300 Online Advance Loan – Hamilton Ontario


This client is looking to borrow $300 and has applied online for a loan. He lives in Hamilton Ontario. This is a small loan and and many people do not need to borrow such small amounts, however in this case there are uniquecircumstances that causes this client to be in need of a loan of this type.

Basically the client lost money at a poker game, the winner wants to be paid and  is threatening him which could mean he looses his job.  He has investments which are tied up and cannot be accessed in such a short time frame.  He does not have debts other than this gambling debt and actually has a good credit rating.  This client will likely be approved for this loan, however the cost will be high due to fees and interest charges compared to the size of the loan. He indicates that he will be able to repay the loan in a short time frame of  three days or less, which is attractive for many lenders. He could go to his parents but is reluctant to do so since he is still living at home and also does not want to deal with the probable embarrassment.

As a general comment this is an excellent example why everyone should maintain an emergency fund or some call it a rainy day fund to deal with emergency expenses. Whether you agree that a gambling debt is something that an emergency fund should be used for or not, it is a cash flow problem for this client and he needs to find a way to deal with it. He could have easily paid his debts if he had an emergency cash fund available. This is a good lesson and example for all readers who may be in this situation were they are low on cash and considering an expense of some kind. This client probably will give a lot of thought to this issue so that he does not need to apply for a loan in the future.

Online Advance Loan Application

Online Advance Loan Amount :: $300

Online Advance Loan Speed :: Within the next 24 hours or less, today if possible

What City/Town, Province, and County do you live in? :: Hamilton, Ontario

Postal Code :: L8E 1A1

What is your employment industry and how long in this field – detail please? :: Waiter at a restaurant, have worked as a waiter for the past 10 years at several different places. I have been at my current job for the past two and a half years.

Employment Position :: Waiter

When are you paid? :: Weekly plus daily tips

What would you consider your credit rating to be – excellent, great, good, fair, bad? :: good, I have no debts, but I also do not have any cash savings either, that’s why I need this online advance loan

How did you find us? :: searching for online advance loans on the web

Bank name :: Royal Bank

How are you paid? :: combination of direct deposit ( my hourly wage) and cash from my tips each day

Gross Amount Per Paycheck :: $360

Do not include ABA or bank routing numbers here. This is for your personal security. Do not enter social security numbers here. Do you agree to have this application information published online with your PRIVATE info removed? :: Sure, as long as my personal stuff is kept off line.

Any extra information here please :: I need this  loan only for a couple of days until I ether get paid or I make enough in tips. This may seem ridiculous, but I need the $300 to pay for a gambling bet I made last night and the guy really wants his money. I told him I would get the money to him in a couple of days, but he insists I pay him by tomorrow or he will come into the restaurant I work at and make a scene. Of course that will get me fired and he still will not get his money because I will not be working. I make from $100 to $200 a day in tips and I work 5 days a week so I can easily pay him in a few days, I just do not have the ready cash to pay my gambling debt in the time frame he is looking for. It was a stupid thing to do, and now I am faced with this big problem.

Note to Lender – Please add any information you are comfortable with sharing regarding this loan :: I am not very good with money as you can see, but I do always pay my bills on time. I do not have any other debts and I only own one credit card which is fully paid each month. I live at home so my expenses are not high either. Actually I have been able to save a lot of money over the past 10 years of being a waiter and living at home essentially for free.

Remember the movie with Sandra Bulloch, Failure to Launch! That would be me, except that at this moment I am cash poor. All my investments are tied up in bonds and mutual funds, I have no cash available at the moment and I have no way of paying this guy tomorrow. I get paid 3 days from now and I will also make enough in tips to more than cover this loan, so I will be able to repay the loan within 3 days.

Also I really do not want to ask my parents for the money for obvious reasons. They would lend me the money without question, but I would never hear the end of it and be lectured about making sure I have enough cash available.  Please help me with this online advance loan application, by approving it and getting the money to me today.

Have you ever defaulted or bounced a check with a  Online Advance loan in the past? :: No, I have never even borrowed money like this in the past. Please help me out. I do not need to lose my job over something as silly as this.

Do You Need A Personal Loan?

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Use the loan application below to start the process. Detail your income and purpose of loan please - lenders do not respond to applicants who don't provide it. Thanks for using BFC!


2 Loan Requests

  1. Dahlia applied for the following loan:

    Loan: 1500

    Speed: Monday

    Credit: Bad

    Location: Ajax on canada

    Income: 2400

    Reason:

    Funeral

  2. Dahlia applied for the following loan:

    Loan: 1500

    Speed: ASAP

    Credit: Bad

    Location: Ajax on canada

    Income: Gross pay / 1506.85. My net pay is1200 I get paid biweekly by paper check.

    Reason:

    My dad passed away I need some extra cash so I will be able to go the funeral in jamaica1506

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