2000 Quick Personal Loan Online – Halifax Novia Scotia


This applicant is applying for a $2000 personal loan using an online application and lives in the city of Halifax, Nova Scotia, Canada. He works for the city of Halifax and has held a variety of jobs over the past 10 years progressing to increasingly senior jobs. Currently he is a cityroad inspector, inspecting and approving all new road construction projects. His credit rating is actually excellent since he has had several debts in the past and repaid all his debts on time and in full. There is no record of him ever missing a payment of any kind as well. Currently the only debt that he has is his mortgage on his home which he pays regularly. He did not state what the balance was or what his monthly payments are on his application. The bank will need to know this information along with his property tax payments as well before they can finalize the loan.

The personal loan that he is applying for online is to help him pay for renovations that he and his son are doing. Basically they are renovating the basement, adding a bedroom, basement bath  room and a family room for his son to live in. His son has moved back home. They are doing all of the work themselves, and saving a great deal of money as a result.  The personal loan will be used to pay for materials that they need to complete this project.

The client has also indicated that he would like a 6 month term to repay the loan, which we think  will be approved for this loan. Payments using prevailing interest rates will be $333.56 a month and the cost of the loan will be $29.16 in interest plus any applicable fees that the bank decides to charge.  If our client decided to extend his term out to one year, the payments would be reduced to $168.84 which is a significant reduction and much easier to pay each month. Final payments will depend on the actual interest rate and term that the bank and the client settle on at the time the loan is approved.

We believe that this client will have no problem repaying this personal loan which he has applied for online. We think that the client will be approved for this loan within the one week time frame that he has requested allowing him to proceed with the basement renovations as planned.

Online Cash Payday Loan Application

Personal Loan Amount :: $2000

Personal Loan Speed :: Within the next week would be fine

What City/Town, Province, and County do you live in? :: Halifax, Nova Scotia

Postal Code :: B3H 0A1

What is your employment industry and how long in this field – detail please? :: City Road Inspector, I have worked for the city of Halifax for the past 10 years

Employment Position :: City Road Inspector on road construction sites

When are you paid? :: Every 2nd week

What would you consider your credit rating to be – excellent, great, good, fair, bad? :: Great, we have no debts other than the mortgage on the house and we have never missed a payment that we know of

How did you find us? :: Searching for online personal loans

Bank name :: Bank of Montreal, main branch in downtown Halifax

How are you paid? :: Direct deposit to my checking account

Gross Amount Per Paycheck :: $3000

Do not include ABA or bank routing numbers here. This is for your personal security. Do not enter social security numbers here. Do you agree to have this application information published online with your PRIVATE info removed? :: Sure as long as no personal information is released

Any extra information here please :: I would like to borrow $2000 using your quick personal loan online service. The money is needed within the next week and will be used to pay for home renovations we are going to do this winter. Basically we are adding a bedroom and a bath  room in the basement for our son as well as a family room. We should have done this years ago, but decided to do it now since our son will be living with us for the next year. He is moving back with us after having been working in Ontario for the past 3 years. This money will be used to pay for materials only.

We want to give him and us some privacy and his own space as well. I am using some savings I have to pay for most of the renovations and just need an additional $2000 to pay for the remainder. We are going to do most of the work ourselves and will save a lot of money as a result. The electrical work and the plumbing work will be done by qualified professionals and we will do all of the other work ourselves. My son is out of work at the moment so he can do most of this project and earn his board as well as have a nice place to stay while he looks for a job.

Note to Lender – Please add any information you are comfortable with sharing regarding this loan :: I have worked for the city of Halifax in various jobs for the past 10 years. Currently I am a road inspector checking on new construction projects that are taking place around the city. Nothing gets the final approval and completion without my stamp of approval on the final invoice from the various contractors that we use.

My credit rating is really good as far as I know. We only have a mortgage and no other debts, not even any credit card debt. We do use our credit cards, however we always pay the balance owing on the credit card at the end of every month. We have no other loans at the present time and are hoping to get a really low interest rate personal loan to help us pay for the materials. I would like repayment of the loan to be scheduled over the next six months.

Have you ever defaulted or bounced a check with a Personal Loan in the past? :: No, never

 

Do You Need A Personal Loan?

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10 Loan Requests

  1. rod applied for the following loan:

    Loan: 2000

    Speed: asap

    Credit: not good

    Location: surrey bc canada

    Income: beI take home on average 2400 per month not including overtime hours.

