3000 Quick Approval Loan in Saint John New Brunswick


This client lives in Saint John New Brunswick and is applying for a loan so she can go on a Caribbean trip with her girl friend. It is one of those last minute deals in the off season, so she is getting what she considers to be a fantastic dealon the trip and the accommodations. The  only issue for her is that she has to borrow the money to pay for the trip and she must book the trip this weekend other wise she will lose this opportunity.

The client would like to borrow $3000 to pay for the trip and needs it before the weekend. She is asking for quick approval and in this case the bank can likely turn around this loan request in time to meet her schedule. She has a great credit rating, always paying her bills on time, has one credit card which she pays the balance on each month and has no other debts.  She has a stable job, can work some overtime to help pay the loan and has a checking account for us to deposit the funds to and withdraw the monthly payments.

In all likely hood the bank will approve this loan request. She will need to provide copies of her pay stub and also provide copies of the statement for her checking account for the past month. This is pretty routine so that we can verify that there are no late payments and no payments with insufficient funds. It would also confirm her direct deposit to her bank account for her biweekly pay check. All of this is pretty routine when it comes to approving a loan.

Our client could have avoided the need for a loan by either requesting a higher limit on her credit card, or arranging for an automatic savings plan to pay for things like a trip in this case.  Combining the two would allow her to avoid the expense and time needed to apply for a loan as well as save some money in terms of interest paid on the loan and fees paid for processing the loan. With a savings plan she would have the funds needed to pay the balance on her credit card for the trip and she would have been able to charge the trip to the card with a higher limit.

 


Online Quick Approval Loan Application

Quick Approval Loan Amount :: $3000

Quick Approval Loan Speed :: Would like to be approved in time for the weekend

What City/Town, Province, and County do you live in? :: Saint John, New Brunswick

Postal Code :: E2K 5N2

What is your employment industry and how long in this field – detail please? ::  I work for a local medical clinic here in Saint John and have been in this field for the past 7 years.

Employment Position :: I am an x-ray technician, one of two at this location. We share shifts and keep the machines running for 12 hours each day.

When are you paid? ::  I am paid every two weeks on Wednesdays

What would you consider your credit rating to be – excellent, great, good, fair, bad? :: Excellent

How did you find us? :: Searching for loans on the internet

Bank name :: TD/Canada Trust main branch in Saint John

How are you paid? :: by direct deposit to my checking account

Gross Amount Per Paycheck :: $1500

Do not include ABA or bank routing numbers here. This is for your personal security. Do not enter social security numbers here. Do you agree to have this application information published online with your PRIVATE info removed? :: sure as long as my personal information is not make available

Any extra information here please :: I am looking for a loan that can be approved quickly so that I can have the funds in my account before the weekend. I am going on vacation and have decided at the last minute to head south to a Caribbean island for a week to enjoy the sun and the hot temperatures. My girlfriend and I just decided to do this at the last minute and I have told her that I will need to borrow the money to go. She is anxiously awaiting your decision regarding whether I can be approved for this loan. She already has the money she needs and we have reserved a ticket to hold it, but we cannot confirm until I can say that I have the money to pay.

I should have been saving for this trip even though it is last minute. We always plan to go somewhere in the summer time or late spring. It is the best time to go because the deals are fantastic with cheap air fares and cheap accommodations almost everywhere. if we can get this deal we are saving over 50% on the normal cost of a trip like this for a week on an island resort.

Note to Lender – Please add any information you are comfortable with sharing regarding this loan :: I think my credit rating is excellent , because I have never been late for anything and never missed a payment. My rent is paid on time and all of my bills including my credit card. I only have one and it is paid off every month. The limit on it is only $1500, otherwise I would charge this trip to the card. I have resisted increasing it to a higher limit, because it protects me from spending too much.

I have a good job which I have worked at for the last 7 years and there is no reason why I will not continue there for a long time yet.  I can also work some overtime on this job which I will do when I get back. I really hate having a loan and will be paying it off as quickly as possible.  I expect that within the next six months it will be fully paid. Please process this loan as quickly as possible so that I can confirm this trip. It is such a good deal we cannot afford to pass it up.

Have you ever defaulted or bounced a check with a quick approval loan in the past? :: Never defaulted or bounced a check or had a late payment on any bill of any kind

 

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15 Loan Requests

  1. Chris applied for the following loan:

    Loan: 3000

    Speed: As soon as possible

    Credit: Poor

    Location: Toronto, Ontario

    Income: I make 2200 dollars a month with each pay to be 1100 every 2 weeks on friday

    Reason:

    I was recently widowed and fell behind on bills and moving expenses with funeral costs. I am seeking this loan to help catch up where i am behind its not something i would’ve considered doing but i feel i have no choice as ive had a very difficult time, if there is anyone who can help me it would be greatly appreciated. Thank you

  2. murray applied for the following loan:

    Loan: 7000.00

    Speed: no later then thrusday august 2 2012

    Credit: poor

    Location: Bath Ontario

    Income: I am in the operators union i make anywhere from 1200-3000 a month. my rate of pay hourly vary depending on location $25.62

    Reason:

    i RENT A HOUSE AN RENCTLY HAD A BABY BOY AN ALONG CAME CAR PROBLEMS AN I FELL BEHIND A FEW BILLS. I really hope you can help me. you can contact me.

