1500 PDL Online – St. Catharines Ontario


We received an application for a  $1500 PDL Online loan from a first time potential customer who lives in St. Catharines Ontario. He works in the quality inspection department for GM checking the cars as they role of the assembly line atone of the plants in the area.  He makes a good income and combined with his over time he should have no problem repaying this PDL loan on time. He appears to get a lot of overtime hours at the present time.

What is unusual about this client is that he does not believe in credit cards. He prefers to pay cash for everything he buys. He has found himself to be short of cash due to some repairs he must make to his home after a wind storm and wants to be able to pay the repairman when he finishes the work this week.

He has a good credit rating, but does not have any credit cards, nor does he have a line of credit or other loans. He does have a mortgage on his home. Other than that he has no other debt. While this is an excellent way to manage his funds, he has not planned for emergencies of any kind and finds himself to be cash short. As a result he needs an emergency PDL online loan. Many people in this situation will have at least 6 months cash reserves to ensure that they can deal with any emergency including sudden emergency expenses or even being laid off. It is much cheaper than taking out an online loan.

The  loan usually involves a combination of interest charged along with fees for processing. Failure to repay the loan on time as well as a insufficient funds in a bank account will also result in quite high fees being charged to process the failed payment and collect the funds owed. Although these  loans are convenient and can help clients resolve financial issues they have, they also need to understand that these types of loans are expensive as well. If the client has time, they may want to approach their bank to arrange for a regular loan until payday or to arrange for a credit card which they could use to pay for emergency repairs.

We are more than happy to do business with this customer, however in the interest of good customer relations we wanted to make sure that he has considered all of the alternatives. Lastly we question why the customer needs to pay the repairman on the day he finishes his work. Most business understand there is a 30 day  hold on work of this type.

Online Cash Payday Loan Application

Payday Cash Loan Amount :: $1500

Payday Loan Speed :: a soon as possible please, I need to pay a repairmen for his work tomorrow

What City/Town, Province, and County do you live in? :: St Catharines, Ontario

Postal Code :: L2M OA1

What is your employment industry and how long in this field – detail please? :: Auto Assembly for GM for the past 5 years

Employment Position :: Final quality check team member for cars coming off the assembly line

When are you paid? :: every two weeks

What would you consider your credit rating to be – excellent, great, good, fair, bad? :: pretty good

How did you find us? :: searching for a PDL online loan on the net

Bank name :: CIBC – Canadian Imperial Bank of Commerce

How are you paid? :: Direct deposit to my checking account

Gross Amount Per Paycheck ::  $2400, not including overtime

Do not include ABA or bank routing numbers here. This is for your personal security. Do not enter social security numbers here. Do you agree to have this application information published online with your PRIVATE info removed? :: I guess so, as long as nothing personal is released

Any extra information here please ::  I have found myself in a bit of a fix.  I am short of cash until my next pay check due to some emergency expenses that I have for my home. I do not believe in credit cards, preferring to pay cash for everything or writing a check. Unfortunately my bank account is depleted and I need to pay for repairs to my home from a storm that just ripped through the neighborhood. My insurance company has told me they will not pay for this type of damage and that I am on my own. I need to pay a guy first thing in the morning to finish the work repairing the damage to the house. We lost shingles and some siding from the high wind and if I do not get this damage fixed, we will also have a lot of water damage as well.

Note to Lender – Please add any information you are comfortable with sharing regarding this loan :: I work for GM in their quality inspection department. Basically the cars role of the line and the team I  inspect them one last time to make sure everything is assembled properly and the car is ready to go to the dealership. Our line has been running 24 – 7 recently so there is lots of over time as well. I will have no problem repaying this loan with the over time I make in addition to the regular income that I make.

I get paid next week so the maximum time I will need the loan is until the end of next week. Once the money from my paycheck is in my account at the CIBC, you can withdraw the loan amount plus any fees there are for this loan. My credit is very good, I do not have any credit cards and I have a small mortgage on my home. There are no other loans. My car is fully paid for and I am not planning to get another one for a few years. I really need this loan to be approved so I can pay this contractor to complete all of the repairs quickly.

Have you ever defaulted or bounced a check with a payday cash advance loan in the past? :: No , this is the first time I have applied for an online loan

 

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3 Loan Requests

  1. David applied for the following loan:

    Loan: 1000

    Speed: as soon as possiable,need some help with rent

    Credit: not very good,I do have some debits

    Location: St.Catharines,Ontario. Canada

    Income: Just over 2 thousand a month.I work construction and get paid every two weeks

    Reason:

    I’m behide on rent and very worried about being kicked out.I just started my new construction job three weeks ago and I’m having a hard time getting caught up and a loan would help me a lot right now. Can get it paid off in a month or so

  2. lori applied for the following loan:

    Loan: 1000

    Speed: saturday september 29

    Credit: poor

    Location: st. catharines, ontario

    Income: My monthly earnings are 1900 dollars a month after taxes I work 2 jobs 6 days a week 4 days at one and 2 days at the other .

    Reason:

    I am behind on my rent I missed time at work because I was sick and now I am having a hard time getting ahead. I applied for a loan that I thought was great approved for an amount to pay my rent and get a low cost vehicle but I found out it was all a scam now I’m nervous of any loan I have applied for.

  3. edward applied for the following loan:

    Loan: 5000

    Speed: asap

    Credit: poor

    Location: st catharines, ontario, canada

    Income: 4400

    Reason:

    Recently went through bankruptcy, behind on some payments and have need of car repairs as well for vehicle to get to work. I have been off work for a few weeks due to holidays without pay. Having a hard time staying afloat.

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