500 PDL Cash Advance Oshawa Ontario on Weekend


This potential client is applying for a $500 PDL  loan and lives in Oshawa Ontario. He needs the money for a fishing party he is going to  on the weekend. For our readers who may not know what a PDL  loanis, the PDL is short for pay day loan, which really means he wants a loan until he is paid on his next payday. These types of loans are available to clients with demonstrated income who are short of funds and need some cash to get them through to the next payday.

There are many reasons why people need these types of loans, however this one is unique and perhaps not the best reason for needing a loan. We cannot judge an applicant on why he wants the loan. Instead we have to assess the risk of the loan in terms if whether the applicant can and will repay the loan. If he is deemed to be  high risk , the bank may not lend the money at all or they may decide to charge higher fees to cover any potential losses they may incur. Non payment and late payment clients are charged collection fees which can get very expensive.

This client appears to be able repay his loan and appears to be relatively low risk.  He has a solid job and can work extra overtime to make up for the additional expense of the loan and in this case his fishing weekend with his buddies. He has a good track record of paying his bills and debts on time and he is probably a relatively good credit risk.

The bank will likely approve the loan, however we suggest that this client try to manage his funds better so that he has a cash cushion that he can draw on for emergency needs. Whether it is a fishing weekend with his buddies, repairs to his car or he is unexpectedly laid off, he needs to make sure that he has funds available to help him get through whatever emergency he is faced with. Consumers also set aside savings for trips and other discretionary expenses as well to help them deal with situations as identified by this client. Money management is key to your long term success and avoiding the need for an expensive  cash advance loan.

Online Cash Payday Loan Application

Payday Cash Loan Amount :: $500

Payday Loan Speed :: Before the weekend

What City/Town, Province, and County do you live in? :: Oshawa, Ontario

Postal Code :: L1G 0A1

What is your employment industry and how long in this field – detail please? :: Automotive mechanic for 2 years

Employment Position :: mechanics helper under apprentice leading to a full licensed mechanic in six months time

When are you paid? :: bi weekly

What would you consider your credit rating to be – excellent, great, good, fair, bad? :: good I guess

How did you find us? :: The boys at the shop suggested that I check out your site

Bank name :: ING

How are you paid? :: Direct deposit to my checking account.

Gross Amount Per Paycheck :: $1440 every two weeks

Do not include ABA or bank routing numbers here. This is for your personal security. Do not enter social security numbers here. Do you agree to have this application information published online with your PRIVATE info removed? :: yeah, no problem

Any extra information here please :: The gang down at the shop are planning this fishing trip this weekend and want me to come along. Unfortunately I am short of cash this week until I get paid next week and really cannot afford to join them.  I know it will be a blast and probably a lot of fishing, a lot of drinking and a lot of poker.  I really want to go to this fishing weekend, but just do not have the ready cash and you cannot go along on one of these jaunts without some cash. They will kick you out of the game so fast it will make your head spin.

They are a good bunch of guys. We have gone on these fishing expeditions before so I know I will have a good time. I get paid every two weeks and sometimes you have expenses that you just cannot delay. I like to pay my bills on time and avoid late payment fees and interest charges. I had to pay my visa this week and my rent so I am running a bit short.

Note to Lender – Please add any information you are comfortable with sharing regarding this loan :: As I mentioned , my visa is fully paid every month and I currently do not have any outstanding loans of any kind. But this also leaves me short of cash this week.  I plan to put in some overtime the rest of this week and the next week to make up for this expensive weekend, so there will be no problem with me finding the cash to repay the loan. I have a very good track record of making my payments and this will be just one more that I will repay probably early and in full.

I have worked at this one auto shop for the past couple of years and I am working my way towards a full mechanic’s license which I will have in another 6 months. I will get a big jump in my hourly rate at that time as well which will make life much easier.

Please approve this  loan for me so that I can tell the boys at the shop that I will join them this weekend for the fishing party. We are headed up to some place north of Georgian bay and are staying in a cabin owned by the owner of the auto shop. Who knows I may even win at poker as well and repay the loan early on Monday when I return from the trip.

Have you ever defaulted or bounced a check with a payday cash advance loan in the past? :: No never

 

Do You Need A Personal Loan?

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Use the loan application below to start the process. Detail your income and purpose of loan please - lenders do not respond to applicants who don't provide it. Thanks for using BFC!


6 Loan Requests

  1. vanessa applied for the following loan:

    Loan: 200

    Speed: this weekend

    Credit: fair

    Location: parry sound ontario canada

    Income: 1000 monthly

    Reason:

    need to pay bill

  2. faisal applied for the following loan:

    Loan: 500

    Speed: ASAP

    Credit: fair

    Location: markham, ontario

    Income: I get paid 1140 per pay check after tax and am paid every other week

    Reason:

    need to change the tires on my car!

  3. joe applied for the following loan:

    Loan: 3,500

    Speed: so i can pay for a my lawyer to get full custody

    Credit: fair

    Location: ontario

    Income: i work full time and make 800 every two weeks i will also start to get 1,265 a month from childern tax

    Reason:

    i purpose if i get the loan that with in sixty days the loan is payed back in full

  4. joe applied for the following loan:

    Loan: 3,500

    Speed: lawyer

    Credit: fair

    Location: ontario

    Income: 800 every two weeks that what i take home after taxs taken out i am also going to start revcing children tax for $1265 a month

    Reason:

    i need to pay for my lawyer to file for full custody from my x wife who put my kids in the c.a.s the c.a.s has given me my kids but i now need to file for full custody and i don’t have the money to do it and it will take me sometime to get all of it up front that i would need to pay him

  5. Jennifer applied for the following loan:

    Loan: 100

    Speed: today

    Credit: not great

    Location: oshawa Ontario

    Income: Child tax 1698.00

    Reason:

    Groceries

  6. maria applied for the following loan:

    Loan: 3000.00

    Speed: asap

    Credit: not great

    Location: Quesnel, BC Canada

    Income: 1500 of earnings

    Reason:

    to pay off debt and bills

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