  3. Pearl applied for the following loan:

    Loan: 3000.00

    Speed: ASAP

    Credit: POOR

    Location: DARTMOUTH,NS, CANADA

    Income: 900.00 EVERY 2 WEEKS.

    Reason:

    TO START A HOME BASED BUSINESS IN THE SELF IMPROVEMENT INDUSTRY.

  4. kristen applied for the following loan:

    Loan: 1500

    Speed: asap

    Credit: poor

    Location: saint john newbrunswick canada

    Income: 1100 per month on the 1st of every month, social assistance

    Reason:

    Just had a baby 3months ago ans ned a two bedroom apartment.

  5. sabrina applied for the following loan:

    Loan: 1500

    Speed: as soon as possible

    Credit: poor

    Location: salisbury,new brunswick canada

    Income: 2000

    Reason:

    To pay of bills that I fell behind on and consolidate credit cards so I can cut them up and nevrr use them again

  6. fran applied for the following loan:

    Loan: 3000-5000

    Speed: car repairs and xmas season

    Credit: good

    Location: bc

    Income: I work for a residential cleaning and post construction clean company. I get paid bi weekly Earnings can be from 1600 to 2000 monthly just because there are busy times at certain times of the year. An average od 1800 plus tips is an average

    Reason:

    I need some repairs done to my car. Also the xmas season is approaching. I would like to have money in the bank for times I really need it. This loan would truely help me get ahead

  7. fran applied for the following loan:

    Loan: 5000

    Speed: asap

    Credit: fair-good

    Location: abbotsford bc

    Income: I make 1600- 2000 per month bi- weekly I work in the residential cleaning and post construction cleaning business. There are busier times when I make more money. It is steady and ppermanent work

    Reason:

    I need money to pay for car repairs. Also for emergency purposes. Also For the xmas season.

  8. James applied for the following loan:

    Loan: 3000

    Speed: As soon as possible

    Credit: Poor

    Location: Guelph Ontario

    Income: My base rate is $14.00/hr plus QB,QB is the number of parts I produce per day. I take home between $975.00-$1350 every to weeks.

    Reason:

    To replace lost income from a nasty separation from wife who left me and cleaned out our chequing account.I about to be evicted from my apartment and need some help fast.

  9. patricia applied for the following loan:

    Loan: 5000

    Speed: fell behind in bills

    Credit: 680

    Location: lyn ont canada

    Income: i make 2100 from odsp

    Reason:

    pay off mastercard, payloans, rogers cell, shaw direct . furniture

  10. melissa applied for the following loan:

    Loan: looking for 1000- 1500

    Speed: asap

    Credit: terrible

    Location: live in sarnia stuck in london

    Income: 1100.odsp 1200. cpp

    Reason:

    to get car towed out of impound and repairs on car for put legally on road with insurance to get home

  11. Darren applied for the following loan:

    Loan: $300.00

    Speed: Immediately

    Credit: poor

    Location: Saint John, NB, Canada

    Income: $1700/month working full-tim1e at Delta Brunswick Hotel as a Second Cook

    Reason:

    To catch up on a few bills

  12. Lydia applied for the following loan:

    Loan: 3500

    Speed: June 29,2013

    Credit: Poor

    Location: Van.BC

    Income: My netpay for a month-2,000. My spouse's monthly net pay-1,800

    Reason:

    July rent,life insurance quarterly payment,payday payment so I can stop using them and shaw cable payment which is scheduled to be suspended if not paid before the end of this month

  13. Bradley applied for the following loan:

    Loan: 1500

    Speed: ASAP

    Credit: Average

    Location: Saint John, NB, Canada

    Income: Monthly income of $3200 from Canada Post and I am paid on a bi-weekly schedule.

    Reason:

    I am looking to get ahead on my bills so I can start saving for my own place. It’s a long term goal but I need to money to start myself off on the right foot. I appreciate anyone help you can offer and I thank you

  14. Carol applied for the following loan:

    Loan: 2000

    Speed: ASAP

    Credit: Poor

    Location: Saint John, NB

    Income: 2400.00 paid biweekly

    Reason:

    I am the only income in my home. My husband is diabled and doesn’t receive any income and just need it to catch up on bills.

  15. stacey applied for the following loan:

    Loan: 6000

    Speed: asap

    Credit: poor

    Location: fredericton, nb

    Income: 1500

    Reason:

    i am caught in the payday loan trap which has me struggling to keep my bills current…need to pay them off & have a manageable monthly payment which i dont continue to lose money each chq

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