    Reason:

    to get out of a payday loan and to get caught up on other bills that I fell behind on.

  2. Blake applied for the following loan:

    Loan: 1000

    Speed: ASAP

    Credit: poor

    Location: Dartmouth, Nova Scotia Canada

    Income: I work full time at a sprinkler system company I take about 2300.00 a month after deductions

    Reason:

    I was off work sick for a while but am back full time, need the money to pay off a payday loan and get caught up with some bilss

  3. Doug applied for the following loan:

    Loan: 3000

    Speed: asap

    Credit: 600

    Location: Thunder Bay, Ontario

    Income: I work for the city of Thunder Bay, (unionized). I earn $22.72/hr, $1800 gross $1200 take home. I am paid every 2 weeks on friday, for ex Nov 30 next payday. I have $500/month disposable income.

    Reason:

    I went bankrupt due to job loss in mining in the 2008 world financial crisis. I was discharged in Sept 2010. I have worked for the city for 18 months and I am full time. I am trying to rebuild my credit and renovate my home as I owe $18000 and will realize a $125000 market value when I am done the reno. I am looking to spend $1000 for Christmas and $1500 for a new floor for the kitchen and $500 for winter tires for the Jeep. I would hope for a 1 yr term and a reasonable interest rate. If it could be reported to Equifax it would help rebuild my credit score like my car loan, I have no credit cards.

  4. Wanda applied for the following loan:

    Loan: $2500

    Speed: ASAP

    Credit: Bad(500 credit score)

    Location: Torbay, Nl, Canada

    Income: I am self employed and husband is just getting back to work so we will be bringing home about $3000 a month

    Reason:

    looking for this loan to fix car which i need to get back and forth to work and for driving kids around. also need to pay light bill and groceries. husband was out of work and the savings we had dwindle away while he was trying to get work. we are refinancing our house and should be closed in a few weeks. so the loan can be paid back then in full. i am totally desperate for this loan, if someone could please help i would greatly appreciate it.
    Thanks

  5. john applied for the following loan:

    Loan: 2000

    Speed: asap

    Credit: bad

    Location: halifax nova scotia

    Income: i earn 2400 a month ..600 a week

    Reason:

    i have to pay off pay day loan which is 850 and to buy tires for my truck and buy groceries for my kids

  6. krystal applied for the following loan:

    Loan: 2000

    Speed: asap

    Credit: poor

    Location: hslifax

    Income: Work full time making 2000 there and pt making 400 a month.

    Reason:

    Looking to pay off bills and buy groceries.

  7. kenlyn applied for the following loan:

    Loan: 500

    Speed: today

    Credit: fair

    Location: halifax, nova scotia, canada

    Income: 900... childcare 2000 additional income

    Reason:

    grocery shopping

  8. Justin applied for the following loan:

    Loan: 2,200

    Speed: as soon as i can please

    Credit: Bad

    Location: Halifax

    Income: 1,800.00 I work full time and have a good income

    Reason:

    For some past bills right now like my rent and lights and to get some food for my house. Just need something to start me off and be worry free please!

  9. Jerry applied for the following loan:

    Loan: $55,000 USD (67,559.03)

    Speed: as soon as possible

    Credit: unknown

    Location: Halifax, Nova Scotia, Canada

    Income: $75,000 (seventy-five thousand dollars a year)

    Reason:

    I have an opportunity to purchase 22 shares in a hedge fund management company. I already own 10 shares. Each share cost USD $2500.00 and for 22 shares is a total of USD $55,000.00

    Onces those 22 shares are sold our hedge fund management will be sat up in a three to four week period. When this is done I will be going on a salary for $USD 75,000.00 plus commissions for getting business projects / deals funded. We will be managing two hedge funds.

    I have a full package for this hedge fund management company we are setting for any private lender to review.

    I would like to thank you for your time and appreciate any assistance you may be able to provide to me in getting a loan with your group.

    I also have a full information package for you to review.

  10. Paul applied for the following loan:

    Loan: 3000

    Speed: within the month

    Credit: fair

    Location: Halifax , Nova Scotia canada

    Income: I clear between $1200-$1400 per week

    Reason:

    I would like to have eveything paid off before the end of year , mostly bills. Oil bill was miscalculated and owe more than what was stated for equalized payments.

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