at September 12, 2014 - Equifax Report

    Location: Vaudreuil-Dorion

    Income: I've been employed as an administrative assistant for the past 7 years with an annual salary of $48,000 paid in weekly net payments of $675.00. I also receive a December bonus of $1,000.

    Reason:

    I need some urgent dental work. It will cost about $1,500 according to the dental estimate. All charges must be paid up front. I have an afternoon appointment on September 17. I can repay the loan in bi-weekly payments up to a maximum of $135 per payment over a one-year term. I currently have a higher debt to income ratio because my husband and I recently purchased new cars because our old cars both died within a year of each other. Although both car loans are in both of our names it is my husband who pays these payments. My credit cards are almost at their limits (total $15,000). I have tried to get a bank loan but have been rejected because of this ratio. I have not had any late payments, NSFs and have never declared bankruptcy. I am in dire need of dental work and need the money urgently. I would also like to pay off some taxes I owe ($1,000). Please let me know if you can help.

  6. Mike applied for the following loan:

    Loan: 4000

    Speed: ASAP

    Credit: Bad

    Location: Saskatoon

    Income: Clear over 3000 a month

    Reason:

    I need this money to help cover some other debts outstanding. I deposited two bad cheques now I have a negative balance which will lead to more bills not getting paid and my chequing account being closed

  7. Daniel applied for the following loan:

    Loan: $3000.00

    Speed: ASAP

    Credit: not bad

    Location: NDIP, Quebec,Canada

    Income: Salary: 1707.00 every two weeks

    Reason:

    Payoff some short term debts…

  8. Daniel applied for the following loan:

    Loan: 3000

    Speed: ASAP

    Credit:

    Location: NDIP, Quebec Canada

    Income: Salary $ 1707 every 2 weeks

    Reason:

    Pay off short term debt…loan would be for a max of 6 months payed every 2 weeks

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